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2026 conforming loan limit: Washington County, OR

Quick answer

Washington County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 1.4 times the county's median home value of $588,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $107,772 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$588,000
Oregon median home value$477,600
Limit ÷ median home value1.42×
Median household income$107,772
Median home value ÷ income5.5×
Population603,947
Median property tax paid (owners)$4,929
Effective property tax rate (approx.)0.84%
Owner-occupied homes60.8%
Home value rank in Oregon4 of 36 counties
Neighbor: Clackamas County, ORlimit $832,750; median home $611,000
Neighbor: Clatsop County, ORlimit $832,750; median home $468,300
Neighbor: Columbia County, ORlimit $832,750; median home $421,600
Neighbor: Multnomah County, ORlimit $832,750; median home $552,700
Neighbor: Tillamook County, ORlimit $832,750; median home $430,200
Neighbor: Yamhill County, ORlimit $832,750; median home $471,700

Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 23% above the state median of $477,600 (rank 4 of 36). Among its 6 neighboring counties, Clackamas County has the highest median home value ($611,000) and Columbia County the lowest ($421,600); all share the same loan limit. Owners pay a median $4,929 a year in property tax, an effective rate of about 0.84% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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