Live Oak Bancshares (LOB) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $34.91, -0.68% vs the prior close of $35.15.
- Volume 280.82K shares, 1.3x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
LOB dips 0.7% to $34.91. Closed at $34.91, -0.68% vs the prior close of $35.15. Day range $34.80–$35.96, opened at $35.36.
LOB daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — LOB dips 0.7% to $34.91
- Closed at $34.91, -0.68% vs the prior close of $35.15. Day range $34.80–$35.96, opened at $35.36.
- Volume was 280.82K shares, 1.3x its 50-day average of 214.87K.
- Price is -9.7% vs its 50-day average ($38.66) and -8.5% vs its 200-day average ($38.15).
- 52-week range $29.36–$44.53; today's close sits at 37% of that range, 21.6% below the 52-week high.
Oct 15, 2026 — LOB rises 2.1% to $35.15
- Closed at $35.15, +2.12% vs the prior close of $34.42. Day range $34.54–$35.30, opened at $34.77.
- Volume was 253.90K shares, 1.2x its 50-day average of 214.84K.
- Price is -9.4% vs its 50-day average ($38.81) and -7.8% vs its 200-day average ($38.14).
- 52-week range $29.36–$44.53; today's close sits at 38% of that range, 21.1% below the 52-week high.
Oct 14, 2026 — LOB dips 0.7% to $34.42
- Closed at $34.42, -0.75% vs the prior close of $34.68. Day range $33.49–$34.86, opened at $34.86.
- Volume was 286.20K shares, 1.3x its 50-day average of 214.46K.
- Price is -11.7% vs its 50-day average ($38.99) and -9.8% vs its 200-day average ($38.14).
- 52-week range $29.36–$44.53; today's close sits at 33% of that range, 22.7% below the 52-week high.
Oct 13, 2026 — LOB dips 0.3% to $34.68
- Closed at $34.68, -0.34% vs the prior close of $34.80. Day range $34.44–$35.25, opened at $35.02.
- Volume was 166.00K shares, 0.8x its 50-day average of 216.87K.
- Price is -11.5% vs its 50-day average ($39.17) and -9.1% vs its 200-day average ($38.14).
- 52-week range $29.36–$44.53; today's close sits at 35% of that range, 22.1% below the 52-week high.
Oct 12, 2026 — LOB rises 0.9% to $34.80
- Closed at $34.80, +0.93% vs the prior close of $34.48. Day range $34.27–$34.99, opened at $34.35.
- Volume was 151.60K shares, 0.7x its 50-day average of 217.70K.
- Price is -11.6% vs its 50-day average ($39.35) and -8.8% vs its 200-day average ($38.15).
- 52-week range $29.36–$44.53; today's close sits at 36% of that range, 21.9% below the 52-week high.
Oct 9, 2026 — LOB ends flat (-0.3%) to $34.48
- Closed at $34.48, -0.26% vs the prior close of $34.57. Day range $34.24–$34.73, opened at $34.45.
- Volume was 237.00K shares, 1.1x its 50-day average of 215.82K.
- Price is -12.7% vs its 50-day average ($39.51) and -9.6% vs its 200-day average ($38.16).
- 52-week range $29.36–$44.53; today's close sits at 34% of that range, 22.6% below the 52-week high.
Oct 8, 2026 — LOB rises 0.9% to $34.57 on 1.8x normal volume
- Closed at $34.57, +0.90% vs the prior close of $34.26. Day range $34.03–$35.01, opened at $34.07.
- Volume was 391.50K shares, 1.8x its 50-day average of 212.72K — unusually heavy trading.
- Price is -12.9% vs its 50-day average ($39.67) and -9.4% vs its 200-day average ($38.17).
- 52-week range $29.36–$44.53; today's close sits at 34% of that range, 22.4% below the 52-week high.
Oct 7, 2026 — LOB slides 6.1% to $34.26, a 6-month low on 2.1x normal volume
- Closed at $34.26, -6.11% vs the prior close of $36.49. Day range $33.84–$36.13, opened at $35.94.
- Volume was 433.90K shares, 2.1x its 50-day average of 208.18K — unusually heavy trading.
- Price is -14.0% vs its 50-day average ($39.83) and -10.3% vs its 200-day average ($38.18).
- 52-week range $29.36–$44.53; today's close sits at 32% of that range, 23.1% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 — LOB ends flat (-0.1%) to $36.49
- Closed at $36.49, -0.14% vs the prior close of $36.54. Day range $36.44–$36.99, opened at $36.79.
- Volume was 119.70K shares, 0.6x its 50-day average of 211.66K — lighter than usual.
- Price is -8.8% vs its 50-day average ($40.01) and -4.4% vs its 200-day average ($38.19).
- 52-week range $29.36–$44.53; today's close sits at 47% of that range, 18.1% below the 52-week high.
Oct 5, 2026 — LOB dips 0.4% to $36.54
- Closed at $36.54, -0.38% vs the prior close of $36.68. Day range $36.13–$37.07, opened at $36.76.
- Volume was 181.20K shares, 0.9x its 50-day average of 213.11K.
- Price is -8.9% vs its 50-day average ($40.12) and -4.3% vs its 200-day average ($38.18).
- 52-week range $29.36–$44.53; today's close sits at 47% of that range, 17.9% below the 52-week high.
Oct 2, 2026 — LOB rises 0.8% to $36.68
- Closed at $36.68, +0.80% vs the prior close of $36.39. Day range $36.51–$37.15, opened at $36.92.
- Volume was 182.20K shares, 0.8x its 50-day average of 220.25K.
- Price is -8.8% vs its 50-day average ($40.23) and -3.9% vs its 200-day average ($38.18).
- 52-week range $29.36–$44.53; today's close sits at 48% of that range, 17.6% below the 52-week high.
LOB latest news & SEC filings
Every SEC filing by or about LOB in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.75 (≈$387.50K) on Sep 10, 2026
- Mahan James S Iii sold 10,000 shares at $38.63 (≈$386.30K) on Sep 9, 2026
- Mahan James S Iii sold 10,000 shares at $38.63 (≈$386.30K) on Sep 9, 2026
- …plus 2 more transaction lines in the filing.
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 10, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 9, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
- Williams William L. Iii sold 6,590 shares at $40.09 (≈$264.19K) on Sep 3, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
- Mahan James S Iii sold 10,000 shares at $39.75 (≈$397.50K) on Sep 3, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
- Bradford Tonya Williams sold 1,600 shares at $39.89 (≈$63.82K) on Sep 3, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 28, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 18, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 4, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $36.80M (prior year $23.43M) (+57.1% vs Jun 30, 2025)
- Diluted EPS: $0.74 (prior year $0.51) (+45.1% vs Jun 30, 2025)
Jul 22, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 2, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Things to know before you trade LOB
- Last results release: Jul 22, 2026 (8-K Item 2.02). Previous ones: Apr 22, 2026, Jan 21, 2026, Oct 22, 2025. Based on that rhythm, the next report is likely around Oct 21, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.08% (largest 6.1%).
- Liquidity: about 235.55K shares (≈$8.22M) trade per day on average.
- 52-week position: $34.91 vs a range of $29.36–$44.53 (37% of the range).
- Dividends: last ex-dividend date Sep 1, 2026 ($0.03/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: James S Iii Mahan sold 10,000 shares on Sep 10, 2026.
- Latest filings: 8-K Aug 28, 2026; 8-K Aug 18, 2026; 10-Q Aug 4, 2026.
- Share count: 46.28M shares outstanding (Aug 3, 2026), +1.2% vs a year earlier.
- Listing: NYSE · industry: State Commercial Banks.
LOB market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 35.36 | 35.96 | 34.80 | 34.91 | 280.82K |
| Oct 15, 2026 | 34.77 | 35.30 | 34.54 | 35.15 | 253.90K |
| Oct 14, 2026 | 34.86 | 34.86 | 33.49 | 34.42 | 286.20K |
| Oct 13, 2026 | 35.02 | 35.25 | 34.44 | 34.68 | 166.00K |
| Oct 12, 2026 | 34.35 | 34.99 | 34.27 | 34.80 | 151.60K |
| Oct 9, 2026 | 34.45 | 34.73 | 34.24 | 34.48 | 237.00K |
| Oct 8, 2026 | 34.07 | 35.01 | 34.03 | 34.57 | 391.50K |
| Oct 7, 2026 | 35.94 | 36.13 | 33.84 | 34.26 | 433.90K |
| Oct 6, 2026 | 36.79 | 36.99 | 36.44 | 36.49 | 119.70K |
| Oct 5, 2026 | 36.76 | 37.07 | 36.13 | 36.54 | 181.20K |
| Oct 2, 2026 | 36.92 | 37.15 | 36.51 | 36.68 | 182.20K |
| Oct 1, 2026 | 35.83 | 36.39 | 35.32 | 36.39 | 229.70K |
| Sep 30, 2026 | 36.64 | 36.94 | 36.12 | 36.19 | 351.80K |
| Sep 29, 2026 | 36.79 | 36.94 | 36.28 | 36.64 | 218.10K |
| Sep 28, 2026 | 37.51 | 37.54 | 36.75 | 36.77 | 247.10K |
| Sep 25, 2026 | 37.54 | 37.98 | 37.20 | 37.48 | 205.30K |
| Sep 24, 2026 | 37.17 | 37.48 | 36.55 | 37.27 | 225.30K |
| Sep 23, 2026 | 37.65 | 37.99 | 37.08 | 37.09 | 175.70K |
| Sep 22, 2026 | 38.52 | 38.62 | 37.78 | 37.87 | 221.20K |
| Sep 21, 2026 | 38.35 | 38.36 | 38.00 | 38.02 | 152.70K |
About Live Oak Bancshares
Live Oak Bancshares (LOB) is listed on the NYSE and classified by the SEC under “State Commercial Banks”. Its business address is in WILMINGTON, NC. State of incorporation: NC. Fiscal year ends December 31. SEC CIK 1462120.
LOB board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Tonya Williams Bradford | Director | Sep 8, 2026 |
| William Henderson Cameron | Director | May 21, 2026 |
| David G Lucht | Director | Aug 5, 2026 |
| Jeffrey W Lunsford | Director | May 21, 2026 |
| James S Iii Mahan | Chief Executive Officer | Sep 11, 2026 |
| Patrick Timothy Mchenry | Director | May 21, 2026 |
| Miltom Emmett Petty | Director | May 21, 2026 |
| Yousef A. Valine | Director | May 21, 2026 |
| William L. Iii Williams | Director | Sep 8, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Michael Cairns | Chief Credit Officer | Aug 21, 2026 |
| Renato Derraik | Chief Info./Digital Off., Bank | Aug 12, 2026 |
| Matthew S Diffley | Chief Accounting Officer | Aug 19, 2026 |
| William C Iii Losch | President | Aug 26, 2026 |
| James S Iii Mahan | Chief Executive Officer | Sep 11, 2026 |
| Mark Michael Moroz | Chief Banking Officer | Jul 29, 2026 |
| Walter J Phifer | Chief Financial Officer | Aug 19, 2026 |
| John W. Sutherland | Chief Accounting Officer | Feb 25, 2026 |
| Gregory W Seward | General Counsel | Mar 4, 2026 |
| Courtney Spencer | Chief Experience Officer | Aug 5, 2026 |
| Ewa Maria Stasiowska | Chief Risk Officer | Feb 11, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 10, 2026 | James S Iii Mahan | Sale | 10,000 | $38.75 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 9, 2026 | James S Iii Mahan | Sale | 10,000 | $38.63 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | William L. Iii Williams | Sale | 6,590 | $40.09 |
| Sep 3, 2026 | Tonya Williams Bradford | Sale | 1,600 | $39.89 |
| Sep 3, 2026 | Tonya Williams Bradford | Sale | 1,600 | $39.89 |
| Sep 3, 2026 | Tonya Williams Bradford | Sale | 1,600 | $39.89 |
LOB financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $105.87M | 2.23 | $158.24M |
| Dec 31, 2024 | — | $77.47M | 1.69 | $156.78M |
| Dec 31, 2023 | — | $73.90M | 1.64 | $184.90M |
| Dec 31, 2022 | — | $176.21M | 3.92 | $124.48M |
| Dec 31, 2021 | — | $167.00M | 3.71 | $-119.72M |
Latest balance sheet: total assets $16.04B, total liabilities $14.72B, cash $— (as of Jun 30, 2026).
LOB earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 22, 2026 | 8-K Item 2.02 (results) | $41.05 |
| Apr 22, 2026 | 8-K Item 2.02 (results) | $36.29 |
| Jan 21, 2026 | 8-K Item 2.02 (results) | $39.00 |
| Oct 22, 2025 | 8-K Item 2.02 (results) | $34.65 |
| Jul 23, 2025 | 8-K Item 2.02 (results) | $32.35 |
| Apr 23, 2025 | 8-K Item 2.02 (results) | $24.78 |
| Jan 22, 2025 | 8-K Item 2.02 (results) | $40.76 |
| Oct 23, 2024 | 8-K Item 2.02 (results) | $46.64 |
| Jul 24, 2024 | 8-K Item 2.02 (results) | — |
| Apr 24, 2024 | 8-K Item 2.02 (results) | — |
| Jan 24, 2024 | 8-K Item 2.02 (results) | — |
| Oct 25, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.