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2026 conforming loan limit: Washington County, KS

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Washington County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $117,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,482 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$117,100
Kansas median home value$217,200
Limit ÷ median home value7.11×
Median household income$65,482
Median home value ÷ income1.8×
Population5,533
Median property tax paid (owners)$1,607
Effective property tax rate (approx.)1.37%
Owner-occupied homes78.5%
Home value rank in Kansas60 of 105 counties
Neighbor: Clay County, KSlimit $832,750; median home $155,900
Neighbor: Cloud County, KSlimit $832,750; median home $100,000
Neighbor: Marshall County, KSlimit $832,750; median home $127,700
Neighbor: Republic County, KSlimit $832,750; median home $75,600
Neighbor: Riley County, KSlimit $832,750; median home $237,100
Neighbor: Gage County, NElimit $832,750; median home $174,000
Neighbor: Jefferson County, NElimit $832,750; median home $129,500
Neighbor: Thayer County, NElimit $832,750; median home $122,800

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 46% below the state median of $217,200 (rank 60 of 105). Among its 8 neighboring counties, Riley County has the highest median home value ($237,100) and Republic County the lowest ($75,600); all share the same loan limit. Owners pay a median $1,607 a year in property tax, an effective rate of about 1.37% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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