Emmons County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $117,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,538 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $117,200 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 7.11× |
| Median household income | $66,538 |
| Median home value ÷ income | 1.8× |
| Population | 3,254 |
| Median property tax paid (owners) | $1,063 |
| Effective property tax rate (approx.) | 0.91% |
| Owner-occupied homes | 79.8% |
| Home value rank in North Dakota | 43 of 53 counties |
| Neighbor: Burleigh County, ND | limit $832,750; median home $324,000 |
| Neighbor: Kidder County, ND | limit $832,750; median home $156,600 |
| Neighbor: Logan County, ND | limit $832,750; median home $102,000 |
| Neighbor: Mcintosh County, ND | limit $832,750; median home $84,200 |
| Neighbor: Morton County, ND | limit $832,750; median home $263,900 |
| Neighbor: Sioux County, ND | limit $832,750; median home $85,400 |
| Neighbor: Campbell County, SD | limit $832,750; median home $115,900 |
| Neighbor: Corson County, SD | limit $832,750; median home $69,800 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Emmons County's median home value is 53% below the state median of $249,900 (rank 43 of 53). Among its 8 neighboring counties, Burleigh County has the highest median home value ($324,000) and Corson County the lowest ($69,800); all share the same loan limit. Owners pay a median $1,063 a year in property tax, an effective rate of about 0.91% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Emery County, UT
- 2026 conforming loan limit: Emmet County, IA
- 2026 conforming loan limit: Emmet County, MI
- 2026 conforming loan limit: Emporia City, VA
- 2026 conforming loan limit: Erath County, TX
- 2026 conforming loan limit: Erie County, NY
- 2026 conforming loan limit: Erie County, OH
- 2026 conforming loan limit: Erie County, PA
Last updated 2026-10-16. Data only, not financial or tax advice.