Wayne County, Utah has a 2026 one-unit conforming loan limit of $997,050, which is 2.4 times the county's median home value of $411,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,607 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $997,050 |
| 2-unit limit | $1,276,400 |
| 3-unit limit | $1,542,900 |
| 4-unit limit | $1,917,450 |
| Median home value (ACS 2020–24) | $411,800 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 2.42× |
| Median household income | $76,607 |
| Median home value ÷ income | 5.4× |
| Population | 2,584 |
| Median property tax paid (owners) | $1,394 |
| Effective property tax rate (approx.) | 0.34% |
| Owner-occupied homes | 79.3% |
| Home value rank in Utah | 13 of 29 counties |
| Neighbor: Emery County, UT | limit $832,750; median home $218,700 |
| Neighbor: Garfield County, UT | limit $832,750; median home $318,100 |
| Neighbor: Grand County, UT | limit $839,500; median home $538,700 |
| Neighbor: Piute County, UT | limit $832,750; median home $264,800 |
| Neighbor: San Juan County, UT | limit $832,750; median home $224,200 |
| Neighbor: Sevier County, UT | limit $832,750; median home $311,200 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Wayne County's median home value is 16% below the state median of $489,400 (rank 13 of 29). Among its 6 neighboring counties, Grand County has the highest median home value ($538,700) and Emery County the lowest ($218,700); 6 neighbor(s) have a different loan limit. Owners pay a median $1,394 a year in property tax, an effective rate of about 0.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wayne County, OH
- 2026 conforming loan limit: Wayne County, PA
- 2026 conforming loan limit: Wayne County, TN
- 2026 conforming loan limit: Wayne County, WV
- 2026 conforming loan limit: Waynesboro City, VA
- 2026 conforming loan limit: Weakley County, TN
- 2026 conforming loan limit: Webb County, TX
- 2026 conforming loan limit: Weber County, UT
Last updated 2026-10-16. Data only, not financial or tax advice.