Wayne County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.9 times the county's median home value of $140,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,692 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $140,200 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 5.94× |
| Median household income | $55,692 |
| Median home value ÷ income | 2.5× |
| Population | 66,397 |
| Median property tax paid (owners) | $1,137 |
| Effective property tax rate (approx.) | 0.81% |
| Owner-occupied homes | 69.2% |
| Home value rank in Indiana | 80 of 92 counties |
| Neighbor: Fayette County, IN | limit $832,750; median home $130,700 |
| Neighbor: Henry County, IN | limit $832,750; median home $154,400 |
| Neighbor: Randolph County, IN | limit $832,750; median home $113,400 |
| Neighbor: Union County, IN | limit $832,750; median home $173,500 |
| Neighbor: Darke County, OH | limit $832,750; median home $173,200 |
| Neighbor: Preble County, OH | limit $832,750; median home $180,900 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wayne County's median home value is 36% below the state median of $218,200 (rank 80 of 92). Among its 6 neighboring counties, Preble County has the highest median home value ($180,900) and Randolph County the lowest ($113,400); all share the same loan limit. Owners pay a median $1,137 a year in property tax, an effective rate of about 0.81% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wayne County, GA
- 2026 conforming loan limit: Wayne County, IA
- 2026 conforming loan limit: Wayne County, IL
- 2026 conforming loan limit: Wayne County, KY
- 2026 conforming loan limit: Wayne County, MI
- 2026 conforming loan limit: Wayne County, MO
- 2026 conforming loan limit: Wayne County, MS
- 2026 conforming loan limit: Wayne County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.