Washington County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $422,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $115,345 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $422,000 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 1.97× |
| Median household income | $115,345 |
| Median home value ÷ income | 3.7× |
| Population | 276,238 |
| Median property tax paid (owners) | $4,164 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 81.3% |
| Home value rank in Minnesota | 2 of 87 counties |
| Neighbor: Anoka County, MN | limit $832,750; median home $346,500 |
| Neighbor: Chisago County, MN | limit $832,750; median home $351,900 |
| Neighbor: Dakota County, MN | limit $832,750; median home $381,000 |
| Neighbor: Ramsey County, MN | limit $832,750; median home $326,600 |
| Neighbor: Pierce County, WI | limit $832,750; median home $333,700 |
| Neighbor: Polk County, WI | limit $832,750; median home $271,900 |
| Neighbor: St. Croix County, WI | limit $832,750; median home $377,700 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 28% above the state median of $329,300 (rank 2 of 87). Among its 7 neighboring counties, Dakota County has the highest median home value ($381,000) and Polk County the lowest ($271,900); all share the same loan limit. Owners pay a median $4,164 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, KY
- 2026 conforming loan limit: Washington County, MD
- 2026 conforming loan limit: Washington County, ME
- 2026 conforming loan limit: Washington County, MO
- 2026 conforming loan limit: Washington County, MS
- 2026 conforming loan limit: Washington County, NC
- 2026 conforming loan limit: Washington County, NE
- 2026 conforming loan limit: Washington County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.