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Pathfinder Bancorp (PBHC) Stock Analysis & Price (Updated Oct 15, 2026, 4:00 PM ET)
Updated Oct 15, 2026, 4:00 PM ET
What changed since yesterday
- Closed at $16.70, +0.00% vs the prior close of $16.70.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
PBHC ends flat (+0.0%) to $16.70, 5 down days in a row. Closed at $16.70, +0.00% vs the prior close of $16.70. Day range $16.70–$16.70, opened at $16.70.
Last close$16.70+0.00%
Day range16.70–16.70
Open16.70
Volume0
52-week range12.06–18.30
Avg volume (20d)1.78K
PBHC daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — PBHC ends flat (+0.0%) to $16.70, 5 down days in a row
- Closed at $16.70, +0.00% vs the prior close of $16.70. Day range $16.70–$16.70, opened at $16.70.
- Price is -0.1% vs its 50-day average ($16.72) and +12.4% vs its 200-day average ($14.86).
- 52-week range $12.06–$18.30; today's close sits at 74% of that range, 8.7% below the 52-week high.
- That makes 5 straight losses.
Oct 14, 2026 — PBHC ends flat (-0.1%) to $16.70, a 1-month low, 4 down days in a row
- Closed at $16.70, -0.06% vs the prior close of $16.71. Day range $16.70–$16.70, opened at $16.70.
- Volume was 2.00K shares, 0.5x its 50-day average of 3.89K — lighter than usual.
- Price is -0.1% vs its 50-day average ($16.71) and +12.5% vs its 200-day average ($14.84).
- 52-week range $12.06–$18.30; today's close sits at 74% of that range, 8.7% below the 52-week high.
- That makes 4 straight losses.
Oct 13, 2026 — PBHC ends flat (+0.0%) to $16.71, 3 down days in a row
- Closed at $16.71, +0.00% vs the prior close of $16.71. Day range $16.71–$16.99, opened at $16.97.
- Volume was 3.30K shares, 0.8x its 50-day average of 3.94K.
- Price is +0.1% vs its 50-day average ($16.70) and +12.7% vs its 200-day average ($14.83).
- 52-week range $12.06–$18.30; today's close sits at 75% of that range, 8.7% below the 52-week high.
- That makes 3 straight losses.
Oct 12, 2026 — PBHC dips 1.5% to $16.71
- Closed at $16.71, -1.47% vs the prior close of $16.96. Day range $16.71–$17.03, opened at $16.92.
- Volume was 5.70K shares, 1.4x its 50-day average of 4.03K.
- Price is +0.1% vs its 50-day average ($16.69) and +12.8% vs its 200-day average ($14.81).
- 52-week range $12.06–$18.30; today's close sits at 75% of that range, 8.7% below the 52-week high.
Oct 9, 2026 — PBHC slides 3.1% to $16.96
- Closed at $16.96, -3.09% vs the prior close of $17.50. Day range $16.96–$17.19, opened at $17.19.
- Volume was 400 shares, 0.1x its 50-day average of 4.09K — lighter than usual.
- Price is +1.7% vs its 50-day average ($16.68) and +14.6% vs its 200-day average ($14.80).
- 52-week range $12.06–$18.30; today's close sits at 79% of that range, 7.3% below the 52-week high.
Oct 8, 2026 — PBHC jumps 3.6% to $17.50
- Closed at $17.50, +3.55% vs the prior close of $16.90. Day range $17.32–$17.50, opened at $17.40.
- Volume was 1.80K shares, 0.4x its 50-day average of 4.18K — lighter than usual.
- Price is +5.0% vs its 50-day average ($16.67) and +18.4% vs its 200-day average ($14.79).
- 52-week range $12.06–$18.30; today's close sits at 87% of that range, 4.4% below the 52-week high.
Oct 7, 2026 — PBHC ends flat (+0.1%) to $16.90
- Closed at $16.90, +0.06% vs the prior close of $16.89. Day range $16.90–$16.90, opened at $16.90.
- Volume was 200 shares, 0.0x its 50-day average of 4.17K — lighter than usual.
- Price is +1.6% vs its 50-day average ($16.64) and +14.4% vs its 200-day average ($14.77).
- 52-week range $12.06–$18.30; today's close sits at 78% of that range, 7.7% below the 52-week high.
Oct 6, 2026 — PBHC ends flat (+0.0%) to $16.89
- Closed at $16.89, +0.00% vs the prior close of $16.89. Day range $16.89–$16.89, opened at $16.89.
- Price is +1.6% vs its 50-day average ($16.62) and +14.5% vs its 200-day average ($14.76).
- 52-week range $12.06–$18.30; today's close sits at 77% of that range, 7.7% below the 52-week high.
Oct 5, 2026 — PBHC slides 3.1% to $16.89
- Closed at $16.89, -3.10% vs the prior close of $17.43. Day range $16.89–$17.26, opened at $17.25.
- Volume was 1.90K shares, 0.5x its 50-day average of 4.18K — lighter than usual.
- Price is +1.7% vs its 50-day average ($16.60) and +14.6% vs its 200-day average ($14.74).
- 52-week range $12.06–$18.30; today's close sits at 77% of that range, 7.7% below the 52-week high.
Oct 2, 2026 — PBHC jumps 4.3% to $17.43
- Closed at $17.43, +4.31% vs the prior close of $16.71. Day range $16.73–$17.45, opened at $16.73.
- Volume was 1.20K shares, 0.3x its 50-day average of 4.37K — lighter than usual.
- Price is +5.1% vs its 50-day average ($16.58) and +18.3% vs its 200-day average ($14.73).
- 52-week range $12.06–$18.30; today's close sits at 86% of that range, 4.8% below the 52-week high.
PBHC latest news & SEC filings
Every SEC filing by or about PBHC in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 28, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 13, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $2.67M (prior year $31.00K) (+8506.5% vs Jun 30, 2025)
Jul 30, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jun 29, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Things to know before you trade PBHC
- Last results release: Jul 30, 2026 (8-K Item 2.02). Previous ones: Apr 29, 2026, Feb 27, 2026, Jan 29, 2026. Based on that rhythm, the next report is likely around Oct 29, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.84% (largest 5.7%).
- Liquidity: about 1.78K shares (≈$29.73K) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $16.70 vs a range of $12.06–$18.30 (74% of the range).
- Dividends: last ex-dividend date Jul 17, 2026 ($0.1/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 20 open-market buys, 0 sales; latest: Joseph Polniak bought 1,000 shares on Jun 15, 2026.
- Latest filings: 8-K Sep 28, 2026; 10-Q Aug 13, 2026; 8-K Jul 30, 2026.
- Share count: 4.55M shares outstanding (May 17, 2021), -4.2% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: State Commercial Banks.
PBHC market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 16.70 | 16.70 | 16.70 | 16.70 | 0 |
| Oct 14, 2026 | 16.70 | 16.70 | 16.70 | 16.70 | 2.00K |
| Oct 13, 2026 | 16.97 | 16.99 | 16.71 | 16.71 | 3.30K |
| Oct 12, 2026 | 16.92 | 17.03 | 16.71 | 16.71 | 5.70K |
| Oct 9, 2026 | 17.19 | 17.19 | 16.96 | 16.96 | 400 |
| Oct 8, 2026 | 17.40 | 17.50 | 17.32 | 17.50 | 1.80K |
| Oct 7, 2026 | 16.90 | 16.90 | 16.90 | 16.90 | 200 |
| Oct 6, 2026 | 16.89 | 16.89 | 16.89 | 16.89 | 0 |
| Oct 5, 2026 | 17.25 | 17.26 | 16.89 | 16.89 | 1.90K |
| Oct 2, 2026 | 16.73 | 17.45 | 16.73 | 17.43 | 1.20K |
| Oct 1, 2026 | 16.71 | 16.71 | 16.71 | 16.71 | 500 |
| Sep 30, 2026 | 16.88 | 16.88 | 16.88 | 16.88 | 200 |
| Sep 29, 2026 | 17.20 | 17.20 | 17.20 | 17.20 | 0 |
| Sep 28, 2026 | 17.20 | 17.20 | 17.20 | 17.20 | 500 |
| Sep 25, 2026 | 17.35 | 17.35 | 17.29 | 17.35 | 3.80K |
| Sep 24, 2026 | 17.50 | 17.50 | 17.35 | 17.35 | 500 |
| Sep 23, 2026 | 18.29 | 18.29 | 18.29 | 18.29 | 300 |
| Sep 22, 2026 | 17.30 | 17.30 | 17.30 | 17.30 | 0 |
| Sep 21, 2026 | 17.44 | 18.30 | 17.30 | 17.30 | 1.30K |
| Sep 18, 2026 | 17.30 | 18.02 | 17.30 | 18.02 | 12.00K |
About Pathfinder Bancorp
Pathfinder Bancorp (PBHC) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in OSWEGO, NY. State of incorporation: MD. Fiscal year ends December 31. SEC CIK 1609065.
PBHC board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| David A. Ayoub | Director | Mar 13, 2026 |
| William A Barclay | Director | Nov 21, 2025 |
| Adam C. Gagas | Director | Mar 13, 2026 |
| Melanie Littlejohn | Director | May 6, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Regina E Bass | First Vice President | Apr 10, 2026 |
| Justin K. Bigham | Executive Vice President, CFO | Apr 10, 2026 |
| Robert G. Jr. Butkowski | Senior Vice President | Apr 10, 2026 |
| James A. Dowd | President and CEO | Jun 4, 2026 |
| Joseph Paul Mcmanus | Senior Vice President, CIO | Apr 10, 2026 |
| William D O'Brien | Senior Vice President | May 6, 2026 |
| Joseph Polniak | FVP, General Counsel | Jun 16, 2026 |
| Joseph F Serbun | Senior Vice President | Apr 10, 2026 |
| Ronald G. Tascarella | Senior Vice President | Apr 10, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jun 15, 2026 | Joseph Polniak | Buy | 1,000 | $15.88 |
| Jun 15, 2026 | Joseph Polniak | Buy | 1,000 | $15.88 |
| Jun 15, 2026 | Joseph Polniak | Buy | 1,000 | $15.88 |
| Jun 15, 2026 | Joseph Polniak | Buy | 1,000 | $15.88 |
| Jun 2, 2026 | James A. Dowd | Buy | 1,400 | $13.69 |
| Jun 2, 2026 | James A. Dowd | Buy | 1,400 | $13.69 |
| Jun 2, 2026 | James A. Dowd | Buy | 1,400 | $13.69 |
| Jun 2, 2026 | James A. Dowd | Buy | 1,400 | $13.69 |
| Feb 13, 2026 | Adam C. Gagas | Buy | 1,950 | $13.75 |
| Feb 13, 2026 | Adam C. Gagas | Buy | 1,950 | $13.75 |
| Feb 13, 2026 | Adam C. Gagas | Buy | 1,950 | $13.75 |
| Feb 13, 2026 | Adam C. Gagas | Buy | 1,950 | $13.75 |
| Feb 12, 2026 | Adam C. Gagas | Buy | 6 | $13.50 |
| Feb 12, 2026 | Adam C. Gagas | Buy | 6 | $13.50 |
| Feb 12, 2026 | Adam C. Gagas | Buy | 6 | $13.50 |
PBHC financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $-1.93M | — | $11.68M |
| Dec 31, 2024 | — | $3.38M | — | $11.21M |
| Dec 31, 2023 | — | $9.29M | — | $15.43M |
| Dec 31, 2022 | — | $12.93M | — | $21.73M |
| Dec 31, 2021 | — | $12.41M | — | $20.15M |
Latest balance sheet: total assets $1.49B, total liabilities $1.37B, cash $35.97M (as of Jun 30, 2026).
PBHC earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 30, 2026 | 8-K Item 2.02 (results) | $16.28 |
| Apr 29, 2026 | 8-K Item 2.02 (results) | $13.60 |
| Feb 27, 2026 | 8-K Item 2.02 (results) | $13.13 |
| Jan 29, 2026 | 8-K Item 2.02 (results) | $14.25 |
| Oct 30, 2025 | 8-K Item 2.02 (results) | $15.14 |
| Jul 30, 2025 | 8-K Item 2.02 (results) | $15.21 |
| Apr 30, 2025 | 8-K Item 2.02 (results) | $13.71 |
| Mar 4, 2025 | 8-K Item 2.02 (results) | $17.04 |
| Jan 31, 2025 | 8-K Item 2.02 (results) | $16.68 |
| Oct 30, 2024 | 8-K Item 2.02 (results) | $17.69 |
| Jul 29, 2024 | 8-K Item 2.02 (results) | — |
| Apr 29, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.