Washington County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $173,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,162 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $173,200 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 4.81× |
| Median household income | $60,162 |
| Median home value ÷ income | 2.9× |
| Population | 53,326 |
| Median property tax paid (owners) | $1,558 |
| Effective property tax rate (approx.) | 0.90% |
| Owner-occupied homes | 71.9% |
| Home value rank in Oklahoma | 19 of 77 counties |
| Neighbor: Chautauqua County, KS | limit $832,750; median home $65,500 |
| Neighbor: Montgomery County, KS | limit $832,750; median home $101,700 |
| Neighbor: Nowata County, OK | limit $832,750; median home $137,800 |
| Neighbor: Osage County, OK | limit $832,750; median home $182,100 |
| Neighbor: Rogers County, OK | limit $832,750; median home $240,500 |
| Neighbor: Tulsa County, OK | limit $832,750; median home $230,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 13% below the state median of $199,800 (rank 19 of 77). Among its 6 neighboring counties, Rogers County has the highest median home value ($240,500) and Chautauqua County the lowest ($65,500); all share the same loan limit. Owners pay a median $1,558 a year in property tax, an effective rate of about 0.90% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, NE
- 2026 conforming loan limit: Washington County, NY
- 2026 conforming loan limit: Washington County, OH
- 2026 conforming loan limit: Washington County, OR
- 2026 conforming loan limit: Washington County, PA
- 2026 conforming loan limit: Washington County, RI
- 2026 conforming loan limit: Washington County, TN
- 2026 conforming loan limit: Washington County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.