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2026 conforming loan limit: Vernon Parish, LA

Quick answer

Vernon Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,270 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$156,000
Louisiana median home value$216,500
Limit ÷ median home value5.34×
Median household income$57,270
Median home value ÷ income2.7×
Population47,117
Median property tax paid (owners)$819
Effective property tax rate (approx.)0.53%
Owner-occupied homes56.0%
Home value rank in Louisiana33 of 64 counties
Neighbor: Allen Parish, LAlimit $832,750; median home $104,500
Neighbor: Beauregard Parish, LAlimit $832,750; median home $161,700
Neighbor: Natchitoches Parish, LAlimit $832,750; median home $171,300
Neighbor: Rapides Parish, LAlimit $832,750; median home $181,100
Neighbor: Sabine Parish, LAlimit $832,750; median home $123,100
Neighbor: Newton County, TXlimit $832,750; median home $103,100

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Vernon Parish's median home value is 28% below the state median of $216,500 (rank 33 of 64). Among its 6 neighboring counties, Rapides Parish has the highest median home value ($181,100) and Newton County the lowest ($103,100); all share the same loan limit. Owners pay a median $819 a year in property tax, an effective rate of about 0.53% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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