Washington County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $214,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,552 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $214,000 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 3.89× |
| Median household income | $64,552 |
| Median home value ÷ income | 3.3× |
| Population | 53,926 |
| Median property tax paid (owners) | $1,065 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 75.8% |
| Home value rank in Virginia | 88 of 133 counties |
| Neighbor: Johnson County, TN | limit $832,750; median home $178,600 |
| Neighbor: Sullivan County, TN | limit $832,750; median home $213,300 |
| Neighbor: Grayson County, VA | limit $832,750; median home $150,100 |
| Neighbor: Russell County, VA | limit $832,750; median home $120,600 |
| Neighbor: Scott County, VA | limit $832,750; median home $143,000 |
| Neighbor: Smyth County, VA | limit $832,750; median home $139,600 |
| Neighbor: Bristol City, VA | limit $832,750; median home $184,100 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Washington County's median home value is 44% below the state median of $383,700 (rank 88 of 133). Among its 7 neighboring counties, Sullivan County has the highest median home value ($213,300) and Russell County the lowest ($120,600); all share the same loan limit. Owners pay a median $1,065 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, TN
- 2026 conforming loan limit: Washington County, TX
- 2026 conforming loan limit: Washington County, UT
- 2026 conforming loan limit: Washington County, VT
- 2026 conforming loan limit: Washington County, WI
- 2026 conforming loan limit: Washington Parish, LA
- 2026 conforming loan limit: Washita County, OK
- 2026 conforming loan limit: Washoe County, NV
Last updated 2026-10-16. Data only, not financial or tax advice.