Wayne County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $162,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,427 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $162,800 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 5.12× |
| Median household income | $53,427 |
| Median home value ÷ income | 3.0× |
| Population | 30,949 |
| Median property tax paid (owners) | $1,265 |
| Effective property tax rate (approx.) | 0.78% |
| Owner-occupied homes | 67.3% |
| Home value rank in Georgia | 86 of 159 counties |
| Neighbor: Appling County, GA | limit $832,750; median home $76,700 |
| Neighbor: Brantley County, GA | limit $832,750; median home $99,600 |
| Neighbor: Glynn County, GA | limit $832,750; median home $301,300 |
| Neighbor: Long County, GA | limit $832,750; median home $218,300 |
| Neighbor: Mcintosh County, GA | limit $832,750; median home $182,700 |
| Neighbor: Pierce County, GA | limit $832,750; median home $153,300 |
| Neighbor: Tattnall County, GA | limit $832,750; median home $140,000 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wayne County's median home value is 46% below the state median of $303,300 (rank 86 of 159). Among its 7 neighboring counties, Glynn County has the highest median home value ($301,300) and Appling County the lowest ($76,700); all share the same loan limit. Owners pay a median $1,265 a year in property tax, an effective rate of about 0.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Waukesha County, WI
- 2026 conforming loan limit: Waupaca County, WI
- 2026 conforming loan limit: Waushara County, WI
- 2026 conforming loan limit: Wayne County, IA
- 2026 conforming loan limit: Wayne County, IL
- 2026 conforming loan limit: Wayne County, IN
- 2026 conforming loan limit: Wayne County, KY
- 2026 conforming loan limit: Wayne County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.