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2026 conforming loan limit: Waukesha County, WI

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Waukesha County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $398,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $106,076 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$398,200
Wisconsin median home value$266,500
Limit ÷ median home value2.09×
Median household income$106,076
Median home value ÷ income3.8×
Population411,762
Median property tax paid (owners)$4,554
Effective property tax rate (approx.)1.14%
Owner-occupied homes76.0%
Home value rank in Wisconsin1 of 72 counties
Neighbor: Dodge County, WIlimit $832,750; median home $231,900
Neighbor: Jefferson County, WIlimit $832,750; median home $274,100
Neighbor: Milwaukee County, WIlimit $832,750; median home $230,700
Neighbor: Ozaukee County, WIlimit $832,750; median home $390,200
Neighbor: Racine County, WIlimit $832,750; median home $251,400
Neighbor: Walworth County, WIlimit $832,750; median home $302,700
Neighbor: Washington County, WIlimit $832,750; median home $344,800

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Waukesha County's median home value is 49% above the state median of $266,500 (rank 1 of 72). Among its 7 neighboring counties, Ozaukee County has the highest median home value ($390,200) and Milwaukee County the lowest ($230,700); all share the same loan limit. Owners pay a median $4,554 a year in property tax, an effective rate of about 1.14% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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