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United Bancorp (UBCP) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
What changed since yesterday
- Closed at $13.40, -0.89% vs the prior close of $13.52.
- Volume 6.27K shares, 1.0x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
UBCP dips 0.9% to $13.40, a 6-month low, 3 down days in a row. Closed at $13.40, -0.89% vs the prior close of $13.52. Day range $13.40–$14.10, opened at $13.54.
Last close$13.40-0.89%
Day range13.40–14.10
Open13.54
Volume6.27K
52-week range12.55–17.34
Avg volume (20d)8.45K
UBCP daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — UBCP dips 0.9% to $13.40, a 6-month low, 3 down days in a row
- Closed at $13.40, -0.89% vs the prior close of $13.52. Day range $13.40–$14.10, opened at $13.54.
- Volume was 6.27K shares, 1.1x its 50-day average of 5.80K.
- Price is -12.1% vs its 50-day average ($15.25) and -12.4% vs its 200-day average ($15.29).
- 52-week range $12.55–$17.34; today's close sits at 18% of that range, 22.7% below the 52-week high.
- That makes 3 straight losses.
Oct 15, 2026 — UBCP slides 3.4% to $13.52, a 6-month low on 3.2x normal volume
- Closed at $13.52, -3.43% vs the prior close of $14.00. Day range $13.31–$14.38, opened at $14.08.
- Volume was 17.70K shares, 3.2x its 50-day average of 5.48K — unusually heavy trading.
- Price is -11.6% vs its 50-day average ($15.30) and -11.6% vs its 200-day average ($15.30).
- 52-week range $12.55–$17.34; today's close sits at 20% of that range, 22.0% below the 52-week high.
Oct 14, 2026 — UBCP slides 4.4% to $14.00, a 6-month low on 2.9x normal volume
- Closed at $14.00, -4.44% vs the prior close of $14.65. Day range $14.00–$14.89, opened at $14.89.
- Volume was 15.10K shares, 2.9x its 50-day average of 5.22K — unusually heavy trading.
- Price is -8.8% vs its 50-day average ($15.35) and -8.5% vs its 200-day average ($15.31).
- 52-week range $12.55–$17.34; today's close sits at 30% of that range, 19.3% below the 52-week high.
Oct 13, 2026 — UBCP rises 2.4% to $14.65 on 1.9x normal volume
- Closed at $14.65, +2.38% vs the prior close of $14.31. Day range $14.12–$14.65, opened at $14.30.
- Volume was 9.90K shares, 1.9x its 50-day average of 5.11K — unusually heavy trading.
- Price is -4.7% vs its 50-day average ($15.38) and -4.3% vs its 200-day average ($15.31).
- 52-week range $12.55–$17.34; today's close sits at 44% of that range, 15.5% below the 52-week high.
Oct 12, 2026 — UBCP dips 2.4% to $14.31 on 2.3x normal volume
- Closed at $14.31, -2.39% vs the prior close of $14.66. Day range $14.26–$14.66, opened at $14.59.
- Volume was 11.10K shares, 2.3x its 50-day average of 4.90K — unusually heavy trading.
- Price is -7.1% vs its 50-day average ($15.40) and -6.5% vs its 200-day average ($15.31).
- 52-week range $12.55–$17.34; today's close sits at 37% of that range, 17.5% below the 52-week high.
Oct 9, 2026 — UBCP rises 1.1% to $14.66, 4 up days in a row
- Closed at $14.66, +1.10% vs the prior close of $14.50. Day range $14.41–$14.88, opened at $14.64.
- Volume was 3.50K shares, 0.7x its 50-day average of 4.95K.
- Price is -4.9% vs its 50-day average ($15.42) and -4.2% vs its 200-day average ($15.31).
- 52-week range $12.55–$17.34; today's close sits at 44% of that range, 15.5% below the 52-week high.
- That makes 4 straight gains.
Oct 8, 2026 — UBCP rises 2.3% to $14.50 on 3.4x normal volume
- Closed at $14.50, +2.33% vs the prior close of $14.17. Day range $14.14–$15.00, opened at $14.82.
- Volume was 15.90K shares, 3.4x its 50-day average of 4.64K — unusually heavy trading.
- Price is -6.0% vs its 50-day average ($15.42) and -5.3% vs its 200-day average ($15.31).
- 52-week range $12.55–$17.34; today's close sits at 41% of that range, 16.4% below the 52-week high.
- That makes 3 straight gains.
Oct 7, 2026 — UBCP ends flat (+0.1%) to $14.17
- Closed at $14.17, +0.07% vs the prior close of $14.16. Day range $14.16–$14.37, opened at $14.26.
- Volume was 6.40K shares, 1.4x its 50-day average of 4.72K.
- Price is -8.3% vs its 50-day average ($15.45) and -7.4% vs its 200-day average ($15.31).
- 52-week range $12.55–$17.34; today's close sits at 34% of that range, 18.3% below the 52-week high.
Oct 6, 2026 — UBCP rises 0.7% to $14.16
- Closed at $14.16, +0.71% vs the prior close of $14.06. Day range $14.11–$14.75, opened at $14.14.
- Volume was 3.90K shares, 0.8x its 50-day average of 4.67K.
- Price is -8.5% vs its 50-day average ($15.48) and -7.5% vs its 200-day average ($15.30).
- 52-week range $12.55–$17.34; today's close sits at 34% of that range, 18.3% below the 52-week high.
Oct 5, 2026 — UBCP slides 4.9% to $14.06, a 6-month low
- Closed at $14.06, -4.94% vs the prior close of $14.79. Day range $14.06–$14.63, opened at $14.63.
- Volume was 6.70K shares, 1.5x its 50-day average of 4.54K.
- Price is -9.3% vs its 50-day average ($15.51) and -8.1% vs its 200-day average ($15.30).
- 52-week range $12.55–$17.34; today's close sits at 32% of that range, 18.9% below the 52-week high.
Oct 2, 2026 — UBCP jumps 3.4% to $14.79
- Closed at $14.79, +3.43% vs the prior close of $14.30. Day range $14.29–$15.14, opened at $14.29.
- Volume was 5.80K shares, 1.3x its 50-day average of 4.62K.
- Price is -4.9% vs its 50-day average ($15.54) and -3.3% vs its 200-day average ($15.30).
- 52-week range $12.55–$17.34; today's close sits at 47% of that range, 14.7% below the 52-week high.
UBCP latest news & SEC filings
Every SEC filing by or about UBCP in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Aug 20, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 12, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $2.10M (prior year $1.91M) (+9.5% vs Jun 30, 2025)
- Diluted EPS: $0.36 (prior year $0.33) (+9.1% vs Jun 30, 2025)
Jul 24, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade UBCP
- Last results release: Jul 24, 2026 (8-K Item 2.02). Previous ones: May 7, 2026, Feb 3, 2026, Nov 7, 2025. Based on that rhythm, the next report is likely around Oct 23, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.97% (largest 4.9%).
- Liquidity: about 8.45K shares (≈$113.21K) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $13.40 vs a range of $12.55–$17.34 (18% of the range).
- Dividends: last ex-dividend date Sep 10, 2026 ($0.198/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 25 open-market buys, 0 sales; latest: Bethany E Schunn bought 1,175 shares on May 28, 2026.
- Latest filings: 8-K Aug 20, 2026; 10-Q Aug 12, 2026; 8-K Jul 24, 2026.
- Share count: 5.74M shares outstanding (Aug 7, 2026), -0.7% vs a year earlier.
- Listing: Nasdaq · industry: State Commercial Banks.
UBCP market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 13.54 | 14.10 | 13.40 | 13.40 | 6.27K |
| Oct 15, 2026 | 14.08 | 14.38 | 13.31 | 13.52 | 17.70K |
| Oct 14, 2026 | 14.89 | 14.89 | 14.00 | 14.00 | 15.10K |
| Oct 13, 2026 | 14.30 | 14.65 | 14.12 | 14.65 | 9.90K |
| Oct 12, 2026 | 14.59 | 14.66 | 14.26 | 14.31 | 11.10K |
| Oct 9, 2026 | 14.64 | 14.88 | 14.41 | 14.66 | 3.50K |
| Oct 8, 2026 | 14.82 | 15.00 | 14.14 | 14.50 | 15.90K |
| Oct 7, 2026 | 14.26 | 14.37 | 14.16 | 14.17 | 6.40K |
| Oct 6, 2026 | 14.14 | 14.75 | 14.11 | 14.16 | 3.90K |
| Oct 5, 2026 | 14.63 | 14.63 | 14.06 | 14.06 | 6.70K |
| Oct 2, 2026 | 14.29 | 15.14 | 14.29 | 14.79 | 5.80K |
| Oct 1, 2026 | 14.80 | 14.81 | 14.30 | 14.30 | 5.20K |
| Sep 30, 2026 | 15.05 | 15.05 | 14.79 | 14.79 | 1.10K |
| Sep 29, 2026 | 14.74 | 15.00 | 14.69 | 14.75 | 10.50K |
| Sep 28, 2026 | 14.85 | 15.23 | 14.75 | 14.75 | 6.20K |
| Sep 25, 2026 | 15.56 | 15.56 | 14.80 | 14.82 | 15.20K |
| Sep 24, 2026 | 15.32 | 15.74 | 15.17 | 15.18 | 7.30K |
| Sep 23, 2026 | 15.73 | 15.73 | 15.35 | 15.35 | 18.60K |
| Sep 22, 2026 | 15.98 | 15.98 | 15.98 | 15.98 | 300 |
| Sep 21, 2026 | 16.00 | 16.00 | 15.85 | 15.85 | 2.30K |
About United Bancorp
United Bancorp (UBCP) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in MARTINS FERRY, OH. State of incorporation: OH. Fiscal year ends December 31. SEC CIK 731653.
UBCP board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Erin S Ball | Director | May 28, 2026 |
| Jonathan Chase Clark | Director | May 28, 2026 |
| Gary W Glessner | Director | May 28, 2026 |
| John M Hoopingarner | Director | May 28, 2026 |
| Bethany E Schunn | Director Unified Bank | May 28, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Matthew Fredrick Branstetter | Chief Operating Officer | May 28, 2026 |
| Scott A Everson | Chairman Pres and CEO | May 28, 2026 |
| Randall M Greenwood | SR VP CFO and Treasurer | May 28, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| May 28, 2026 | Bethany E Schunn | Buy | 1,175 | $14.93 |
| May 28, 2026 | Bethany E Schunn | Buy | 1,175 | $14.93 |
| May 28, 2026 | Bethany E Schunn | Buy | 1,175 | $14.93 |
| May 28, 2026 | Bethany E Schunn | Buy | 1,175 | $14.93 |
| May 27, 2026 | Jonathan Chase Clark | Buy | 1,511 | $14.93 |
| May 27, 2026 | Jonathan Chase Clark | Buy | 1,511 | $14.93 |
| May 27, 2026 | Jonathan Chase Clark | Buy | 1,511 | $14.93 |
| May 27, 2026 | Jonathan Chase Clark | Buy | 1,511 | $14.93 |
| May 27, 2026 | Scott A Everson | Buy | 2,213 | $14.93 |
| May 27, 2026 | Scott A Everson | Buy | 2,213 | $14.93 |
| May 27, 2026 | Scott A Everson | Buy | 2,213 | $14.93 |
| May 27, 2026 | Scott A Everson | Buy | 2,213 | $14.93 |
| May 27, 2026 | Randall M Greenwood | Buy | 1,034 | $14.93 |
| May 27, 2026 | Randall M Greenwood | Buy | 1,034 | $14.93 |
| May 27, 2026 | Randall M Greenwood | Buy | 1,034 | $14.93 |
UBCP financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $7.75M | 1.34 | $10.46M |
| Dec 31, 2024 | — | $7.40M | 1.27 | $8.45M |
| Dec 31, 2023 | — | $8.95M | 1.57 | $9.46M |
| Dec 31, 2022 | — | $8.66M | 1.50 | $8.48M |
| Dec 31, 2021 | — | $9.45M | 1.62 | $8.19M |
Latest balance sheet: total assets $877.97M, total liabilities $805.88M, cash $46.53M (as of Jun 30, 2026).
UBCP earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 24, 2026 | 8-K Item 2.02 (results) | $15.87 |
| May 7, 2026 | 8-K Item 2.02 (results) | $16.31 |
| Feb 3, 2026 | 8-K Item 2.02 (results) | $14.19 |
| Nov 7, 2025 | 8-K Item 2.02 (results) | $12.66 |
| Aug 1, 2025 | 8-K Item 2.02 (results) | $14.05 |
| May 12, 2025 | 8-K Item 2.02 (results) | $12.60 |
| Feb 7, 2025 | 8-K Item 2.02 (results) | $13.12 |
| Nov 6, 2024 | 8-K Item 2.02 (results) | $13.19 |
| Aug 8, 2024 | 8-K Item 2.02 (results) | — |
| May 9, 2024 | 8-K Item 2.02 (results) | — |
| Feb 6, 2024 | 8-K Item 2.02 (results) | — |
| Nov 1, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.