Trustco Bank Corp N Y (TRST) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $54.02, +0.28% vs the prior close of $53.87.
- Volume 127.70K shares, 1.0x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
TRST ends flat (+0.3%) to $54.02. Closed at $54.02, +0.28% vs the prior close of $53.87. Day range $53.49–$54.57, opened at $54.15.
TRST daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — TRST ends flat (+0.3%) to $54.02
- Closed at $54.02, +0.28% vs the prior close of $53.87. Day range $53.49–$54.57, opened at $54.15.
- Volume was 127.70K shares, 1.0x its 50-day average of 133.63K.
- Price is -4.0% vs its 50-day average ($56.26) and +7.7% vs its 200-day average ($50.18).
- 52-week range $34.31–$59.28; today's close sits at 79% of that range, 8.9% below the 52-week high.
Oct 14, 2026 — TRST dips 0.6% to $53.87
- Closed at $53.87, -0.63% vs the prior close of $54.21. Day range $52.81–$54.18, opened at $53.24.
- Volume was 109.10K shares, 0.8x its 50-day average of 133.44K.
- Price is -4.3% vs its 50-day average ($56.32) and +7.5% vs its 200-day average ($50.12).
- 52-week range $34.31–$59.28; today's close sits at 78% of that range, 9.1% below the 52-week high.
Oct 13, 2026 — TRST ends flat (-0.1%) to $54.21
- Closed at $54.21, -0.09% vs the prior close of $54.26. Day range $53.73–$54.65, opened at $54.30.
- Volume was 78.00K shares, 0.6x its 50-day average of 134.41K — lighter than usual.
- Price is -3.9% vs its 50-day average ($56.39) and +8.3% vs its 200-day average ($50.06).
- 52-week range $34.31–$59.28; today's close sits at 80% of that range, 8.6% below the 52-week high.
- SEC filings that day: 8-K.
Oct 12, 2026 — TRST rises 1.3% to $54.26
- Closed at $54.26, +1.25% vs the prior close of $53.59. Day range $53.55–$54.49, opened at $53.88.
- Volume was 78.50K shares, 0.6x its 50-day average of 135.10K — lighter than usual.
- Price is -3.9% vs its 50-day average ($56.46) and +8.5% vs its 200-day average ($50.01).
- 52-week range $34.31–$59.28; today's close sits at 80% of that range, 8.5% below the 52-week high.
Oct 9, 2026 — TRST dips 2.1% to $53.59, a 3-month low
- Closed at $53.59, -2.14% vs the prior close of $54.76. Day range $53.54–$54.71, opened at $54.71.
- Volume was 67.30K shares, 0.5x its 50-day average of 135.35K — lighter than usual.
- Price is -5.2% vs its 50-day average ($56.51) and +7.3% vs its 200-day average ($49.95).
- 52-week range $34.31–$59.28; today's close sits at 77% of that range, 9.6% below the 52-week high.
Oct 8, 2026 — TRST rises 0.9% to $54.76
- Closed at $54.76, +0.92% vs the prior close of $54.26. Day range $53.92–$54.90, opened at $54.21.
- Volume was 89.80K shares, 0.7x its 50-day average of 135.93K.
- Price is -3.2% vs its 50-day average ($56.57) and +9.7% vs its 200-day average ($49.90).
- 52-week range $34.31–$59.28; today's close sits at 82% of that range, 7.6% below the 52-week high.
Oct 7, 2026 — TRST dips 1.6% to $54.26, a 3-month low, 3 down days in a row
- Closed at $54.26, -1.58% vs the prior close of $55.13. Day range $53.98–$54.81, opened at $54.54.
- Volume was 68.90K shares, 0.5x its 50-day average of 136.70K — lighter than usual.
- Price is -4.1% vs its 50-day average ($56.59) and +8.9% vs its 200-day average ($49.84).
- 52-week range $34.31–$59.28; today's close sits at 80% of that range, 8.5% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 — TRST ends flat (-0.1%) to $55.13
- Closed at $55.13, -0.09% vs the prior close of $55.18. Day range $54.96–$55.89, opened at $55.34.
- Volume was 102.30K shares, 0.7x its 50-day average of 137.51K.
- Price is -2.7% vs its 50-day average ($56.66) and +10.7% vs its 200-day average ($49.78).
- 52-week range $34.31–$59.28; today's close sits at 83% of that range, 7.0% below the 52-week high.
Oct 5, 2026 — TRST dips 0.9% to $55.18
- Closed at $55.18, -0.92% vs the prior close of $55.69. Day range $53.49–$55.77, opened at $55.32.
- Volume was 131.20K shares, 1.0x its 50-day average of 137.08K.
- Price is -2.7% vs its 50-day average ($56.71) and +11.0% vs its 200-day average ($49.72).
- 52-week range $34.31–$59.28; today's close sits at 84% of that range, 6.9% below the 52-week high.
Oct 2, 2026 — TRST rises 1.7% to $55.69
- Closed at $55.69, +1.72% vs the prior close of $54.75. Day range $55.05–$56.20, opened at $55.05.
- Volume was 107.50K shares, 0.8x its 50-day average of 137.76K.
- Price is -1.9% vs its 50-day average ($56.75) and +12.1% vs its 200-day average ($49.66).
- 52-week range $34.31–$59.28; today's close sits at 86% of that range, 6.1% below the 52-week high.
TRST latest news & SEC filings
Every SEC filing by or about TRST in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 13, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Sep 24, 2026 · Form 3 — New insider holdings
Initial insider ownership statement (Form 3) — a new director, officer or 10% owner disclosed their holdings
Sep 24, 2026 · Form 3 — New insider holdings
Initial insider ownership statement (Form 3) — a new director, officer or 10% owner disclosed their holdings
Sep 16, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
- Item 8.01 — Reported other events the company considers important.
Sep 3, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mccormick Lauren Ann bought 436 shares at $57.34 (≈$25.00K) on Sep 2, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 18, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mccormick Lauren Ann bought 103 shares at $56.51 (≈$5.82K) on Aug 12, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 14, 2026 · Form 13F-HR — Quarterly holdings report filed by an institutional investment manager
Quarterly holdings report filed by an institutional investment manager
Aug 10, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $16.96M (prior year $15.04M) (+12.8% vs Jun 30, 2025)
- Diluted EPS: $0.98 (prior year $0.79) (+24.1% vs Jun 30, 2025)
Jul 28, 2026 · Form SCHEDULE 13D — Activist-style stake (13D)
Activist-style stake (13D) — an investor reported owning more than 5%
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 10, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Things to know before you trade TRST
- Last results release: Jul 21, 2026 (8-K Item 2.02). Previous ones: Apr 21, 2026, Jan 21, 2026, Oct 21, 2025. Based on that rhythm, the next report is likely around Oct 20, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.91% (largest 2.1%). That is a relatively calm stock.
- Liquidity: about 119.06K shares (≈$6.43M) trade per day on average.
- 52-week position: $54.02 vs a range of $34.31–$59.28 (79% of the range).
- Dividends: last ex-dividend date Sep 4, 2026 ($0.4/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 7 open-market buys, 0 sales; latest: Lauren Ann Mccormick bought 436 shares on Sep 2, 2026.
- Latest filings: 8-K Oct 13, 2026; 8-K Sep 16, 2026; 8-K Aug 18, 2026.
- Share count: 17.03M shares outstanding (Jul 31, 2026), -9.7% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: State Commercial Banks.
TRST market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 54.15 | 54.57 | 53.49 | 54.02 | 127.70K |
| Oct 14, 2026 | 53.24 | 54.18 | 52.81 | 53.87 | 109.10K |
| Oct 13, 2026 | 54.30 | 54.65 | 53.73 | 54.21 | 78.00K |
| Oct 12, 2026 | 53.88 | 54.49 | 53.55 | 54.26 | 78.50K |
| Oct 9, 2026 | 54.71 | 54.71 | 53.54 | 53.59 | 67.30K |
| Oct 8, 2026 | 54.21 | 54.90 | 53.92 | 54.76 | 89.80K |
| Oct 7, 2026 | 54.54 | 54.81 | 53.98 | 54.26 | 68.90K |
| Oct 6, 2026 | 55.34 | 55.89 | 54.96 | 55.13 | 102.30K |
| Oct 5, 2026 | 55.32 | 55.77 | 53.49 | 55.18 | 131.20K |
| Oct 2, 2026 | 55.05 | 56.20 | 55.05 | 55.69 | 107.50K |
| Oct 1, 2026 | 54.09 | 54.81 | 53.07 | 54.75 | 112.00K |
| Sep 30, 2026 | 54.37 | 56.14 | 53.70 | 54.29 | 160.70K |
| Sep 29, 2026 | 55.21 | 55.75 | 54.16 | 54.58 | 97.00K |
| Sep 28, 2026 | 56.27 | 56.27 | 55.17 | 55.35 | 105.30K |
| Sep 25, 2026 | 56.54 | 56.73 | 56.05 | 56.20 | 100.10K |
| Sep 24, 2026 | 55.79 | 56.43 | 55.75 | 56.30 | 104.30K |
| Sep 23, 2026 | 55.96 | 56.20 | 55.47 | 55.54 | 92.60K |
| Sep 22, 2026 | 56.68 | 57.13 | 55.79 | 55.96 | 105.30K |
| Sep 21, 2026 | 57.10 | 57.53 | 56.24 | 56.34 | 106.40K |
| Sep 18, 2026 | 55.86 | 56.88 | 54.91 | 56.67 | 437.10K |
About Trustco Bank Corp N Y
Trustco Bank Corp N Y (TRST) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in ALBANY, NY. State of incorporation: NY. Fiscal year ends December 31. SEC CIK 357301.
TRST board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Steffani Cotugno | Director | Nov 21, 2025 |
| Brian C Flynn | Director | Nov 21, 2025 |
| Bryan Lee Guentner | Director | Sep 24, 2026 |
| Patricia Ann Kieper-Fusco | Director | Sep 24, 2026 |
| Lisa M Lucarelli | Director | Jun 8, 2026 |
| Anthony J Md Phd Marinello | Director | Nov 21, 2025 |
| Robert J Mccormick | CHAIRMAN, PRESIDENT & CEO | Nov 24, 2025 |
| Thomas O Maggs | Director | Nov 21, 2025 |
| Curtis N Powell | Director | Nov 21, 2025 |
| Kimberly Adams Russell | Director | Nov 21, 2025 |
| Frank B Silverman | Director | Apr 28, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Kevin M Curley | EXECUTIVE VICE PRESIDENT & COO | Mar 12, 2026 |
| Michael James Hall | GENERAL COUNSEL & SECRETARY | Nov 24, 2025 |
| Robert M Leonard | EVP & CHIEF OPERATING OFFICER | Nov 24, 2025 |
| Robert J Mccormick | CHAIRMAN, PRESIDENT & CEO | Nov 24, 2025 |
| Lauren Ann Mccormick | VP,Treasurer, Asst. Corp. Sec. | Sep 3, 2026 |
| Michael M Ozimek | EXECUTIVE VICE PRESIDENT & CFO | Nov 24, 2025 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 2, 2026 | Lauren Ann Mccormick | Buy | 436 | $57.34 |
| Aug 12, 2026 | Lauren Ann Mccormick | Buy | 103 | $56.51 |
| Jun 4, 2026 | Lisa M Lucarelli | Buy | 100 | $52.29 |
| Jun 4, 2026 | Lisa M Lucarelli | Buy | 100 | $52.29 |
| Apr 24, 2026 | Frank B Silverman | Buy | 105 | $46.18 |
| Mar 12, 2026 | Kevin M Curley | Buy | 588 | $42.55 |
| Nov 26, 2025 | Lisa M Lucarelli | Buy | 200 | $42.69 |
TRST financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $61.14M | 3.25 | $57.60M |
| Dec 31, 2024 | — | $48.83M | 2.57 | $59.44M |
| Dec 31, 2023 | — | $58.65M | 3.08 | $64.13M |
| Dec 31, 2022 | — | $75.23M | 3.93 | $78.63M |
| Dec 31, 2021 | — | $61.52M | 3.19 | $55.37M |
Latest balance sheet: total assets $6.52B, total liabilities $5.87B, cash $696.64M (as of Jun 30, 2026).
TRST earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 21, 2026 | 8-K Item 2.02 (results) | $55.70 |
| Apr 21, 2026 | 8-K Item 2.02 (results) | $46.30 |
| Jan 21, 2026 | 8-K Item 2.02 (results) | $45.53 |
| Oct 21, 2025 | 8-K Item 2.02 (results) | $36.21 |
| Jul 21, 2025 | 8-K Item 2.02 (results) | $35.27 |
| Apr 21, 2025 | 8-K Item 2.02 (results) | $28.43 |
| Jan 21, 2025 | 8-K Item 2.02 (results) | $32.51 |
| Oct 21, 2024 | 8-K Item 2.02 (results) | $32.58 |
| Jul 22, 2024 | 8-K Item 2.02 (results) | — |
| Apr 22, 2024 | 8-K Item 2.02 (results) | — |
| Jan 22, 2024 | 8-K Item 2.02 (results) | — |
| Oct 23, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.