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2026 conforming loan limit: Vermilion Parish, LA

Quick answer

Vermilion Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,707 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$163,300
Louisiana median home value$216,500
Limit ÷ median home value5.10×
Median household income$55,707
Median home value ÷ income2.9×
Population57,123
Median property tax paid (owners)$589
Effective property tax rate (approx.)0.36%
Owner-occupied homes73.4%
Home value rank in Louisiana31 of 64 counties
Neighbor: Acadia Parish, LAlimit $832,750; median home $155,500
Neighbor: Cameron Parish, LAlimit $832,750; median home $202,500
Neighbor: Iberia Parish, LAlimit $832,750; median home $164,500
Neighbor: Jefferson Davis Parish, LAlimit $832,750; median home $150,800
Neighbor: Lafayette Parish, LAlimit $832,750; median home $242,900

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Vermilion Parish's median home value is 25% below the state median of $216,500 (rank 31 of 64). Among its 5 neighboring counties, Lafayette Parish has the highest median home value ($242,900) and Jefferson Davis Parish the lowest ($150,800); all share the same loan limit. Owners pay a median $589 a year in property tax, an effective rate of about 0.36% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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