Washington County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $288,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,825 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $288,100 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.89× |
| Median household income | $77,825 |
| Median home value ÷ income | 3.7× |
| Population | 36,647 |
| Median property tax paid (owners) | $3,143 |
| Effective property tax rate (approx.) | 1.09% |
| Owner-occupied homes | 69.8% |
| Home value rank in Texas | 36 of 250 counties |
| Neighbor: Austin County, TX | limit $832,750; median home $296,900 |
| Neighbor: Brazos County, TX | limit $832,750; median home $296,000 |
| Neighbor: Burleson County, TX | limit $832,750; median home $191,000 |
| Neighbor: Fayette County, TX | limit $832,750; median home $293,900 |
| Neighbor: Grimes County, TX | limit $832,750; median home $237,400 |
| Neighbor: Lee County, TX | limit $832,750; median home $267,800 |
| Neighbor: Waller County, TX | limit $832,750; median home $318,700 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 2% above the state median of $283,800 (rank 36 of 250). Among its 7 neighboring counties, Waller County has the highest median home value ($318,700) and Burleson County the lowest ($191,000); all share the same loan limit. Owners pay a median $3,143 a year in property tax, an effective rate of about 1.09% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, PA
- 2026 conforming loan limit: Washington County, RI
- 2026 conforming loan limit: Washington County, TN
- 2026 conforming loan limit: Washington County, UT
- 2026 conforming loan limit: Washington County, VA
- 2026 conforming loan limit: Washington County, VT
- 2026 conforming loan limit: Washington County, WI
- 2026 conforming loan limit: Washington Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.