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2026 conforming loan limit: Vermillion County, IN

Quick answer

Vermillion County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 7.4 times the county's median home value of $113,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,200 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$113,100
Indiana median home value$218,200
Limit ÷ median home value7.36×
Median household income$60,200
Median home value ÷ income1.9×
Population15,421
Median property tax paid (owners)$781
Effective property tax rate (approx.)0.69%
Owner-occupied homes75.2%
Home value rank in Indiana91 of 92 counties
Neighbor: Edgar County, ILlimit $832,750; median home $97,300
Neighbor: Vermilion County, ILlimit $832,750; median home $97,200
Neighbor: Fountain County, INlimit $832,750; median home $143,400
Neighbor: Parke County, INlimit $832,750; median home $151,200
Neighbor: Vigo County, INlimit $832,750; median home $148,500
Neighbor: Warren County, INlimit $832,750; median home $182,500

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Vermillion County's median home value is 48% below the state median of $218,200 (rank 91 of 92). Among its 6 neighboring counties, Warren County has the highest median home value ($182,500) and Vermilion County the lowest ($97,200); all share the same loan limit. Owners pay a median $781 a year in property tax, an effective rate of about 0.69% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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