Vilas County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $300,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,431 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $300,000 |
| Wisconsin median home value | $266,500 |
| Limit ÷ median home value | 2.78× |
| Median household income | $68,431 |
| Median home value ÷ income | 4.4× |
| Population | 23,647 |
| Median property tax paid (owners) | $2,197 |
| Effective property tax rate (approx.) | 0.73% |
| Owner-occupied homes | 84.0% |
| Home value rank in Wisconsin | 9 of 72 counties |
| Neighbor: Gogebic County, MI | limit $832,750; median home $107,200 |
| Neighbor: Iron County, MI | limit $832,750; median home $109,100 |
| Neighbor: Forest County, WI | limit $832,750; median home $185,000 |
| Neighbor: Iron County, WI | limit $832,750; median home $165,900 |
| Neighbor: Oneida County, WI | limit $832,750; median home $238,400 |
| Neighbor: Price County, WI | limit $832,750; median home $162,500 |
Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Vilas County's median home value is 13% above the state median of $266,500 (rank 9 of 72). Among its 6 neighboring counties, Oneida County has the highest median home value ($238,400) and Gogebic County the lowest ($107,200); all share the same loan limit. Owners pay a median $2,197 a year in property tax, an effective rate of about 0.73% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.