Wayne County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $221,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,215 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $221,600 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 3.76× |
| Median household income | $66,215 |
| Median home value ÷ income | 3.3× |
| Population | 9,844 |
| Median property tax paid (owners) | $2,486 |
| Effective property tax rate (approx.) | 1.12% |
| Owner-occupied homes | 61.3% |
| Home value rank in Nebraska | 14 of 93 counties |
| Neighbor: Cedar County, NE | limit $832,750; median home $185,000 |
| Neighbor: Cuming County, NE | limit $832,750; median home $178,800 |
| Neighbor: Dixon County, NE | limit $832,750; median home $155,900 |
| Neighbor: Madison County, NE | limit $832,750; median home $208,500 |
| Neighbor: Pierce County, NE | limit $832,750; median home $196,000 |
| Neighbor: Stanton County, NE | limit $832,750; median home $195,400 |
| Neighbor: Thurston County, NE | limit $832,750; median home $114,600 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wayne County's median home value is 7% below the state median of $238,600 (rank 14 of 93). Among its 7 neighboring counties, Madison County has the highest median home value ($208,500) and Thurston County the lowest ($114,600); all share the same loan limit. Owners pay a median $2,486 a year in property tax, an effective rate of about 1.12% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wayne County, MO
- 2026 conforming loan limit: Wayne County, MS
- 2026 conforming loan limit: Wayne County, NC
- 2026 conforming loan limit: Wayne County, NY
- 2026 conforming loan limit: Wayne County, OH
- 2026 conforming loan limit: Wayne County, PA
- 2026 conforming loan limit: Wayne County, TN
- 2026 conforming loan limit: Wayne County, UT
Last updated 2026-10-16. Data only, not financial or tax advice.