Live Oak Bancshares (LOB-PA) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $24.75, -0.25% vs the prior close of $24.81.
- Volume 1.59K shares, 0.1x its 50-day average (light).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
LOB-PA ends flat (-0.2%) to $24.75, a 6-month low, 3 down days in a row. Closed at $24.75, -0.25% vs the prior close of $24.81. Day range $24.75–$24.89, opened at $24.89.
LOB-PA daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — LOB-PA ends flat (-0.2%) to $24.75, a 6-month low, 3 down days in a row
- Closed at $24.75, -0.25% vs the prior close of $24.81. Day range $24.75–$24.89, opened at $24.89.
- Volume was 1.59K shares, 0.1x its 50-day average of 12.28K — lighter than usual.
- Price is -1.2% vs its 50-day average ($25.04) and -2.4% vs its 200-day average ($25.35).
- 52-week range $24.60–$26.61; today's close sits at 7% of that range, 7.0% below the 52-week high.
- That makes 3 straight losses.
Oct 15, 2026 — LOB-PA ends flat (-0.0%) to $24.81
- Closed at $24.81, -0.04% vs the prior close of $24.82. Day range $24.75–$24.85, opened at $24.83.
- Volume was 11.46K shares, 0.9x its 50-day average of 12.58K.
- Price is -0.9% vs its 50-day average ($25.05) and -2.2% vs its 200-day average ($25.36).
- 52-week range $24.60–$26.61; today's close sits at 11% of that range, 6.8% below the 52-week high.
Oct 14, 2026 — LOB-PA dips 0.4% to $24.82
- Closed at $24.82, -0.38% vs the prior close of $24.92. Day range $24.82–$24.91, opened at $24.91.
- Volume was 2.29K shares, 0.2x its 50-day average of 13.39K — lighter than usual.
- Price is -0.9% vs its 50-day average ($25.06) and -2.1% vs its 200-day average ($25.36).
- 52-week range $24.60–$26.61; today's close sits at 11% of that range, 6.7% below the 52-week high.
Oct 13, 2026 — LOB-PA ends flat (+0.3%) to $24.92
- Closed at $24.92, +0.26% vs the prior close of $24.85. Day range $24.90–$24.95, opened at $24.92.
- Volume was 3.96K shares, 0.3x its 50-day average of 13.58K — lighter than usual.
- Price is -0.6% vs its 50-day average ($25.06) and -1.8% vs its 200-day average ($25.36).
- 52-week range $24.60–$26.61; today's close sits at 16% of that range, 6.4% below the 52-week high.
Oct 12, 2026 — LOB-PA ends flat (-0.2%) to $24.85
- Closed at $24.85, -0.24% vs the prior close of $24.91. Day range $24.80–$24.97, opened at $24.97.
- Volume was 4.70K shares, 0.3x its 50-day average of 15.13K — lighter than usual.
- Price is -0.9% vs its 50-day average ($25.07) and -2.0% vs its 200-day average ($25.37).
- 52-week range $24.60–$26.61; today's close sits at 12% of that range, 6.6% below the 52-week high.
Oct 9, 2026 — LOB-PA ends flat (+0.0%) to $24.91
- Closed at $24.91, +0.04% vs the prior close of $24.90. Day range $24.90–$24.91, opened at $24.90.
- Volume was 434 shares, 0.0x its 50-day average of 15.49K — lighter than usual.
- Price is -0.6% vs its 50-day average ($25.07) and -1.8% vs its 200-day average ($25.37).
- 52-week range $24.60–$26.61; today's close sits at 15% of that range, 6.4% below the 52-week high.
Oct 8, 2026 — LOB-PA ends flat (+0.2%) to $24.90
- Closed at $24.90, +0.20% vs the prior close of $24.85. Day range $24.80–$24.90, opened at $24.85.
- Volume was 2.46K shares, 0.1x its 50-day average of 17.26K — lighter than usual.
- Price is -0.7% vs its 50-day average ($25.08) and -1.9% vs its 200-day average ($25.37).
- 52-week range $24.60–$26.61; today's close sits at 15% of that range, 6.4% below the 52-week high.
Oct 7, 2026 — LOB-PA dips 0.8% to $24.85
- Closed at $24.85, -0.80% vs the prior close of $25.05. Day range $24.85–$25.00, opened at $24.87.
- Volume was 12.57K shares, 0.7x its 50-day average of 17.19K.
- Price is -0.9% vs its 50-day average ($25.08) and -2.1% vs its 200-day average ($25.38).
- 52-week range $24.60–$26.61; today's close sits at 12% of that range, 6.6% below the 52-week high.
Oct 6, 2026 — LOB-PA rises 0.7% to $25.05
- Closed at $25.05, +0.72% vs the prior close of $24.87. Day range $24.88–$25.13, opened at $24.88.
- Volume was 5.99K shares, 0.4x its 50-day average of 17.09K — lighter than usual.
- Price is -0.2% vs its 50-day average ($25.11) and -1.3% vs its 200-day average ($25.38).
- 52-week range $24.60–$26.61; today's close sits at 22% of that range, 5.9% below the 52-week high.
Oct 5, 2026 — LOB-PA ends flat (+0.2%) to $24.87
- Closed at $24.87, +0.24% vs the prior close of $24.81. Day range $24.82–$24.91, opened at $24.91.
- Volume was 7.01K shares, 0.4x its 50-day average of 17.30K — lighter than usual.
- Price is -1.0% vs its 50-day average ($25.12) and -2.0% vs its 200-day average ($25.38).
- 52-week range $24.60–$26.61; today's close sits at 13% of that range, 6.5% below the 52-week high.
Oct 2, 2026 — LOB-PA ends flat (-0.1%) to $24.81, a 1-month low, 6 down days in a row
- Closed at $24.81, -0.08% vs the prior close of $24.83. Day range $24.74–$24.94, opened at $24.94.
- Volume was 5.99K shares, 0.3x its 50-day average of 17.23K — lighter than usual.
- Price is -1.3% vs its 50-day average ($25.14) and -2.3% vs its 200-day average ($25.38).
- 52-week range $24.60–$26.61; today's close sits at 10% of that range, 6.8% below the 52-week high.
- That makes 6 straight losses.
LOB-PA latest news & SEC filings
Every SEC filing by or about LOB-PA in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.63 (≈$386.30K) on Sep 9, 2026
- Mahan James S Iii sold 10,000 shares at $38.63 (≈$386.30K) on Sep 9, 2026
- …plus 2 more transaction lines in the filing.
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 10, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 9, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 28, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 18, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 4, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $36.80M (prior year $23.43M) (+57.1% vs Jun 30, 2025)
- Diluted EPS: $0.74 (prior year $0.51) (+45.1% vs Jun 30, 2025)
Jul 22, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 2, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Things to know before you trade LOB-PA
- Last results release: Jul 22, 2026 (8-K Item 2.02). Previous ones: Apr 22, 2026, Jan 21, 2026, Oct 22, 2025. Based on that rhythm, the next report is likely around Oct 21, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.34% (largest 1.0%). That is a relatively calm stock.
- Liquidity: about 6.42K shares (≈$158.86K) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $24.75 vs a range of $24.60–$26.61 (7% of the range).
- Dividends: last ex-dividend date Sep 1, 2026 ($0.5234/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: James S Iii Mahan sold 10,000 shares on Sep 10, 2026.
- Latest filings: 8-K Aug 28, 2026; 8-K Aug 18, 2026; 10-Q Aug 4, 2026.
- Share count: 46.28M shares outstanding (Aug 3, 2026), +1.2% vs a year earlier.
- Listing: NYSE · industry: State Commercial Banks.
LOB-PA market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 24.89 | 24.89 | 24.75 | 24.75 | 1.59K |
| Oct 15, 2026 | 24.83 | 24.85 | 24.75 | 24.81 | 11.46K |
| Oct 14, 2026 | 24.91 | 24.91 | 24.82 | 24.82 | 2.29K |
| Oct 13, 2026 | 24.92 | 24.95 | 24.90 | 24.92 | 3.96K |
| Oct 12, 2026 | 24.97 | 24.97 | 24.80 | 24.85 | 4.70K |
| Oct 9, 2026 | 24.90 | 24.91 | 24.90 | 24.91 | 434 |
| Oct 8, 2026 | 24.85 | 24.90 | 24.80 | 24.90 | 2.46K |
| Oct 7, 2026 | 24.87 | 25.00 | 24.85 | 24.85 | 12.57K |
| Oct 6, 2026 | 24.88 | 25.13 | 24.88 | 25.05 | 5.99K |
| Oct 5, 2026 | 24.91 | 24.91 | 24.82 | 24.87 | 7.01K |
| Oct 2, 2026 | 24.94 | 24.94 | 24.74 | 24.81 | 5.99K |
| Oct 1, 2026 | 24.88 | 24.88 | 24.81 | 24.83 | 3.42K |
| Sep 30, 2026 | 24.80 | 24.90 | 24.69 | 24.83 | 9.01K |
| Sep 29, 2026 | 25.00 | 25.01 | 24.72 | 24.84 | 10.52K |
| Sep 28, 2026 | 25.00 | 25.16 | 25.00 | 25.01 | 4.83K |
| Sep 25, 2026 | 25.19 | 25.19 | 25.05 | 25.15 | 8.59K |
| Sep 24, 2026 | 25.04 | 25.35 | 25.04 | 25.20 | 4.99K |
| Sep 23, 2026 | 25.15 | 25.18 | 25.00 | 25.05 | 8.02K |
| Sep 22, 2026 | 25.16 | 25.33 | 25.00 | 25.29 | 17.79K |
| Sep 21, 2026 | 25.15 | 25.30 | 25.15 | 25.26 | 2.73K |
About Live Oak Bancshares
Live Oak Bancshares (LOB-PA) is listed on the NYSE and classified by the SEC under “State Commercial Banks”. Its business address is in WILMINGTON, NC. State of incorporation: NC. Fiscal year ends December 31. SEC CIK 1462120.
LOB-PA board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Tonya Williams Bradford | Director | Sep 8, 2026 |
| William Henderson Cameron | Director | May 21, 2026 |
| David G Lucht | Director | Aug 5, 2026 |
| Jeffrey W Lunsford | Director | May 21, 2026 |
| James S Iii Mahan | Chief Executive Officer | Sep 11, 2026 |
| Patrick Timothy Mchenry | Director | May 21, 2026 |
| Miltom Emmett Petty | Director | May 21, 2026 |
| Yousef A. Valine | Director | May 21, 2026 |
| William L. Iii Williams | Director | Sep 8, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Michael Cairns | Chief Credit Officer | Aug 21, 2026 |
| Renato Derraik | Chief Info./Digital Off., Bank | Aug 12, 2026 |
| Matthew S Diffley | Chief Accounting Officer | Aug 19, 2026 |
| William C Iii Losch | President | Aug 26, 2026 |
| James S Iii Mahan | Chief Executive Officer | Sep 11, 2026 |
| Mark Michael Moroz | Chief Banking Officer | Jul 29, 2026 |
| Walter J Phifer | Chief Financial Officer | Aug 19, 2026 |
| John W. Sutherland | Chief Accounting Officer | Feb 25, 2026 |
| Gregory W Seward | General Counsel | Mar 4, 2026 |
| Courtney Spencer | Chief Experience Officer | Aug 5, 2026 |
| Ewa Maria Stasiowska | Chief Risk Officer | Feb 11, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | Tonya Williams Bradford | Sale | 1,600 | $39.89 |
| Sep 3, 2026 | Tonya Williams Bradford | Sale | 1,600 | $39.89 |
| Sep 3, 2026 | Tonya Williams Bradford | Sale | 1,600 | $39.89 |
LOB-PA financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $105.87M | 2.23 | $158.24M |
| Dec 31, 2024 | — | $77.47M | 1.69 | $156.78M |
| Dec 31, 2023 | — | $73.90M | 1.64 | $184.90M |
| Dec 31, 2022 | — | $176.21M | 3.92 | $124.48M |
| Dec 31, 2021 | — | $167.00M | 3.71 | $-119.72M |
Latest balance sheet: total assets $16.04B, total liabilities $14.72B, cash $— (as of Jun 30, 2026).
LOB-PA earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 22, 2026 | 8-K Item 2.02 (results) | $25.68 |
| Apr 22, 2026 | 8-K Item 2.02 (results) | $25.36 |
| Jan 21, 2026 | 8-K Item 2.02 (results) | $26.14 |
| Oct 22, 2025 | 8-K Item 2.02 (results) | $25.72 |
| Jul 23, 2025 | 8-K Item 2.02 (results) | — |
| Apr 23, 2025 | 8-K Item 2.02 (results) | — |
| Jan 22, 2025 | 8-K Item 2.02 (results) | — |
| Oct 23, 2024 | 8-K Item 2.02 (results) | — |
| Jul 24, 2024 | 8-K Item 2.02 (results) | — |
| Apr 24, 2024 | 8-K Item 2.02 (results) | — |
| Jan 24, 2024 | 8-K Item 2.02 (results) | — |
| Oct 25, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.