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2026 conforming loan limit: Washington County, NE

Quick answer

Washington County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $297,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $94,396 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$297,600
Nebraska median home value$238,600
Limit ÷ median home value2.80×
Median household income$94,396
Median home value ÷ income3.2×
Population21,106
Median property tax paid (owners)$4,142
Effective property tax rate (approx.)1.39%
Owner-occupied homes83.2%
Home value rank in Nebraska2 of 93 counties
Neighbor: Harrison County, IAlimit $832,750; median home $176,000
Neighbor: Pottawattamie County, IAlimit $832,750; median home $195,700
Neighbor: Burt County, NElimit $832,750; median home $147,000
Neighbor: Dodge County, NElimit $832,750; median home $208,600
Neighbor: Douglas County, NElimit $832,750; median home $266,100

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 25% above the state median of $238,600 (rank 2 of 93). Among its 5 neighboring counties, Douglas County has the highest median home value ($266,100) and Burt County the lowest ($147,000); all share the same loan limit. Owners pay a median $4,142 a year in property tax, an effective rate of about 1.39% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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