Villalba Municipio, Puerto Rico has a 2026 one-unit conforming loan limit of $832,750, which is 8.0 times the county's median home value of $104,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $26,286 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $104,200 |
| Puerto Rico median home value | $131,500 |
| Limit ÷ median home value | 7.99× |
| Median household income | $26,286 |
| Median home value ÷ income | 4.0× |
| Population | 21,556 |
| Median property tax paid (owners) | $480 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 77.9% |
| Home value rank in Puerto Rico | 60 of 78 counties |
| Neighbor: Coamo Municipio, PR | limit $832,750; median home $99,900 |
| Neighbor: Juana Diaz Municipio, PR | limit $832,750; median home $105,500 |
| Neighbor: Orocovis Municipio, PR | limit $832,750; median home $100,500 |
Across Puerto Rico's 78 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Villalba Municipio's median home value is 21% below the state median of $131,500 (rank 60 of 78). Among its 3 neighboring counties, Juana Diaz Municipio has the highest median home value ($105,500) and Coamo Municipio the lowest ($99,900); all share the same loan limit. Owners pay a median $480 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Vieques Municipio, PR
- 2026 conforming loan limit: Vigo County, IN
- 2026 conforming loan limit: Vilas County, WI
- 2026 conforming loan limit: Vinton County, OH
- 2026 conforming loan limits in Virginia by county
- 2026 conforming loan limit: Virginia Beach City, VA
- 2026 conforming loan limit: Volusia County, FL
- 2026 conforming loan limit: Wabash County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.