Norwood Financial (NWFL) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $33.60, +0.42% vs the prior close of $33.46.
- Volume 91.62K shares, 2.7x its 50-day average (heavy).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
NWFL rises 0.4% to $33.60 on 2.7x normal volume. Closed at $33.60, +0.42% vs the prior close of $33.46. Day range $33.05–$34.00, opened at $33.53.
NWFL daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — NWFL rises 0.4% to $33.60 on 2.7x normal volume
- Closed at $33.60, +0.42% vs the prior close of $33.46. Day range $33.05–$34.00, opened at $33.53.
- Volume was 91.62K shares, 2.7x its 50-day average of 34.23K — unusually heavy trading.
- Price is -1.4% vs its 50-day average ($34.07) and +7.4% vs its 200-day average ($31.29).
- 52-week range $23.82–$35.48; today's close sits at 84% of that range, 5.3% below the 52-week high.
Oct 15, 2026 — NWFL dips 0.4% to $33.46, 3 down days in a row
- Closed at $33.46, -0.39% vs the prior close of $33.59. Day range $33.01–$33.88, opened at $33.50.
- Volume was 34.40K shares, 1.0x its 50-day average of 34.07K.
- Price is -1.8% vs its 50-day average ($34.07) and +7.0% vs its 200-day average ($31.27).
- 52-week range $23.82–$35.48; today's close sits at 83% of that range, 5.7% below the 52-week high.
- That makes 3 straight losses.
Oct 14, 2026 — NWFL dips 0.7% to $33.59
- Closed at $33.59, -0.71% vs the prior close of $33.83. Day range $33.40–$33.99, opened at $33.50.
- Volume was 50.60K shares, 1.5x its 50-day average of 33.82K.
- Price is -1.5% vs its 50-day average ($34.09) and +7.5% vs its 200-day average ($31.24).
- 52-week range $23.82–$35.48; today's close sits at 84% of that range, 5.3% below the 52-week high.
Oct 13, 2026 — NWFL dips 0.4% to $33.83
- Closed at $33.83, -0.35% vs the prior close of $33.95. Day range $33.57–$34.19, opened at $34.03.
- Volume was 45.80K shares, 1.3x its 50-day average of 34.00K.
- Price is -0.8% vs its 50-day average ($34.10) and +8.4% vs its 200-day average ($31.22).
- 52-week range $23.82–$35.48; today's close sits at 86% of that range, 4.7% below the 52-week high.
Oct 12, 2026 — NWFL rises 1.3% to $33.95
- Closed at $33.95, +1.25% vs the prior close of $33.53. Day range $33.49–$34.15, opened at $33.49.
- Volume was 45.20K shares, 1.3x its 50-day average of 33.94K.
- Price is -0.4% vs its 50-day average ($34.10) and +8.8% vs its 200-day average ($31.19).
- 52-week range $23.82–$35.48; today's close sits at 87% of that range, 4.3% below the 52-week high.
Oct 9, 2026 — NWFL dips 1.0% to $33.53
- Closed at $33.53, -1.00% vs the prior close of $33.87. Day range $33.50–$34.02, opened at $34.02.
- Volume was 30.80K shares, 0.9x its 50-day average of 34.21K.
- Price is -1.7% vs its 50-day average ($34.10) and +7.6% vs its 200-day average ($31.16).
- 52-week range $23.82–$35.48; today's close sits at 83% of that range, 5.5% below the 52-week high.
Oct 8, 2026 — NWFL rises 0.4% to $33.87
- Closed at $33.87, +0.42% vs the prior close of $33.73. Day range $33.76–$34.25, opened at $34.00.
- Volume was 31.10K shares, 0.9x its 50-day average of 34.14K.
- Price is -0.7% vs its 50-day average ($34.11) and +8.8% vs its 200-day average ($31.14).
- 52-week range $23.82–$35.48; today's close sits at 86% of that range, 4.5% below the 52-week high.
Oct 7, 2026 — NWFL dips 1.0% to $33.73
- Closed at $33.73, -1.00% vs the prior close of $34.07. Day range $33.63–$34.09, opened at $33.78.
- Volume was 31.30K shares, 0.9x its 50-day average of 34.26K.
- Price is -1.1% vs its 50-day average ($34.10) and +8.4% vs its 200-day average ($31.12).
- 52-week range $23.82–$35.48; today's close sits at 85% of that range, 4.9% below the 52-week high.
Oct 6, 2026 — NWFL rises 0.9% to $34.07, 4 up days in a row
- Closed at $34.07, +0.92% vs the prior close of $33.76. Day range $33.85–$34.36, opened at $33.85.
- Volume was 22.50K shares, 0.6x its 50-day average of 34.83K.
- Price is -0.1% vs its 50-day average ($34.11) and +9.5% vs its 200-day average ($31.10).
- 52-week range $23.82–$35.48; today's close sits at 88% of that range, 4.0% below the 52-week high.
- That makes 4 straight gains.
Oct 5, 2026 — NWFL ends flat (+0.2%) to $33.76, 3 up days in a row
- Closed at $33.76, +0.18% vs the prior close of $33.70. Day range $33.51–$33.97, opened at $33.51.
- Volume was 31.40K shares, 0.9x its 50-day average of 35.26K.
- Price is -1.0% vs its 50-day average ($34.10) and +8.6% vs its 200-day average ($31.08).
- 52-week range $23.82–$35.48; today's close sits at 85% of that range, 4.8% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — NWFL rises 1.4% to $33.70
- Closed at $33.70, +1.44% vs the prior close of $33.22. Day range $33.42–$33.98, opened at $33.53.
- Volume was 37.60K shares, 1.0x its 50-day average of 35.87K.
- Price is -1.1% vs its 50-day average ($34.08) and +8.5% vs its 200-day average ($31.06).
- 52-week range $23.82–$35.48; today's close sits at 85% of that range, 5.0% below the 52-week high.
NWFL latest news & SEC filings
Every SEC filing by or about NWFL in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Andress Spencer J received an award of 40 shares at $33.70 (≈$1.35K) on Oct 13, 2026; now holds 8,532
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Carroll Joseph W received an award of 40 shares at $33.70 (≈$1.35K) on Oct 13, 2026; now holds 41,946
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Forte Andrew received an award of 50 shares at $33.70 (≈$1.69K) on Oct 13, 2026; now holds 12,426
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Gifford Jeffrey S received an award of 40 shares at $33.70 (≈$1.35K) on Oct 13, 2026; now holds 26,889
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Hungerford Meg L received an award of 40 shares at $33.70 (≈$1.35K) on Oct 13, 2026; now holds 6,450
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Lamont Kevin M received an award of 40 shares at $33.70 (≈$1.35K) on Oct 13, 2026; now holds 136,167
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 16, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 28, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 13, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 7, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $2.10M (prior year $1.87M) (+12.5% vs Jun 30, 2025)
- Net income: $9.33M (prior year $6.21M) (+50.3% vs Jun 30, 2025)
- Diluted EPS: $0.86 (prior year $0.67) (+28.4% vs Jun 30, 2025)
Jul 27, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Jul 22, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade NWFL
- Last results release: Jul 22, 2026 (8-K Item 2.02). Previous ones: Apr 27, 2026, Jan 22, 2026, Jan 12, 2026. Based on that rhythm, the next report is likely around Oct 21, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.85% (largest 2.9%). That is a relatively calm stock.
- Liquidity: about 37.68K shares (≈$1.27M) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $33.60 vs a range of $23.82–$35.48 (84% of the range).
- Dividends: last ex-dividend date Oct 15, 2026 ($0.32/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 9 open-market buys, 16 sales; latest: Vincent O'Bell sold 1,100 shares on Sep 2, 2026.
- Latest filings: 8-K Sep 16, 2026; 8-K Aug 28, 2026; 10-Q Aug 7, 2026.
- Share count: 10.90M shares outstanding (Aug 1, 2026), +17.7% vs a year earlier — notable dilution.
- Listing: Nasdaq · industry: State Commercial Banks.
NWFL market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 33.53 | 34.00 | 33.05 | 33.60 | 91.62K |
| Oct 15, 2026 | 33.50 | 33.88 | 33.01 | 33.46 | 34.40K |
| Oct 14, 2026 | 33.50 | 33.99 | 33.40 | 33.59 | 50.60K |
| Oct 13, 2026 | 34.03 | 34.19 | 33.57 | 33.83 | 45.80K |
| Oct 12, 2026 | 33.49 | 34.15 | 33.49 | 33.95 | 45.20K |
| Oct 9, 2026 | 34.02 | 34.02 | 33.50 | 33.53 | 30.80K |
| Oct 8, 2026 | 34.00 | 34.25 | 33.76 | 33.87 | 31.10K |
| Oct 7, 2026 | 33.78 | 34.09 | 33.63 | 33.73 | 31.30K |
| Oct 6, 2026 | 33.85 | 34.36 | 33.85 | 34.07 | 22.50K |
| Oct 5, 2026 | 33.51 | 33.97 | 33.51 | 33.76 | 31.40K |
| Oct 2, 2026 | 33.53 | 33.98 | 33.42 | 33.70 | 37.60K |
| Oct 1, 2026 | 32.86 | 33.25 | 32.28 | 33.22 | 27.50K |
| Sep 30, 2026 | 33.41 | 33.41 | 32.69 | 33.04 | 25.30K |
| Sep 29, 2026 | 33.87 | 33.87 | 32.97 | 33.34 | 33.20K |
| Sep 28, 2026 | 33.17 | 34.00 | 33.00 | 33.90 | 53.70K |
| Sep 25, 2026 | 33.79 | 34.04 | 33.59 | 33.78 | 28.80K |
| Sep 24, 2026 | 33.36 | 33.94 | 33.15 | 33.66 | 63.10K |
| Sep 23, 2026 | 34.13 | 34.13 | 33.15 | 33.34 | 21.20K |
| Sep 22, 2026 | 34.56 | 34.56 | 34.15 | 34.33 | 29.90K |
| Sep 21, 2026 | 34.74 | 34.74 | 33.79 | 34.35 | 18.60K |
About Norwood Financial
Norwood Financial (NWFL) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in HONESDALE, PA. State of incorporation: PA. Fiscal year ends December 31. SEC CIK 1013272.
NWFL board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Spencer J Andress | Director | Sep 11, 2026 |
| Joseph W Carroll | Director | Sep 11, 2026 |
| James O Donnelly | President & CEO | Apr 30, 2026 |
| Andrew Forte | Director | Sep 11, 2026 |
| Jeffrey S Gifford | Director | Sep 11, 2026 |
| Meg L Hungerford | Director | Sep 11, 2026 |
| Kevin M Lamont | Director | Sep 11, 2026 |
| Ralph A Matergia | Director | Sep 11, 2026 |
| Marissa S Nacinovich | Director | Sep 11, 2026 |
| Alexandra K Nolan | Director | Sep 11, 2026 |
| Kenneth A Phillips | Director | Sep 11, 2026 |
| Ronald R Schmalzle | Director | Sep 11, 2026 |
| James Shook | Director | Sep 11, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Janak M Amin | EVP & COO | Jan 15, 2026 |
| John F Carmody | EVP & Chief Credit Officer | Dec 22, 2025 |
| James O Donnelly | President & CEO | Apr 30, 2026 |
| John Martin Jr Mccaffery | EVP & CFO | Apr 30, 2026 |
| Vincent O'Bell | EVP & Chief Lending Officer | Sep 4, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,100 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,500 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 100 | $34.61 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 300 | $34.68 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,100 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,500 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 100 | $34.61 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 300 | $34.68 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,100 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,500 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 100 | $34.61 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 300 | $34.68 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,100 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 1,500 | $34.50 |
| Sep 2, 2026 | Vincent O'Bell | Sale | 100 | $34.61 |
NWFL financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $8.00M | $27.75M | 3.01 | $33.97M |
| Dec 31, 2024 | $7.40M | $-160.00K | -0.02 | $22.81M |
| Dec 31, 2023 | $7.14M | $16.76M | 2.07 | $29.82M |
| Dec 31, 2022 | $8.76M | $29.23M | 3.58 | $30.73M |
| Dec 31, 2021 | $7.02M | $24.91M | 3.04 | $29.20M |
Latest balance sheet: total assets $2.91B, total liabilities $2.62B, cash $18.35M (as of Jun 30, 2026).
NWFL earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 22, 2026 | 8-K Item 2.02 (results) | $30.35 |
| Apr 27, 2026 | 8-K Item 2.02 (results) | $29.21 |
| Jan 22, 2026 | 8-K Item 2.02 (results) | $28.43 |
| Jan 12, 2026 | 8-K Item 2.02 (results) | $28.06 |
| Oct 22, 2025 | 8-K Item 2.02 (results) | $26.41 |
| Oct 14, 2025 | 8-K Item 2.02 (results) | $25.44 |
| Jul 23, 2025 | 8-K Item 2.02 (results) | $24.86 |
| Apr 17, 2025 | 8-K Item 2.02 (results) | $23.01 |
| Jan 28, 2025 | 8-K Item 2.02 (results) | $26.13 |
| Oct 28, 2024 | 8-K Item 2.02 (results) | $27.38 |
| Jul 26, 2024 | 8-K Item 2.02 (results) | — |
| Apr 22, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.