Washington County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $161,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,024 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $161,800 |
| Maine median home value | $296,600 |
| Limit ÷ median home value | 5.15× |
| Median household income | $56,024 |
| Median home value ÷ income | 2.9× |
| Population | 31,331 |
| Median property tax paid (owners) | $1,683 |
| Effective property tax rate (approx.) | 1.04% |
| Owner-occupied homes | 79.7% |
| Home value rank in Maine | 15 of 16 counties |
| Neighbor: Aroostook County, ME | limit $832,750; median home $149,700 |
| Neighbor: Hancock County, ME | limit $832,750; median home $310,400 |
| Neighbor: Penobscot County, ME | limit $832,750; median home $214,100 |
Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 45% below the state median of $296,600 (rank 15 of 16). Among its 3 neighboring counties, Hancock County has the highest median home value ($310,400) and Aroostook County the lowest ($149,700); all share the same loan limit. Owners pay a median $1,683 a year in property tax, an effective rate of about 1.04% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, KS
- 2026 conforming loan limit: Washington County, KY
- 2026 conforming loan limit: Washington County, MD
- 2026 conforming loan limit: Washington County, MN
- 2026 conforming loan limit: Washington County, MO
- 2026 conforming loan limit: Washington County, MS
- 2026 conforming loan limit: Washington County, NC
- 2026 conforming loan limit: Washington County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.