Vigo County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $148,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,976 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $148,500 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 5.61× |
| Median household income | $52,976 |
| Median home value ÷ income | 2.8× |
| Population | 106,109 |
| Median property tax paid (owners) | $1,313 |
| Effective property tax rate (approx.) | 0.88% |
| Owner-occupied homes | 61.7% |
| Home value rank in Indiana | 78 of 92 counties |
| Neighbor: Clark County, IL | limit $832,750; median home $132,400 |
| Neighbor: Edgar County, IL | limit $832,750; median home $97,300 |
| Neighbor: Clay County, IN | limit $832,750; median home $153,000 |
| Neighbor: Parke County, IN | limit $832,750; median home $151,200 |
| Neighbor: Sullivan County, IN | limit $832,750; median home $131,100 |
| Neighbor: Vermillion County, IN | limit $832,750; median home $113,100 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Vigo County's median home value is 32% below the state median of $218,200 (rank 78 of 92). Among its 6 neighboring counties, Clay County has the highest median home value ($153,000) and Edgar County the lowest ($97,300); all share the same loan limit. Owners pay a median $1,313 a year in property tax, an effective rate of about 0.88% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Union County, IN
- 2026 conforming loan limit: Vanderburgh County, IN
- 2026 conforming loan limit: Vermillion County, IN
- 2026 conforming loan limit: Wabash County, IN
- 2026 conforming loan limit: Warren County, IN
- 2026 conforming loan limit: Warrick County, IN
- 2026 conforming loan limit: Washington County, IN
- 2026 conforming loan limit: Wayne County, IN
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
Related answers
- Mortgage rates in Indiana today: 7.40% 30-yr fixed (US avg), 2026 loan limits
- Indiana state income tax rates and brackets 2026
- Cost of living in Indiana vs US average (2024)
- 2026 conforming loan limits in Indiana by county
- $60,000 salary after taxes in Indiana (2026 take-home pay)
- $85,000 salary after taxes in Indiana (2026 take-home pay)
- $100,000 salary after taxes in Indiana (2026 take-home pay)
- 2026 conforming loan limit: Union County, IN
- 2026 conforming loan limit: Vanderburgh County, IN
- 2026 conforming loan limit: Vermillion County, IN
- 2026 conforming loan limit: Wabash County, IN
- 2026 conforming loan limit: Warren County, IN
- 2026 conforming loan limit: Warrick County, IN
- Mortgage rates today (Freddie Mac weekly average)