Wayne County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 9.1 times the county's median home value of $91,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $37,619 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $91,100 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 9.14× |
| Median household income | $37,619 |
| Median home value ÷ income | 2.4× |
| Population | 19,718 |
| Median property tax paid (owners) | $578 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 85.3% |
| Home value rank in Mississippi | 71 of 82 counties |
| Neighbor: Choctaw County, AL | limit $832,750; median home $123,400 |
| Neighbor: Washington County, AL | limit $832,750; median home $159,700 |
| Neighbor: Clarke County, MS | limit $832,750; median home $118,100 |
| Neighbor: Greene County, MS | limit $832,750; median home $92,700 |
| Neighbor: Jasper County, MS | limit $832,750; median home $107,100 |
| Neighbor: Jones County, MS | limit $832,750; median home $143,100 |
| Neighbor: Perry County, MS | limit $832,750; median home $124,000 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wayne County's median home value is 46% below the state median of $169,800 (rank 71 of 82). Among its 7 neighboring counties, Washington County has the highest median home value ($159,700) and Greene County the lowest ($92,700); all share the same loan limit. Owners pay a median $578 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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