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2026 conforming loan limit: Washington County, OH

Quick answer

Washington County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,603 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$185,600
Ohio median home value$214,800
Limit ÷ median home value4.49×
Median household income$63,603
Median home value ÷ income2.9×
Population58,978
Median property tax paid (owners)$1,732
Effective property tax rate (approx.)0.93%
Owner-occupied homes75.4%
Home value rank in Ohio42 of 88 counties
Neighbor: Athens County, OHlimit $832,750; median home $185,000
Neighbor: Monroe County, OHlimit $832,750; median home $142,700
Neighbor: Morgan County, OHlimit $832,750; median home $150,900
Neighbor: Noble County, OHlimit $832,750; median home $163,600
Neighbor: Pleasants County, WVlimit $832,750; median home $151,000
Neighbor: Tyler County, WVlimit $832,750; median home $121,300
Neighbor: Wood County, WVlimit $832,750; median home $158,500

Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 14% below the state median of $214,800 (rank 42 of 88). Among its 7 neighboring counties, Athens County has the highest median home value ($185,000) and Tyler County the lowest ($121,300); all share the same loan limit. Owners pay a median $1,732 a year in property tax, an effective rate of about 0.93% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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