Washoe County, Nevada has a 2026 one-unit conforming loan limit of $832,750, which is 1.5 times the county's median home value of $539,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,096 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $539,900 |
| Nevada median home value | $435,400 |
| Limit ÷ median home value | 1.54× |
| Median household income | $88,096 |
| Median home value ÷ income | 6.1× |
| Population | 497,200 |
| Median property tax paid (owners) | $2,385 |
| Effective property tax rate (approx.) | 0.44% |
| Owner-occupied homes | 59.9% |
| Home value rank in Nevada | 2 of 17 counties |
| Neighbor: Lassen County, CA | limit $832,750; median home $265,300 |
| Neighbor: Modoc County, CA | limit $832,750; median home $224,700 |
| Neighbor: Nevada County, CA | limit $832,750; median home $621,800 |
| Neighbor: Placer County, CA | limit $832,750; median home $688,100 |
| Neighbor: Sierra County, CA | limit $832,750; median home $331,900 |
| Neighbor: Churchill County, NV | limit $832,750; median home $329,900 |
| Neighbor: Humboldt County, NV | limit $832,750; median home $278,300 |
| Neighbor: Lyon County, NV | limit $832,750; median home $366,100 |
Across Nevada's 17 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washoe County's median home value is 24% above the state median of $435,400 (rank 2 of 17). Among its 8 neighboring counties, Placer County has the highest median home value ($688,100) and Modoc County the lowest ($224,700); all share the same loan limit. Owners pay a median $2,385 a year in property tax, an effective rate of about 0.44% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Waukesha County, WI
- 2026 conforming loan limit: Waupaca County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.