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Mechanics Bancorp (MCHB) Stock: Why It's Down Today
Updated Oct 19, 2026, 4:00 PM ET · closing price
What changed since yesterday
- Closed at $14.23, -0.84% vs the prior close of $14.35.
- Volume 487.55K shares, 1.0x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
MCHB dips 0.8% to $14.23. Closed at $14.23, -0.84% vs the prior close of $14.35. Day range $14.21–$14.41, opened at $14.34.
Last close$14.23-0.84%
Day range14.21–14.41
Open14.34
Volume487.55K
52-week range12.82–17.38
Avg volume (20d)537.33K
MCHB daily analysis — what happened
A plain-English, data-only note for every US trading day (today's note updates every 2 hours while the market is open). Newest first; older days stay archived below.
Oct 19, 2026 — MCHB dips 0.8% to $14.23
- Closed at $14.23, -0.84% vs the prior close of $14.35. Day range $14.21–$14.41, opened at $14.34.
- Volume was 487.55K shares, 1.0x its 50-day average of 498.69K.
- Price is -8.2% vs its 50-day average ($15.50) and -6.6% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 31% of that range, 18.1% below the 52-week high.
Oct 16, 2026 — MCHB ends flat (+0.1%) to $14.35 on 2.1x normal volume
- Closed at $14.35, +0.07% vs the prior close of $14.34. Day range $14.26–$14.62, opened at $14.43.
- Volume was 1.04M shares, 2.1x its 50-day average of 487.76K — unusually heavy trading.
- Price is -7.7% vs its 50-day average ($15.55) and -5.8% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 34% of that range, 17.4% below the 52-week high.
Oct 15, 2026 — MCHB rises 1.0% to $14.34
- Closed at $14.34, +0.99% vs the prior close of $14.20. Day range $14.20–$14.52, opened at $14.32.
- Volume was 389.40K shares, 0.8x its 50-day average of 488.40K.
- Price is -8.0% vs its 50-day average ($15.59) and -5.9% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 33% of that range, 17.5% below the 52-week high.
Oct 14, 2026 — MCHB ends flat (-0.3%) to $14.20, a 3-month low
- Closed at $14.20, -0.28% vs the prior close of $14.24. Day range $14.02–$14.31, opened at $14.08.
- Volume was 595.90K shares, 1.2x its 50-day average of 486.97K.
- Price is -9.2% vs its 50-day average ($15.64) and -6.8% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 30% of that range, 18.3% below the 52-week high.
Oct 13, 2026 — MCHB dips 1.0% to $14.24, a 3-month low
- Closed at $14.24, -0.97% vs the prior close of $14.38. Day range $14.21–$14.57, opened at $14.56.
- Volume was 629.90K shares, 1.3x its 50-day average of 486.83K.
- Price is -9.2% vs its 50-day average ($15.69) and -6.5% vs its 200-day average ($15.24).
- 52-week range $12.82–$17.38; today's close sits at 31% of that range, 18.1% below the 52-week high.
Oct 12, 2026 — MCHB rises 0.8% to $14.38
- Closed at $14.38, +0.84% vs the prior close of $14.26. Day range $14.17–$14.49, opened at $14.17.
- Volume was 499.70K shares, 1.0x its 50-day average of 489.33K.
- Price is -8.7% vs its 50-day average ($15.75) and -5.6% vs its 200-day average ($15.24).
- 52-week range $12.82–$17.38; today's close sits at 34% of that range, 17.3% below the 52-week high.
Oct 9, 2026 — MCHB dips 1.7% to $14.26, a 3-month low, 4 down days in a row
- Closed at $14.26, -1.72% vs the prior close of $14.51. Day range $14.25–$14.51, opened at $14.51.
- Volume was 371.00K shares, 0.7x its 50-day average of 499.17K.
- Price is -9.7% vs its 50-day average ($15.79) and -6.4% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 32% of that range, 18.0% below the 52-week high.
- That makes 4 straight losses.
Oct 8, 2026 — MCHB dips 0.7% to $14.51, a 3-month low, 3 down days in a row
- Closed at $14.51, -0.68% vs the prior close of $14.61. Day range $14.30–$14.59, opened at $14.55.
- Volume was 612.60K shares, 1.2x its 50-day average of 507.58K.
- Price is -8.4% vs its 50-day average ($15.84) and -4.8% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 37% of that range, 16.5% below the 52-week high.
- That makes 3 straight losses.
Oct 7, 2026 — MCHB dips 1.9% to $14.61, a 3-month low
- Closed at $14.61, -1.88% vs the prior close of $14.89. Day range $14.57–$14.88, opened at $14.76.
- Volume was 544.90K shares, 1.1x its 50-day average of 515.09K.
- Price is -8.0% vs its 50-day average ($15.88) and -4.1% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 39% of that range, 15.9% below the 52-week high.
Oct 6, 2026 — MCHB ends flat (-0.3%) to $14.89
- Closed at $14.89, -0.27% vs the prior close of $14.93. Day range $14.82–$15.07, opened at $14.82.
- Volume was 527.60K shares, 1.0x its 50-day average of 526.12K.
- Price is -6.4% vs its 50-day average ($15.90) and -2.2% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 45% of that range, 14.3% below the 52-week high.
Oct 5, 2026 — MCHB ends flat (+0.2%) to $14.93, 3 up days in a row
- Closed at $14.93, +0.20% vs the prior close of $14.90. Day range $14.75–$15.01, opened at $14.87.
- Volume was 538.70K shares, 1.0x its 50-day average of 555.45K.
- Price is -6.2% vs its 50-day average ($15.92) and -2.0% vs its 200-day average ($15.23).
- 52-week range $12.82–$17.38; today's close sits at 46% of that range, 14.1% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — MCHB rises 0.5% to $14.90
- Closed at $14.90, +0.47% vs the prior close of $14.83. Day range $14.86–$15.11, opened at $14.98.
- Volume was 468.00K shares, 0.8x its 50-day average of 560.59K.
- Price is -6.5% vs its 50-day average ($15.93) and -2.1% vs its 200-day average ($15.22).
- 52-week range $12.82–$17.38; today's close sits at 46% of that range, 14.3% below the 52-week high.
MCHB bull case vs bear case (from the data)
Bull case
- Annual revenue grew 3.3% in the latest fiscal year (SEC XBRL).
- Latest fiscal-year net income: profit of $265.74M.
Bear case
- Price is -8.2% vs its 50-day average — short-term trend is down.
- Price is -6.6% vs its 200-day average — below the long-term trend line.
- Insider selling outweighs buying: 4 sales vs 0 open-market buys among the 4 most recent reported insider trades (Form 4, last 12 months).
MCHB latest news & SEC filings
Every SEC filing by or about MCHB in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 17, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 20, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 7, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $13.61M (prior year $11.75M) (+15.9% vs Jun 30, 2025)
- Net income: $57.70M (prior year $42.48M) (+35.8% vs Jun 30, 2025)
- Diluted EPS: $0.26 (prior year $0.21) (+23.8% vs Jun 30, 2025)
Jul 29, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jun 24, 2026 · Form 11-K — Annual report for an employee stock plan
Annual report for an employee stock plan
Things to know before you trade MCHB
- Last results release: Jul 29, 2026 (8-K Item 2.02). Previous ones: Apr 30, 2026, Jan 30, 2026, Oct 30, 2025. Based on that rhythm, the next report is likely around Oct 28, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.75% (largest 1.9%). That is a relatively calm stock.
- Liquidity: about 537.33K shares (≈$7.65M) trade per day on average.
- 52-week position: $14.23 vs a range of $12.82–$17.38 (31% of the range).
- Dividends: last ex-dividend date Aug 28, 2026 ($0.25/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 4 sales; latest: Edward Michael Downer sold 2 shares on Jun 15, 2026.
- Latest filings: 8-K Sep 17, 2026; 8-K Aug 20, 2026; 10-Q Aug 7, 2026.
- Share count: 18.92M shares outstanding (Aug 4, 2025), +0.3% vs a year earlier.
- Listing: Nasdaq · industry: State Commercial Banks.
MCHB market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 19, 2026 | 14.34 | 14.41 | 14.21 | 14.23 | 487.55K |
| Oct 16, 2026 | 14.43 | 14.62 | 14.26 | 14.35 | 1.04M |
| Oct 15, 2026 | 14.32 | 14.52 | 14.20 | 14.34 | 389.40K |
| Oct 14, 2026 | 14.08 | 14.31 | 14.02 | 14.20 | 595.90K |
| Oct 13, 2026 | 14.56 | 14.57 | 14.21 | 14.24 | 629.90K |
| Oct 12, 2026 | 14.17 | 14.49 | 14.17 | 14.38 | 499.70K |
| Oct 9, 2026 | 14.51 | 14.51 | 14.25 | 14.26 | 371.00K |
| Oct 8, 2026 | 14.55 | 14.59 | 14.30 | 14.51 | 612.60K |
| Oct 7, 2026 | 14.76 | 14.88 | 14.57 | 14.61 | 544.90K |
| Oct 6, 2026 | 14.82 | 15.07 | 14.82 | 14.89 | 527.60K |
| Oct 5, 2026 | 14.87 | 15.01 | 14.75 | 14.93 | 538.70K |
| Oct 2, 2026 | 14.98 | 15.11 | 14.86 | 14.90 | 468.00K |
| Oct 1, 2026 | 14.76 | 14.86 | 14.44 | 14.83 | 837.70K |
| Sep 30, 2026 | 14.94 | 15.04 | 14.67 | 14.78 | 576.90K |
| Sep 29, 2026 | 14.92 | 15.07 | 14.74 | 14.86 | 577.00K |
| Sep 28, 2026 | 15.17 | 15.23 | 14.87 | 14.92 | 350.40K |
| Sep 25, 2026 | 15.11 | 15.30 | 15.11 | 15.17 | 417.60K |
| Sep 24, 2026 | 15.04 | 15.09 | 14.89 | 15.08 | 383.50K |
| Sep 23, 2026 | 15.15 | 15.35 | 14.98 | 15.00 | 476.00K |
| Sep 22, 2026 | 15.37 | 15.37 | 15.09 | 15.19 | 419.70K |
About Mechanics Bancorp
Mechanics Bancorp (MCHB) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in WALNUT CREEK, CA. State of incorporation: WA. Fiscal year ends December 31. SEC CIK 1518715.
MCHB board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Patricia Cochran | Director | May 29, 2026 |
| Adrienne Y Crowe | Director | May 29, 2026 |
| Douglas E Downer | Director | May 29, 2026 |
| Edward Michael Downer | Director | Jun 17, 2026 |
| Nancy D Pellegrino | Director | May 29, 2026 |
| Kenneth D Russell | Director | May 29, 2026 |
| Jon R Wilcox | Director | May 29, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Nathan Duda | EVP & CFO | Mar 3, 2026 |
| Scott A. Givans | EVP & Chief Credit Officer | Mar 3, 2026 |
| Coleman James Johnson | President & CEO | Jan 5, 2026 |
| Tony P Kallingal | EVP & Chief Banking Officer | Mar 3, 2026 |
| Fernando Pelayo | EVP & Chief Accounting Officer | Mar 3, 2026 |
| Christopher D Pierce | EVP & Chief Operating Officer | Mar 3, 2026 |
| Kristie S Shields | EVP & Chief Compliance Counsel | Mar 3, 2026 |
| Glenn C Shrader | EVP & General Counsel | Mar 3, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jun 15, 2026 | Edward Michael Downer | Sale | 2 | $15.13 |
| Jun 15, 2026 | Edward Michael Downer | Sale | 2 | $15.13 |
| Jun 15, 2026 | Edward Michael Downer | Sale | 2 | $15.13 |
| Jun 15, 2026 | Edward Michael Downer | Sale | 2 | $15.13 |
MCHB financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $49.73M | $265.74M | 1.27 | $193.59M |
| Dec 31, 2024 | $48.13M | $29.00M | 0.14 | $292.26M |
| Dec 31, 2023 | — | $-27.51M | -1.46 | $8.02M |
| Dec 31, 2022 | — | $66.54M | 3.49 | $218.33M |
| Dec 31, 2021 | — | $115.42M | 5.46 | $173.03M |
Latest balance sheet: total assets $21.23B, total liabilities $18.54B, cash $553.91M (as of Jun 30, 2026).
MCHB earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 29, 2026 | 8-K Item 2.02 (results) | $16.49 |
| Apr 30, 2026 | 8-K Item 2.02 (results) | $14.77 |
| Jan 30, 2026 | 8-K Item 2.02 (results) | $14.99 |
| Oct 30, 2025 | 8-K Item 2.02 (results) | $13.62 |
| Oct 30, 2025 | 8-K Item 2.02 (results) | $13.62 |
| Jul 28, 2025 | 8-K Item 2.02 (results) | $13.18 |
| Apr 28, 2025 | 8-K Item 2.02 (results) | $11.10 |
| Jan 27, 2025 | 8-K Item 2.02 (results) | $10.43 |
| Oct 29, 2024 | 8-K Item 2.02 (results) | $13.92 |
| Jul 29, 2024 | 8-K Item 2.02 (results) | — |
| Apr 30, 2024 | 8-K Item 2.02 (results) | — |
| Jan 29, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 19, 2026, 4:00 PM ET. Filings: SEC EDGAR. Refreshed every 2 hours during US market hours.