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2026 conforming loan limit: Webster County, IA

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Webster County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $153,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,975 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$153,800
Iowa median home value$208,000
Limit ÷ median home value5.41×
Median household income$68,975
Median home value ÷ income2.2×
Population36,886
Median property tax paid (owners)$2,138
Effective property tax rate (approx.)1.39%
Owner-occupied homes70.3%
Home value rank in Iowa61 of 99 counties
Neighbor: Boone County, IAlimit $832,750; median home $212,400
Neighbor: Calhoun County, IAlimit $832,750; median home $118,800
Neighbor: Greene County, IAlimit $832,750; median home $155,400
Neighbor: Hamilton County, IAlimit $832,750; median home $156,400
Neighbor: Humboldt County, IAlimit $832,750; median home $155,800
Neighbor: Pocahontas County, IAlimit $832,750; median home $98,100
Neighbor: Wright County, IAlimit $832,750; median home $119,600

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Webster County's median home value is 26% below the state median of $208,000 (rank 61 of 99). Among its 7 neighboring counties, Boone County has the highest median home value ($212,400) and Pocahontas County the lowest ($98,100); all share the same loan limit. Owners pay a median $2,138 a year in property tax, an effective rate of about 1.39% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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