Wayne County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $127,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,878 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $127,100 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 6.55× |
| Median household income | $58,878 |
| Median home value ÷ income | 2.2× |
| Population | 38,164 |
| Median property tax paid (owners) | $594 |
| Effective property tax rate (approx.) | 0.47% |
| Owner-occupied homes | 78.6% |
| Home value rank in West Virginia | 35 of 55 counties |
| Neighbor: Boyd County, KY | limit $832,750; median home $130,700 |
| Neighbor: Lawrence County, KY | limit $832,750; median home $111,700 |
| Neighbor: Martin County, KY | limit $832,750; median home $86,900 |
| Neighbor: Lawrence County, OH | limit $832,750; median home $144,000 |
| Neighbor: Cabell County, WV | limit $832,750; median home $164,400 |
| Neighbor: Lincoln County, WV | limit $832,750; median home $105,300 |
| Neighbor: Mingo County, WV | limit $832,750; median home $90,500 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Wayne County's median home value is 22% below the state median of $162,600 (rank 35 of 55). Among its 7 neighboring counties, Cabell County has the highest median home value ($164,400) and Martin County the lowest ($86,900); all share the same loan limit. Owners pay a median $594 a year in property tax, an effective rate of about 0.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wayne County, PA
- 2026 conforming loan limit: Wayne County, TN
- 2026 conforming loan limit: Wayne County, UT
- 2026 conforming loan limit: Waynesboro City, VA
- 2026 conforming loan limit: Weakley County, TN
- 2026 conforming loan limit: Webb County, TX
- 2026 conforming loan limit: Weber County, UT
- 2026 conforming loan limit: Webster County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.