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2026 conforming loan limit: Vanderburgh County, IN

Quick answer

Vanderburgh County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $184,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,648 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$184,000
Indiana median home value$218,200
Limit ÷ median home value4.53×
Median household income$61,648
Median home value ÷ income3.0×
Population180,117
Median property tax paid (owners)$1,474
Effective property tax rate (approx.)0.80%
Owner-occupied homes65.0%
Home value rank in Indiana43 of 92 counties
Neighbor: Gibson County, INlimit $832,750; median home $180,000
Neighbor: Posey County, INlimit $832,750; median home $222,900
Neighbor: Warrick County, INlimit $832,750; median home $242,500
Neighbor: Henderson County, KYlimit $832,750; median home $171,900

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Vanderburgh County's median home value is 16% below the state median of $218,200 (rank 43 of 92). Among its 4 neighboring counties, Warrick County has the highest median home value ($242,500) and Henderson County the lowest ($171,900); all share the same loan limit. Owners pay a median $1,474 a year in property tax, an effective rate of about 0.80% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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