Washtenaw County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $374,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,180 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $374,100 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 2.23× |
| Median household income | $89,180 |
| Median home value ÷ income | 4.2× |
| Population | 369,822 |
| Median property tax paid (owners) | $5,678 |
| Effective property tax rate (approx.) | 1.52% |
| Owner-occupied homes | 61.6% |
| Home value rank in Michigan | 2 of 83 counties |
| Neighbor: Jackson County, MI | limit $832,750; median home $193,700 |
| Neighbor: Lenawee County, MI | limit $832,750; median home $196,800 |
| Neighbor: Livingston County, MI | limit $832,750; median home $356,800 |
| Neighbor: Monroe County, MI | limit $832,750; median home $228,900 |
| Neighbor: Oakland County, MI | limit $832,750; median home $343,600 |
| Neighbor: Wayne County, MI | limit $832,750; median home $178,500 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washtenaw County's median home value is 62% above the state median of $231,600 (rank 2 of 83). Among its 6 neighboring counties, Livingston County has the highest median home value ($356,800) and Wayne County the lowest ($178,500); all share the same loan limit. Owners pay a median $5,678 a year in property tax, an effective rate of about 1.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Watonwan County, MN
- 2026 conforming loan limit: Waukesha County, WI
- 2026 conforming loan limit: Waupaca County, WI
- 2026 conforming loan limit: Waushara County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.