🇺🇸 US

2026 conforming loan limit: Webster County, MS

Quick answer

Webster County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $120,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,789 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$120,100
Mississippi median home value$169,800
Limit ÷ median home value6.93×
Median household income$58,789
Median home value ÷ income2.0×
Population9,972
Median property tax paid (owners)$821
Effective property tax rate (approx.)0.68%
Owner-occupied homes76.1%
Home value rank in Mississippi44 of 82 counties
Neighbor: Calhoun County, MSlimit $832,750; median home $90,300
Neighbor: Chickasaw County, MSlimit $832,750; median home $109,800
Neighbor: Choctaw County, MSlimit $832,750; median home $117,200
Neighbor: Clay County, MSlimit $832,750; median home $129,100
Neighbor: Grenada County, MSlimit $832,750; median home $132,200
Neighbor: Montgomery County, MSlimit $832,750; median home $126,800
Neighbor: Oktibbeha County, MSlimit $832,750; median home $237,700

Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Webster County's median home value is 29% below the state median of $169,800 (rank 44 of 82). Among its 7 neighboring counties, Oktibbeha County has the highest median home value ($237,700) and Calhoun County the lowest ($90,300); all share the same loan limit. Owners pay a median $821 a year in property tax, an effective rate of about 0.68% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this