Wayne County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $178,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,539 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $178,500 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 4.67× |
| Median household income | $60,539 |
| Median home value ÷ income | 2.9× |
| Population | 1,772,259 |
| Median property tax paid (owners) | $2,904 |
| Effective property tax rate (approx.) | 1.63% |
| Owner-occupied homes | 64.8% |
| Home value rank in Michigan | 41 of 83 counties |
| Neighbor: Macomb County, MI | limit $832,750; median home $243,900 |
| Neighbor: Monroe County, MI | limit $832,750; median home $228,900 |
| Neighbor: Oakland County, MI | limit $832,750; median home $343,600 |
| Neighbor: Washtenaw County, MI | limit $832,750; median home $374,100 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wayne County's median home value is 23% below the state median of $231,600 (rank 41 of 83). Among its 4 neighboring counties, Washtenaw County has the highest median home value ($374,100) and Monroe County the lowest ($228,900); all share the same loan limit. Owners pay a median $2,904 a year in property tax, an effective rate of about 1.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wayne County, IL
- 2026 conforming loan limit: Wayne County, IN
- 2026 conforming loan limit: Wayne County, KY
- 2026 conforming loan limit: Wayne County, MO
- 2026 conforming loan limit: Wayne County, MS
- 2026 conforming loan limit: Wayne County, NC
- 2026 conforming loan limit: Wayne County, NE
- 2026 conforming loan limit: Wayne County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.