Wayne County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $222,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,574 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $222,100 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 3.75× |
| Median household income | $73,574 |
| Median home value ÷ income | 3.0× |
| Population | 116,588 |
| Median property tax paid (owners) | $2,602 |
| Effective property tax rate (approx.) | 1.17% |
| Owner-occupied homes | 76.6% |
| Home value rank in Ohio | 22 of 88 counties |
| Neighbor: Ashland County, OH | limit $832,750; median home $186,800 |
| Neighbor: Holmes County, OH | limit $832,750; median home $267,700 |
| Neighbor: Medina County, OH | limit $832,750; median home $287,000 |
| Neighbor: Stark County, OH | limit $832,750; median home $186,400 |
| Neighbor: Summit County, OH | limit $832,750; median home $208,700 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wayne County's median home value is 3% above the state median of $214,800 (rank 22 of 88). Among its 5 neighboring counties, Medina County has the highest median home value ($287,000) and Stark County the lowest ($186,400); all share the same loan limit. Owners pay a median $2,602 a year in property tax, an effective rate of about 1.17% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wayne County, NC
- 2026 conforming loan limit: Wayne County, NE
- 2026 conforming loan limit: Wayne County, NY
- 2026 conforming loan limit: Wayne County, PA
- 2026 conforming loan limit: Wayne County, TN
- 2026 conforming loan limit: Wayne County, UT
- 2026 conforming loan limit: Wayne County, WV
- 2026 conforming loan limit: Waynesboro City, VA
Last updated 2026-10-16. Data only, not financial or tax advice.