Washington County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 1.6 times the county's median home value of $510,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,632 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $510,700 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 1.63× |
| Median household income | $80,632 |
| Median home value ÷ income | 6.3× |
| Population | 196,431 |
| Median property tax paid (owners) | $2,158 |
| Effective property tax rate (approx.) | 0.42% |
| Owner-occupied homes | 71.6% |
| Home value rank in Utah | 7 of 29 counties |
| Neighbor: Mohave County, AZ | limit $832,750; median home $281,000 |
| Neighbor: Lincoln County, NV | limit $832,750; median home $219,500 |
| Neighbor: Iron County, UT | limit $832,750; median home $379,000 |
| Neighbor: Kane County, UT | limit $832,750; median home $410,900 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Washington County's median home value is 4% above the state median of $489,400 (rank 7 of 29). Among its 4 neighboring counties, Kane County has the highest median home value ($410,900) and Lincoln County the lowest ($219,500); all share the same loan limit. Owners pay a median $2,158 a year in property tax, an effective rate of about 0.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, RI
- 2026 conforming loan limit: Washington County, TN
- 2026 conforming loan limit: Washington County, TX
- 2026 conforming loan limit: Washington County, VA
- 2026 conforming loan limit: Washington County, VT
- 2026 conforming loan limit: Washington County, WI
- 2026 conforming loan limit: Washington Parish, LA
- 2026 conforming loan limit: Washita County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.