Vernon County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $223,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,893 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $223,800 |
| Wisconsin median home value | $266,500 |
| Limit ÷ median home value | 3.72× |
| Median household income | $71,893 |
| Median home value ÷ income | 3.1× |
| Population | 31,049 |
| Median property tax paid (owners) | $2,978 |
| Effective property tax rate (approx.) | 1.33% |
| Owner-occupied homes | 80.3% |
| Home value rank in Wisconsin | 37 of 72 counties |
| Neighbor: Allamakee County, IA | limit $832,750; median home $172,300 |
| Neighbor: Houston County, MN | limit $832,750; median home $239,000 |
| Neighbor: Crawford County, WI | limit $832,750; median home $183,400 |
| Neighbor: Juneau County, WI | limit $832,750; median home $177,700 |
| Neighbor: La Crosse County, WI | limit $832,750; median home $257,000 |
| Neighbor: Monroe County, WI | limit $832,750; median home $210,000 |
| Neighbor: Richland County, WI | limit $832,750; median home $197,500 |
| Neighbor: Sauk County, WI | limit $832,750; median home $258,600 |
Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Vernon County's median home value is 16% below the state median of $266,500 (rank 37 of 72). Among its 8 neighboring counties, Sauk County has the highest median home value ($258,600) and Allamakee County the lowest ($172,300); all share the same loan limit. Owners pay a median $2,978 a year in property tax, an effective rate of about 1.33% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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