Midland States Bancorp (MSBI) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $32.22, -0.25% vs the prior close of $32.30.
- Volume 133.78K shares, 0.8x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
MSBI ends flat (-0.2%) to $32.22. Closed at $32.22, -0.25% vs the prior close of $32.30. Day range $32.15β$32.99, opened at $32.40.
MSBI daily analysis β what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 β MSBI ends flat (-0.2%) to $32.22
- Closed at $32.22, -0.25% vs the prior close of $32.30. Day range $32.15β$32.99, opened at $32.40.
- Volume was 133.78K shares, 0.8x its 50-day average of 161.17K.
- Price is -2.2% vs its 50-day average ($32.96) and +16.5% vs its 200-day average ($27.65).
- 52-week range $14.24β$35.10; today's close sits at 86% of that range, 8.2% below the 52-week high.
Oct 15, 2026 β MSBI rises 1.4% to $32.30
- Closed at $32.30, +1.44% vs the prior close of $31.84. Day range $31.36β$32.45, opened at $32.06.
- Volume was 154.50K shares, 1.0x its 50-day average of 160.46K.
- Price is -2.1% vs its 50-day average ($32.99) and +17.1% vs its 200-day average ($27.59).
- 52-week range $14.24β$35.10; today's close sits at 87% of that range, 8.0% below the 52-week high.
Oct 14, 2026 β MSBI dips 1.0% to $31.84, a 1-month low
- Closed at $31.84, -1.00% vs the prior close of $32.16. Day range $31.47β$32.01, opened at $31.69.
- Volume was 142.30K shares, 0.9x its 50-day average of 161.10K.
- Price is -3.6% vs its 50-day average ($33.03) and +15.6% vs its 200-day average ($27.54).
- 52-week range $14.24β$35.10; today's close sits at 84% of that range, 9.3% below the 52-week high.
Oct 13, 2026 β MSBI dips 0.6% to $32.16
- Closed at $32.16, -0.59% vs the prior close of $32.35. Day range $31.92β$32.51, opened at $32.50.
- Volume was 158.00K shares, 1.0x its 50-day average of 162.80K.
- Price is -2.8% vs its 50-day average ($33.08) and +17.0% vs its 200-day average ($27.49).
- 52-week range $14.24β$35.10; today's close sits at 86% of that range, 8.4% below the 52-week high.
Oct 12, 2026 β MSBI rises 0.6% to $32.35
- Closed at $32.35, +0.59% vs the prior close of $32.16. Day range $31.77β$32.54, opened at $32.13.
- Volume was 132.00K shares, 0.8x its 50-day average of 163.69K.
- Price is -2.3% vs its 50-day average ($33.12) and +17.9% vs its 200-day average ($27.43).
- 52-week range $14.24β$35.10; today's close sits at 87% of that range, 7.8% below the 52-week high.
Oct 9, 2026 β MSBI dips 1.2% to $32.16
- Closed at $32.16, -1.23% vs the prior close of $32.56. Day range $32.10β$32.50, opened at $32.45.
- Volume was 135.90K shares, 0.8x its 50-day average of 164.20K.
- Price is -3.0% vs its 50-day average ($33.15) and +17.5% vs its 200-day average ($27.38).
- 52-week range $14.24β$35.10; today's close sits at 86% of that range, 8.4% below the 52-week high.
Oct 8, 2026 β MSBI rises 1.0% to $32.56
- Closed at $32.56, +0.96% vs the prior close of $32.25. Day range $31.98β$32.89, opened at $32.03.
- Volume was 125.40K shares, 0.8x its 50-day average of 166.79K.
- Price is -1.8% vs its 50-day average ($33.17) and +19.2% vs its 200-day average ($27.32).
- 52-week range $14.24β$35.10; today's close sits at 88% of that range, 7.2% below the 52-week high.
Oct 7, 2026 β MSBI dips 1.6% to $32.25, 3 down days in a row
- Closed at $32.25, -1.62% vs the prior close of $32.78. Day range $31.64β$32.56, opened at $32.28.
- Volume was 201.40K shares, 1.2x its 50-day average of 169.26K.
- Price is -2.8% vs its 50-day average ($33.19) and +18.3% vs its 200-day average ($27.27).
- 52-week range $14.24β$35.10; today's close sits at 86% of that range, 8.1% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 β MSBI dips 0.7% to $32.78
- Closed at $32.78, -0.67% vs the prior close of $33.00. Day range $32.71β$33.16, opened at $33.08.
- Volume was 89.50K shares, 0.5x its 50-day average of 173.48K β lighter than usual.
- Price is -1.3% vs its 50-day average ($33.23) and +20.4% vs its 200-day average ($27.22).
- 52-week range $14.24β$35.10; today's close sits at 89% of that range, 6.6% below the 52-week high.
- SEC filings that day: S-3.
Oct 5, 2026 β MSBI dips 0.4% to $33.00
- Closed at $33.00, -0.42% vs the prior close of $33.14. Day range $32.70β$33.15, opened at $32.96.
- Volume was 113.00K shares, 0.6x its 50-day average of 175.31K.
- Price is -0.7% vs its 50-day average ($33.23) and +21.5% vs its 200-day average ($27.16).
- 52-week range $14.24β$35.10; today's close sits at 90% of that range, 6.0% below the 52-week high.
Oct 2, 2026 β MSBI rises 1.2% to $33.14
- Closed at $33.14, +1.22% vs the prior close of $32.74. Day range $32.83β$33.31, opened at $33.04.
- Volume was 113.40K shares, 0.6x its 50-day average of 178.00K.
- Price is -0.2% vs its 50-day average ($33.21) and +22.3% vs its 200-day average ($27.10).
- 52-week range $14.24β$35.10; today's close sits at 91% of that range, 5.6% below the 52-week high.
MSBI latest news & SEC filings
Every SEC filing by or about MSBI in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 6, 2026 Β· Form S-3 β Shelf registration (S-3)
Shelf registration (S-3) β lets the company sell securities over time
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Oct 1, 2026 Β· Form 4 β Insider trade
Insider trade report (Form 4) β a director, officer or 10%+ owner changed their holdings
- Casey Daniel Edward received an award of 356 shares at $28.23 (β$10.05K) on Sep 30, 2026; now holds 28,827
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 1, 2026 Β· Form 4 β Insider trade
Insider trade report (Form 4) β a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 1, 2026 Β· Form 4 β Insider trade
Insider trade report (Form 4) β a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 1, 2026 Β· Form 4 β Insider trade
Insider trade report (Form 4) β a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 1, 2026 Β· Form 4 β Insider trade
Insider trade report (Form 4) β a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 1, 2026 Β· Form 4 β Insider trade
Insider trade report (Form 4) β a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 4, 2026 Β· Form 8-K β Major event / current report
Current report β a filing companies must make within 4 business days of a major event
- Item 8.01 β Reported other events the company considers important.
Jul 30, 2026 Β· Form 10-Q β Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $19.89M (prior year $12.02M) (+65.4% vs Jun 30, 2025)
- Diluted EPS: $0.82 (prior year $0.44) (+86.4% vs Jun 30, 2025)
Jul 28, 2026 Β· Form 8-K β Major event / current report
Current report β a filing companies must make within 4 business days of a major event
- Item 7.01 β Released information under Regulation FD (e.g. a presentation or press release).
Jul 23, 2026 Β· Form 8-K β Major event / current report
Current report β a filing companies must make within 4 business days of a major event
- Item 2.02 β Reported results of operations (earnings release).
- Item 7.01 β Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade MSBI
- Last results release: Jul 23, 2026 (8-K Item 2.02). Previous ones: Apr 23, 2026, Jan 22, 2026, Oct 30, 2025. Based on that rhythm, the next report is likely around Oct 22, 2026 β an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.07% (largest 2.4%).
- Liquidity: about 169.26K shares (β$5.45M) trade per day on average.
- 52-week position: $32.22 vs a range of $14.24β$35.10 (86% of the range).
- Dividends: last ex-dividend date Aug 14, 2026 ($0.33/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 5 open-market buys, 20 sales; latest: Kyle Owen Mooney sold 2,400 shares on Sep 8, 2026.
- Latest filings: 8-K Aug 4, 2026; 10-Q Jul 30, 2026; 8-K Jul 28, 2026.
- Share count: 20.75M shares outstanding (Jul 20, 2026), -3.7% vs a year earlier β the company has been reducing its share count.
- Listing: Nasdaq Β· industry: State Commercial Banks.
MSBI market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 32.40 | 32.99 | 32.15 | 32.22 | 133.78K |
| Oct 15, 2026 | 32.06 | 32.45 | 31.36 | 32.30 | 154.50K |
| Oct 14, 2026 | 31.69 | 32.01 | 31.47 | 31.84 | 142.30K |
| Oct 13, 2026 | 32.50 | 32.51 | 31.92 | 32.16 | 158.00K |
| Oct 12, 2026 | 32.13 | 32.54 | 31.77 | 32.35 | 132.00K |
| Oct 9, 2026 | 32.45 | 32.50 | 32.10 | 32.16 | 135.90K |
| Oct 8, 2026 | 32.03 | 32.89 | 31.98 | 32.56 | 125.40K |
| Oct 7, 2026 | 32.28 | 32.56 | 31.64 | 32.25 | 201.40K |
| Oct 6, 2026 | 33.08 | 33.16 | 32.71 | 32.78 | 89.50K |
| Oct 5, 2026 | 32.96 | 33.15 | 32.70 | 33.00 | 113.00K |
| Oct 2, 2026 | 33.04 | 33.31 | 32.83 | 33.14 | 113.40K |
| Oct 1, 2026 | 31.98 | 32.76 | 31.42 | 32.74 | 140.00K |
| Sep 30, 2026 | 32.53 | 32.59 | 31.94 | 32.16 | 243.40K |
| Sep 29, 2026 | 33.13 | 33.24 | 32.13 | 32.39 | 139.40K |
| Sep 28, 2026 | 33.23 | 33.39 | 32.93 | 33.17 | 309.90K |
| Sep 25, 2026 | 33.19 | 33.65 | 33.08 | 33.26 | 428.10K |
| Sep 24, 2026 | 32.45 | 33.25 | 32.18 | 33.13 | 209.70K |
| Sep 23, 2026 | 32.70 | 32.88 | 32.32 | 32.39 | 118.30K |
| Sep 22, 2026 | 33.68 | 33.90 | 32.88 | 32.88 | 170.40K |
| Sep 21, 2026 | 33.70 | 33.90 | 33.47 | 33.55 | 126.80K |
About Midland States Bancorp
Midland States Bancorp (MSBI) is listed on the Nasdaq and classified by the SEC under βState Commercial Banksβ. Its business address is in EFFINGHAM, IL. State of incorporation: IL. Fiscal year ends December 31. SEC CIK 1466026.
MSBI board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Richard Dean Bingham | Director | Jul 1, 2026 |
| Gerald Joseph Carlson | Director | Jul 1, 2026 |
| James F. Deutsch | Director | Feb 12, 2026 |
| Jennifer Dimotta | Director | Jul 1, 2026 |
| Travis Franklin | Director | Jul 1, 2026 |
| Jeffrey G. Ludwig | President & CEO | Jul 29, 2026 |
| Jerry L. Mcdaniel | Director | Jul 1, 2026 |
| Jeffrey M Mcdonnell | Director | Jul 1, 2026 |
| Richard T Ramos | Director | Jul 1, 2026 |
| Robert F. Schultz | Director | Jul 1, 2026 |
| Jeffrey C. Smith | Director | Jul 1, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Daniel Edward Casey | CROF | Jul 2, 2026 |
| Jeremy Andrew Jameson | EVP - Chief Credit Officer | Jul 2, 2026 |
| Eric Lemke | Chief Financial Officer | Nov 10, 2025 |
| Jeffrey G. Ludwig | President & CEO | Jul 29, 2026 |
| Jeffrey S. Mefford | President | Nov 10, 2025 |
| Kyle Owen Mooney | SVP - Chief Operating Officer | Sep 9, 2026 |
| Donald J. Spring | Chief Accounting Officer | Nov 10, 2025 |
| Claire Ann Stack | EVP - Chief Financial Officer | May 12, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 8, 2026 | Kyle Owen Mooney | Sale | 2,400 | $33.33 |
| Sep 8, 2026 | Kyle Owen Mooney | Sale | 2,400 | $33.33 |
| Sep 8, 2026 | Kyle Owen Mooney | Sale | 2,400 | $33.33 |
| Sep 8, 2026 | Kyle Owen Mooney | Sale | 2,400 | $33.33 |
| Aug 18, 2026 | Kyle Owen Mooney | Sale | 489 | $33.16 |
| Aug 18, 2026 | Kyle Owen Mooney | Sale | 489 | $33.16 |
| Aug 18, 2026 | Kyle Owen Mooney | Sale | 489 | $33.16 |
| Aug 18, 2026 | Kyle Owen Mooney | Sale | 489 | $33.16 |
| Aug 11, 2026 | Kyle Owen Mooney | Sale | 1,198 | $33.51 |
| Aug 11, 2026 | Kyle Owen Mooney | Sale | 1,198 | $33.51 |
| Aug 11, 2026 | Kyle Owen Mooney | Sale | 1,198 | $33.51 |
| Aug 11, 2026 | Kyle Owen Mooney | Sale | 1,198 | $33.51 |
| Jul 28, 2026 | Jeffrey G. Ludwig | Sale | 8,383 | $34.00 |
| Jul 28, 2026 | Jeffrey G. Ludwig | Sale | 8,383 | $34.00 |
| Jul 28, 2026 | Jeffrey G. Ludwig | Sale | 8,383 | $34.00 |
MSBI financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | β | $-124.28M | -6.12 | $125.68M |
| Dec 31, 2024 | β | $38.04M | 1.32 | $176.55M |
| Dec 31, 2023 | β | $61.16M | 2.33 | $153.36M |
| Dec 31, 2022 | β | $100.24M | 4.28 | $285.82M |
| Dec 31, 2021 | β | $81.32M | 3.57 | $334.44M |
Latest balance sheet: total assets $6.70B, total liabilities $6.13B, cash $298.75M (as of Jun 30, 2026).
MSBI earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 23, 2026 | 8-K Item 2.02 (results) | $30.97 |
| Apr 23, 2026 | 8-K Item 2.02 (results) | $23.39 |
| Jan 22, 2026 | 8-K Item 2.02 (results) | $24.11 |
| Oct 30, 2025 | 8-K Item 2.02 (results) | $16.02 |
| Jul 24, 2025 | 8-K Item 2.02 (results) | $18.00 |
| Apr 30, 2025 | 8-K Item 2.02 (results) | $16.28 |
| Jan 23, 2025 | 8-K Item 2.02 (results) | $25.00 |
| Oct 24, 2024 | 8-K Item 2.02 (results) | $22.97 |
| Jul 25, 2024 | 8-K Item 2.02 (results) | β |
| Apr 25, 2024 | 8-K Item 2.02 (results) | β |
| Jan 25, 2024 | 8-K Item 2.02 (results) | β |
| Oct 26, 2023 | 8-K Item 2.02 (results) | β |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.