Eagle Financial Services (EFSI) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $45.89, +0.31% vs the prior close of $45.75.
- Volume 24.84K shares, 0.6x its 50-day average (light).
- New SEC filings: DEFM14A (Oct 16, 2026).
- No new insider buys or sales reported since the prior session.
EFSI rises 0.3% to $45.89. Closed at $45.89, +0.31% vs the prior close of $45.75. Day range $45.51–$46.45, opened at $45.75.
EFSI daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — EFSI rises 0.3% to $45.89
- Closed at $45.89, +0.31% vs the prior close of $45.75. Day range $45.51–$46.45, opened at $45.75.
- Volume was 24.84K shares, 0.6x its 50-day average of 43.74K — lighter than usual.
- Price is +3.6% vs its 50-day average ($44.27) and +14.6% vs its 200-day average ($40.04).
- 52-week range $31.44–$48.17; today's close sits at 86% of that range, 4.7% below the 52-week high.
Oct 15, 2026 — EFSI rises 1.0% to $45.75
- Closed at $45.75, +0.97% vs the prior close of $45.31. Day range $45.37–$45.90, opened at $45.50.
- Volume was 41.90K shares, 0.9x its 50-day average of 44.24K.
- Price is +3.5% vs its 50-day average ($44.20) and +14.4% vs its 200-day average ($40.01).
- 52-week range $31.44–$48.17; today's close sits at 86% of that range, 5.0% below the 52-week high.
Oct 14, 2026 — EFSI dips 0.9% to $45.31
- Closed at $45.31, -0.90% vs the prior close of $45.72. Day range $45.14–$46.08, opened at $45.50.
- Volume was 27.60K shares, 0.6x its 50-day average of 44.86K.
- Price is +2.8% vs its 50-day average ($44.09) and +13.3% vs its 200-day average ($39.98).
- 52-week range $31.44–$48.17; today's close sits at 83% of that range, 5.9% below the 52-week high.
Oct 13, 2026 — EFSI ends flat (+0.2%) to $45.72
- Closed at $45.72, +0.15% vs the prior close of $45.65. Day range $45.54–$46.15, opened at $45.75.
- Volume was 29.00K shares, 0.6x its 50-day average of 45.31K.
- Price is +3.9% vs its 50-day average ($43.99) and +14.4% vs its 200-day average ($39.95).
- 52-week range $31.44–$48.17; today's close sits at 85% of that range, 5.1% below the 52-week high.
Oct 12, 2026 — EFSI ends flat (+0.3%) to $45.65
- Closed at $45.65, +0.26% vs the prior close of $45.53. Day range $45.48–$46.40, opened at $45.48.
- Volume was 29.20K shares, 0.6x its 50-day average of 45.35K.
- Price is +4.0% vs its 50-day average ($43.88) and +14.3% vs its 200-day average ($39.92).
- 52-week range $31.44–$48.17; today's close sits at 85% of that range, 5.2% below the 52-week high.
Oct 9, 2026 — EFSI dips 0.6% to $45.53
- Closed at $45.53, -0.59% vs the prior close of $45.80. Day range $45.53–$46.06, opened at $45.81.
- Volume was 19.80K shares, 0.4x its 50-day average of 46.04K — lighter than usual.
- Price is +4.0% vs its 50-day average ($43.78) and +14.1% vs its 200-day average ($39.89).
- 52-week range $31.44–$48.17; today's close sits at 84% of that range, 5.5% below the 52-week high.
Oct 8, 2026 — EFSI rises 0.5% to $45.80
- Closed at $45.80, +0.48% vs the prior close of $45.58. Day range $45.47–$46.24, opened at $45.72.
- Volume was 32.90K shares, 0.7x its 50-day average of 47.58K.
- Price is +4.8% vs its 50-day average ($43.69) and +14.9% vs its 200-day average ($39.87).
- 52-week range $31.44–$48.17; today's close sits at 86% of that range, 4.9% below the 52-week high.
Oct 7, 2026 — EFSI dips 0.4% to $45.58
- Closed at $45.58, -0.39% vs the prior close of $45.76. Day range $45.22–$45.80, opened at $45.55.
- Volume was 22.10K shares, 0.4x its 50-day average of 50.09K — lighter than usual.
- Price is +4.5% vs its 50-day average ($43.60) and +14.4% vs its 200-day average ($39.84).
- 52-week range $31.44–$48.17; today's close sits at 85% of that range, 5.4% below the 52-week high.
Oct 6, 2026 — EFSI rises 0.5% to $45.76, 4 up days in a row
- Closed at $45.76, +0.46% vs the prior close of $45.55. Day range $45.50–$46.01, opened at $45.72.
- Volume was 20.90K shares, 0.4x its 50-day average of 51.32K — lighter than usual.
- Price is +5.2% vs its 50-day average ($43.51) and +14.9% vs its 200-day average ($39.82).
- 52-week range $31.44–$48.17; today's close sits at 86% of that range, 5.0% below the 52-week high.
- That makes 4 straight gains.
Oct 5, 2026 — EFSI ends flat (+0.1%) to $45.55, 3 up days in a row
- Closed at $45.55, +0.09% vs the prior close of $45.51. Day range $45.04–$46.05, opened at $45.50.
- Volume was 35.90K shares, 0.7x its 50-day average of 51.85K.
- Price is +5.0% vs its 50-day average ($43.40) and +14.5% vs its 200-day average ($39.79).
- 52-week range $31.44–$48.17; today's close sits at 84% of that range, 5.4% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — EFSI rises 0.4% to $45.51
- Closed at $45.51, +0.44% vs the prior close of $45.31. Day range $45.45–$46.00, opened at $45.65.
- Volume was 32.10K shares, 0.6x its 50-day average of 52.23K.
- Price is +5.1% vs its 50-day average ($43.30) and +14.5% vs its 200-day average ($39.76).
- 52-week range $31.44–$48.17; today's close sits at 84% of that range, 5.5% below the 52-week high.
EFSI latest news & SEC filings
Every SEC filing by or about EFSI in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 16, 2026 · Form DEFM14A — DEFM14A filing
DEFM14A filing
Sep 8, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 14, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 10, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $4.98M (prior year $5.27M) (-5.5% vs Jun 30, 2025)
- Diluted EPS: $0.92 (prior year $0.98) (-6.1% vs Jun 30, 2025)
Jul 31, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 28, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 23, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jun 30, 2026 · Form S-8 — Employee share plan registration
Registration of shares for employee stock plans (S-8)
Things to know before you trade EFSI
- Last results release: Jul 23, 2026 (8-K Item 2.02). Previous ones: Apr 23, 2026, Jan 26, 2026, Oct 23, 2025. Based on that rhythm, the next report is likely around Oct 22, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.58% (largest 2.1%). That is a relatively calm stock.
- Liquidity: about 31.21K shares (≈$1.43M) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $45.89 vs a range of $31.44–$48.17 (86% of the range).
- Dividends: last ex-dividend date Aug 3, 2026 ($0.31/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 20 open-market buys, 5 sales; latest: Marianne Schmidt sold 388 shares on Apr 29, 2026.
- Latest filings: 8-K Sep 8, 2026; 10-Q Aug 10, 2026; 8-K Jul 23, 2026.
- Share count: 5.41M shares outstanding (Aug 4, 2026), +0.7% vs a year earlier.
- Listing: Nasdaq · industry: State Commercial Banks.
EFSI market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 45.75 | 46.45 | 45.51 | 45.89 | 24.84K |
| Oct 15, 2026 | 45.50 | 45.90 | 45.37 | 45.75 | 41.90K |
| Oct 14, 2026 | 45.50 | 46.08 | 45.14 | 45.31 | 27.60K |
| Oct 13, 2026 | 45.75 | 46.15 | 45.54 | 45.72 | 29.00K |
| Oct 12, 2026 | 45.48 | 46.40 | 45.48 | 45.65 | 29.20K |
| Oct 9, 2026 | 45.81 | 46.06 | 45.53 | 45.53 | 19.80K |
| Oct 8, 2026 | 45.72 | 46.24 | 45.47 | 45.80 | 32.90K |
| Oct 7, 2026 | 45.55 | 45.80 | 45.22 | 45.58 | 22.10K |
| Oct 6, 2026 | 45.72 | 46.01 | 45.50 | 45.76 | 20.90K |
| Oct 5, 2026 | 45.50 | 46.05 | 45.04 | 45.55 | 35.90K |
| Oct 2, 2026 | 45.65 | 46.00 | 45.45 | 45.51 | 32.10K |
| Oct 1, 2026 | 45.30 | 45.69 | 45.00 | 45.31 | 50.80K |
| Sep 30, 2026 | 45.79 | 45.79 | 45.12 | 45.30 | 34.20K |
| Sep 29, 2026 | 45.85 | 46.39 | 45.25 | 45.60 | 28.20K |
| Sep 28, 2026 | 45.92 | 46.04 | 45.51 | 45.91 | 28.40K |
| Sep 25, 2026 | 45.68 | 46.01 | 45.40 | 45.72 | 23.60K |
| Sep 24, 2026 | 45.38 | 46.00 | 45.36 | 45.40 | 27.00K |
| Sep 23, 2026 | 46.31 | 46.44 | 45.36 | 45.36 | 36.00K |
| Sep 22, 2026 | 45.93 | 46.72 | 45.74 | 46.33 | 39.60K |
| Sep 21, 2026 | 45.88 | 46.56 | 45.61 | 45.68 | 40.20K |
About Eagle Financial Services
Eagle Financial Services (EFSI) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in BERRYVILLE, VA. State of incorporation: VA. Fiscal year ends December 31. SEC CIK 880641.
EFSI board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Cary R Claytor | Director | Jan 6, 2026 |
| Susan Dorrance Davies | Director | Mar 6, 2026 |
| Mary Bruce Glaize | Director | Jan 6, 2026 |
| Scott M Hamberger | Director | Mar 12, 2026 |
| Edward Iii Hill | Director | Mar 6, 2026 |
| Brandon Craig Lorey | EXECUTIVE OFFICER | Mar 3, 2026 |
| Tatiana C Matthews | Director | Jan 6, 2026 |
| John R Milleson | Director | Jan 6, 2026 |
| Douglas Clay Rinker | Director | Jan 6, 2026 |
| Robert W Jr Smalley | Director | May 20, 2026 |
| John D Jr Stokely | Director | Jan 6, 2026 |
| Karthik Shyamsunder | Director | Jan 6, 2026 |
| Brian Thomas Strosser | Director | Mar 16, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Todd A Braithwaite | EXECUTIVE OFFICER | Jan 6, 2026 |
| Kathleen S Croson | EXECUTIVE OFFICER | Jan 6, 2026 |
| Kathleen J Chappell | EXECUTIVE OFFICER | Jan 6, 2026 |
| Kaley Ann Crosen | EXECUTIVE OFFICER | Jan 6, 2026 |
| James S Ii George | EXECUTIVE OFFICER | Jan 5, 2026 |
| Brandon Craig Lorey | EXECUTIVE OFFICER | Mar 3, 2026 |
| Aaron M Poffinberger | EXECUTIVE OFFICER | Jan 6, 2026 |
| Debra L Purrington | EXECUTIVE OFFICER | Jan 6, 2026 |
| Marianne Schmidt | EXECUTIVE OFFICER | May 1, 2026 |
| Nicholas Peter Smith | EXECUTIVE OFFICER | Jan 6, 2026 |
| Yasaman Yamini | EXECUTIVE OFFICER | Feb 12, 2026 |
| Joseph T Zmitrovich | EXECUTIVE OFFICER | Jan 6, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Apr 29, 2026 | Marianne Schmidt | Sale | 388 | $37.95 |
| Apr 29, 2026 | Marianne Schmidt | Sale | 388 | $37.95 |
| Apr 29, 2026 | Marianne Schmidt | Sale | 388 | $37.95 |
| Apr 29, 2026 | Marianne Schmidt | Sale | 388 | $37.95 |
| Mar 11, 2026 | Scott M Hamberger | Buy | 909 | $33.00 |
| Mar 11, 2026 | Scott M Hamberger | Buy | 909 | $33.00 |
| Mar 11, 2026 | Scott M Hamberger | Buy | 909 | $33.00 |
| Mar 11, 2026 | Scott M Hamberger | Buy | 909 | $33.00 |
| Mar 5, 2026 | Edward Iii Hill | Buy | 939 | $34.62 |
| Mar 5, 2026 | Edward Iii Hill | Buy | 939 | $34.62 |
| Mar 5, 2026 | Edward Iii Hill | Buy | 939 | $34.62 |
| Mar 5, 2026 | Edward Iii Hill | Buy | 939 | $34.62 |
| Mar 2, 2026 | Brandon Craig Lorey | Buy | 350 | $34.53 |
| Mar 2, 2026 | Brandon Craig Lorey | Buy | 350 | $34.53 |
| Mar 2, 2026 | Brandon Craig Lorey | Buy | 350 | $34.53 |
EFSI financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $8.21M | 1.59 | $25.75M |
| Dec 31, 2024 | — | $15.34M | 4.32 | $18.76M |
| Dec 31, 2023 | $0 | $9.36M | 2.66 | $6.88M |
| Dec 31, 2022 | $3.00K | $14.52M | 4.17 | $13.81M |
| Dec 31, 2021 | $236.00K | $11.02M | 3.20 | $16.46M |
Latest balance sheet: total assets $1.85B, total liabilities $1.65B, cash $33.66M (as of Jun 30, 2026).
EFSI earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 23, 2026 | 8-K Item 2.02 (results) | $41.45 |
| Apr 23, 2026 | 8-K Item 2.02 (results) | $39.29 |
| Jan 26, 2026 | 8-K Item 2.02 (results) | $39.90 |
| Oct 23, 2025 | 8-K Item 2.02 (results) | $37.04 |
| Jul 24, 2025 | 8-K Item 2.02 (results) | $33.49 |
| Apr 25, 2025 | 8-K Item 2.02 (results) | $32.40 |
| Jan 27, 2025 | 8-K Item 2.02 (results) | $36.14 |
| Oct 25, 2024 | 8-K Item 2.02 (results) | $33.00 |
| Jul 26, 2024 | 8-K Item 2.02 (results) | — |
| Apr 26, 2024 | 8-K Item 2.02 (results) | — |
| Jan 29, 2024 | 8-K Item 2.02 (results) | — |
| Oct 30, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.