Washington County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 8.0 times the county's median home value of $104,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $42,165 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $104,000 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 8.01× |
| Median household income | $42,165 |
| Median home value ÷ income | 2.5× |
| Population | 42,765 |
| Median property tax paid (owners) | $891 |
| Effective property tax rate (approx.) | 0.86% |
| Owner-occupied homes | 60.2% |
| Home value rank in Mississippi | 61 of 82 counties |
| Neighbor: Chicot County, AR | limit $832,750; median home $89,100 |
| Neighbor: Bolivar County, MS | limit $832,750; median home $130,000 |
| Neighbor: Humphreys County, MS | limit $832,750; median home $87,800 |
| Neighbor: Issaquena County, MS | limit $832,750; median home $110,800 |
| Neighbor: Sharkey County, MS | limit $832,750; median home $98,000 |
| Neighbor: Sunflower County, MS | limit $832,750; median home $100,300 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 39% below the state median of $169,800 (rank 61 of 82). Among its 6 neighboring counties, Bolivar County has the highest median home value ($130,000) and Humphreys County the lowest ($87,800); all share the same loan limit. Owners pay a median $891 a year in property tax, an effective rate of about 0.86% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, ME
- 2026 conforming loan limit: Washington County, MN
- 2026 conforming loan limit: Washington County, MO
- 2026 conforming loan limit: Washington County, NC
- 2026 conforming loan limit: Washington County, NE
- 2026 conforming loan limit: Washington County, NY
- 2026 conforming loan limit: Washington County, OH
- 2026 conforming loan limit: Washington County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.