Independent Bank (IBCP) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $35.60, +0.88% vs the prior close of $35.29.
- Volume 223.93K shares, 1.2x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
IBCP rises 0.9% to $35.60. Closed at $35.60, +0.88% vs the prior close of $35.29. Day range $35.41–$36.15, opened at $35.41.
IBCP daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — IBCP rises 0.9% to $35.60
- Closed at $35.60, +0.88% vs the prior close of $35.29. Day range $35.41–$36.15, opened at $35.41.
- Volume was 223.93K shares, 1.2x its 50-day average of 184.91K.
- Price is -2.6% vs its 50-day average ($36.54) and +1.1% vs its 200-day average ($35.21).
- 52-week range $29.83–$39.24; today's close sits at 61% of that range, 9.3% below the 52-week high.
Oct 15, 2026 — IBCP rises 1.5% to $35.29
- Closed at $35.29, +1.52% vs the prior close of $34.76. Day range $34.85–$35.49, opened at $34.99.
- Volume was 306.00K shares, 1.7x its 50-day average of 182.85K.
- Price is -3.6% vs its 50-day average ($36.60) and +0.3% vs its 200-day average ($35.19).
- 52-week range $29.83–$39.24; today's close sits at 58% of that range, 10.1% below the 52-week high.
Oct 14, 2026 — IBCP dips 1.2% to $34.76, a 3-month low on 2.0x normal volume
- Closed at $34.76, -1.17% vs the prior close of $35.17. Day range $34.53–$35.14, opened at $34.81.
- Volume was 353.30K shares, 2.0x its 50-day average of 180.32K — unusually heavy trading.
- Price is -5.2% vs its 50-day average ($36.66) and -1.2% vs its 200-day average ($35.18).
- 52-week range $29.83–$39.24; today's close sits at 52% of that range, 11.4% below the 52-week high.
Oct 13, 2026 — IBCP dips 1.2% to $35.17, a 3-month low
- Closed at $35.17, -1.15% vs the prior close of $35.58. Day range $35.04–$35.86, opened at $35.69.
- Volume was 152.10K shares, 0.8x its 50-day average of 181.61K.
- Price is -4.3% vs its 50-day average ($36.73) and -0.0% vs its 200-day average ($35.17).
- 52-week range $29.83–$39.24; today's close sits at 57% of that range, 10.4% below the 52-week high.
Oct 12, 2026 — IBCP rises 0.6% to $35.58
- Closed at $35.58, +0.59% vs the prior close of $35.37. Day range $35.41–$35.82, opened at $35.41.
- Volume was 148.40K shares, 0.8x its 50-day average of 182.29K.
- Price is -3.3% vs its 50-day average ($36.80) and +1.2% vs its 200-day average ($35.17).
- 52-week range $29.83–$39.24; today's close sits at 61% of that range, 9.3% below the 52-week high.
Oct 9, 2026 — IBCP dips 1.1% to $35.37
- Closed at $35.37, -1.09% vs the prior close of $35.76. Day range $35.27–$35.82, opened at $35.80.
- Volume was 120.40K shares, 0.7x its 50-day average of 185.09K.
- Price is -4.0% vs its 50-day average ($36.85) and +0.6% vs its 200-day average ($35.16).
- 52-week range $29.83–$39.24; today's close sits at 59% of that range, 9.9% below the 52-week high.
Oct 8, 2026 — IBCP rises 0.6% to $35.76
- Closed at $35.76, +0.59% vs the prior close of $35.55. Day range $35.30–$35.95, opened at $35.48.
- Volume was 155.80K shares, 0.8x its 50-day average of 187.02K.
- Price is -3.1% vs its 50-day average ($36.91) and +1.7% vs its 200-day average ($35.15).
- 52-week range $29.83–$39.24; today's close sits at 63% of that range, 8.9% below the 52-week high.
Oct 7, 2026 — IBCP dips 0.7% to $35.55, 3 down days in a row
- Closed at $35.55, -0.67% vs the prior close of $35.79. Day range $35.27–$35.80, opened at $35.56.
- Volume was 175.20K shares, 0.9x its 50-day average of 186.96K.
- Price is -3.8% vs its 50-day average ($36.97) and +1.2% vs its 200-day average ($35.14).
- 52-week range $29.83–$39.24; today's close sits at 61% of that range, 9.4% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 — IBCP dips 0.3% to $35.79
- Closed at $35.79, -0.33% vs the prior close of $35.91. Day range $35.76–$36.31, opened at $36.06.
- Volume was 130.10K shares, 0.7x its 50-day average of 188.71K.
- Price is -3.3% vs its 50-day average ($37.03) and +1.9% vs its 200-day average ($35.14).
- 52-week range $29.83–$39.24; today's close sits at 63% of that range, 8.8% below the 52-week high.
Oct 5, 2026 — IBCP dips 1.3% to $35.91
- Closed at $35.91, -1.26% vs the prior close of $36.37. Day range $35.83–$36.38, opened at $36.25.
- Volume was 181.70K shares, 1.0x its 50-day average of 189.98K.
- Price is -3.1% vs its 50-day average ($37.06) and +2.2% vs its 200-day average ($35.14).
- 52-week range $29.83–$39.24; today's close sits at 65% of that range, 8.5% below the 52-week high.
Oct 2, 2026 — IBCP rises 2.2% to $36.37
- Closed at $36.37, +2.25% vs the prior close of $35.57. Day range $36.03–$36.80, opened at $36.15.
- Volume was 232.90K shares, 1.2x its 50-day average of 192.06K.
- Price is -2.0% vs its 50-day average ($37.10) and +3.5% vs its 200-day average ($35.13).
- 52-week range $29.83–$39.24; today's close sits at 70% of that range, 7.3% below the 52-week high.
IBCP latest news & SEC filings
Every SEC filing by or about IBCP in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Boer William J received an award of 292 shares at $35.24 (≈$10.29K) on Oct 1, 2026; now holds 17,488
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 5, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $8.20M (prior year $7.88M) (+4.1% vs Jun 30, 2025)
- Net income: $18.80M (prior year $16.88M) (+11.4% vs Jun 30, 2025)
- Diluted EPS: $0.90 (prior year $0.81) (+11.1% vs Jun 30, 2025)
Jul 27, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Jul 23, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade IBCP
- Last results release: Jul 23, 2026 (8-K Item 2.02). Previous ones: Apr 23, 2026, Jan 22, 2026, Oct 28, 2025. Based on that rhythm, the next report is likely around Oct 22, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.91% (largest 2.2%). That is a relatively calm stock.
- Liquidity: about 202.24K shares (≈$7.20M) trade per day on average.
- 52-week position: $35.60 vs a range of $29.83–$39.24 (61% of the range).
- Dividends: last ex-dividend date Aug 4, 2026 ($0.28/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: William B Kessel sold 600 shares on Sep 15, 2026.
- Latest filings: 10-Q Aug 5, 2026; 8-K Jul 27, 2026; 8-K Jul 23, 2026.
- Share count: 22.20M shares outstanding (Aug 4, 2026), +7.2% vs a year earlier — notable dilution.
- Listing: Nasdaq · industry: State Commercial Banks.
IBCP market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 35.41 | 36.15 | 35.41 | 35.60 | 223.93K |
| Oct 15, 2026 | 34.99 | 35.49 | 34.85 | 35.29 | 306.00K |
| Oct 14, 2026 | 34.81 | 35.14 | 34.53 | 34.76 | 353.30K |
| Oct 13, 2026 | 35.69 | 35.86 | 35.04 | 35.17 | 152.10K |
| Oct 12, 2026 | 35.41 | 35.82 | 35.41 | 35.58 | 148.40K |
| Oct 9, 2026 | 35.80 | 35.82 | 35.27 | 35.37 | 120.40K |
| Oct 8, 2026 | 35.48 | 35.95 | 35.30 | 35.76 | 155.80K |
| Oct 7, 2026 | 35.56 | 35.80 | 35.27 | 35.55 | 175.20K |
| Oct 6, 2026 | 36.06 | 36.31 | 35.76 | 35.79 | 130.10K |
| Oct 5, 2026 | 36.25 | 36.38 | 35.83 | 35.91 | 181.70K |
| Oct 2, 2026 | 36.15 | 36.80 | 36.03 | 36.37 | 232.90K |
| Oct 1, 2026 | 35.21 | 35.64 | 34.70 | 35.57 | 218.20K |
| Sep 30, 2026 | 35.47 | 35.52 | 34.85 | 35.24 | 215.60K |
| Sep 29, 2026 | 35.59 | 35.79 | 35.03 | 35.35 | 169.70K |
| Sep 28, 2026 | 35.89 | 35.96 | 35.57 | 35.59 | 165.50K |
| Sep 25, 2026 | 35.67 | 36.15 | 35.63 | 35.83 | 496.20K |
| Sep 24, 2026 | 35.42 | 35.68 | 35.18 | 35.62 | 139.80K |
| Sep 23, 2026 | 35.54 | 35.71 | 35.24 | 35.30 | 137.40K |
| Sep 22, 2026 | 36.19 | 36.25 | 35.62 | 35.62 | 155.30K |
| Sep 21, 2026 | 36.25 | 36.39 | 35.88 | 35.89 | 167.30K |
About Independent Bank
Independent Bank (IBCP) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in GRAND RAPIDS, MI. State of incorporation: MI. Fiscal year ends December 31. SEC CIK 39311.
IBCP board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Dennis W. Jr Archer | Director | Jul 2, 2026 |
| William J Boer | Director | Jul 2, 2026 |
| Joan A Budden | Director | Jul 2, 2026 |
| Michael J Cok | Director | Jul 2, 2026 |
| Stephen L Jr Gulis | Director | Jul 2, 2026 |
| Christina Keller | Director | Jul 2, 2026 |
| William B Kessel | President & CEO | Sep 16, 2026 |
| Ronia F Kruse | Director | Jul 2, 2026 |
| Nathaniel Ernest Tagg | Director | Aug 4, 2026 |
| Michael G. Wooldridge | Director | Jul 2, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Larry R Jr Daniel | Executive Vice President | Feb 9, 2026 |
| Patrick J Ervin | Executive Vice President | Jun 10, 2026 |
| William B Kessel | President & CEO | Sep 16, 2026 |
| Stefanie M Kimball | Executive Vice President | May 29, 2026 |
| Kristopher Kreter | First Vice Pres. & Controller | Aug 20, 2026 |
| Christopher S Michaels | Executive Vice President | Feb 9, 2026 |
| Gavin A. Mohr | Executive Vice President | Apr 8, 2026 |
| Joel F Rahn | Executive Vice President | Apr 7, 2026 |
| Michael Joseph Stodolak | Executive Vice President | Feb 9, 2026 |
| James J Twarozynski | Senior Vice President | Aug 10, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 15, 2026 | William B Kessel | Sale | 600 | $37.36 |
| Sep 15, 2026 | William B Kessel | Sale | 195 | $37.19 |
| Sep 15, 2026 | William B Kessel | Sale | 100 | $37.38 |
| Sep 15, 2026 | William B Kessel | Sale | 100 | $37.10 |
| Sep 15, 2026 | William B Kessel | Sale | 405 | $37.30 |
| Sep 15, 2026 | William B Kessel | Sale | 106 | $37.25 |
| Sep 15, 2026 | William B Kessel | Sale | 100 | $37.41 |
| Sep 15, 2026 | William B Kessel | Sale | 200 | $37.18 |
| Sep 15, 2026 | William B Kessel | Sale | 194 | $37.17 |
| Sep 15, 2026 | William B Kessel | Sale | 600 | $37.36 |
| Sep 15, 2026 | William B Kessel | Sale | 195 | $37.19 |
| Sep 15, 2026 | William B Kessel | Sale | 100 | $37.38 |
| Sep 15, 2026 | William B Kessel | Sale | 100 | $37.10 |
| Sep 15, 2026 | William B Kessel | Sale | 405 | $37.30 |
| Sep 15, 2026 | William B Kessel | Sale | 106 | $37.25 |
IBCP financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $32.08M | $68.54M | 3.27 | $76.66M |
| Dec 31, 2024 | $31.98M | $66.79M | 3.16 | $63.15M |
| Dec 31, 2023 | $32.90M | $59.07M | 2.79 | $75.59M |
| Dec 31, 2022 | $31.64M | $63.35M | 2.97 | $94.63M |
| Dec 31, 2021 | $29.10M | $62.90M | 2.88 | $110.15M |
Latest balance sheet: total assets $5.66B, total liabilities $5.14B, cash $165.45M (as of Jun 30, 2026).
IBCP earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 23, 2026 | 8-K Item 2.02 (results) | $36.65 |
| Apr 23, 2026 | 8-K Item 2.02 (results) | $33.30 |
| Jan 22, 2026 | 8-K Item 2.02 (results) | $35.39 |
| Oct 28, 2025 | 8-K Item 2.02 (results) | $31.64 |
| Jul 24, 2025 | 8-K Item 2.02 (results) | $32.84 |
| Apr 24, 2025 | 8-K Item 2.02 (results) | $30.90 |
| Jan 23, 2025 | 8-K Item 2.02 (results) | $35.24 |
| Oct 24, 2024 | 8-K Item 2.02 (results) | $32.74 |
| Jul 25, 2024 | 8-K Item 2.02 (results) | — |
| Apr 25, 2024 | 8-K Item 2.02 (results) | — |
| Jan 25, 2024 | 8-K Item 2.02 (results) | — |
| Oct 24, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.