Ellington Credit (EARN) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
EARN jumps 3.9% to $3.46. Closed at $3.46, +3.90% vs the prior close of $3.33. Day range $3.45–$3.57, opened at $3.50.
EARN daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — EARN jumps 3.9% to $3.46
- Closed at $3.46, +3.90% vs the prior close of $3.33. Day range $3.45–$3.57, opened at $3.50.
- Volume was 726.24K shares, 1.8x its 50-day average of 410.40K.
- Price is -16.4% vs its 50-day average ($4.14) and -25.1% vs its 200-day average ($4.62).
- 52-week range $3.22–$5.72; today's close sits at 10% of that range, 39.5% below the 52-week high.
Oct 15, 2026 — EARN rises 2.1% to $3.33
- Closed at $3.33, +2.15% vs the prior close of $3.26. Day range $3.26–$3.37, opened at $3.29.
- Volume was 272.40K shares, 0.7x its 50-day average of 411.73K.
- Price is -19.9% vs its 50-day average ($4.16) and -28.1% vs its 200-day average ($4.63).
- 52-week range $3.22–$5.72; today's close sits at 4% of that range, 41.8% below the 52-week high.
Oct 14, 2026 — EARN dips 1.2% to $3.26, a 52-week low
- Closed at $3.26, -1.21% vs the prior close of $3.30. Day range $3.22–$3.34, opened at $3.26.
- Volume was 652.90K shares, 1.6x its 50-day average of 408.77K.
- Price is -21.9% vs its 50-day average ($4.17) and -29.7% vs its 200-day average ($4.64).
- 52-week range $3.22–$5.72; today's close sits at 2% of that range, 43.0% below the 52-week high.
Oct 13, 2026 — EARN slides 3.5% to $3.30, a 52-week low
- Closed at $3.30, -3.51% vs the prior close of $3.42. Day range $3.26–$3.44, opened at $3.44.
- Volume was 420.00K shares, 1.0x its 50-day average of 411.80K.
- Price is -21.3% vs its 50-day average ($4.19) and -29.0% vs its 200-day average ($4.65).
- 52-week range $3.26–$5.72; today's close sits at 2% of that range, 42.3% below the 52-week high.
Oct 12, 2026 — EARN ends flat (+0.3%) to $3.42
- Closed at $3.42, +0.29% vs the prior close of $3.41. Day range $3.37–$3.44, opened at $3.40.
- Volume was 354.60K shares, 0.8x its 50-day average of 417.27K.
- Price is -18.9% vs its 50-day average ($4.22) and -26.6% vs its 200-day average ($4.66).
- 52-week range $3.29–$5.72; today's close sits at 5% of that range, 40.2% below the 52-week high.
Oct 9, 2026 — EARN slides 3.9% to $3.41, a 52-week low
- Closed at $3.41, -3.94% vs the prior close of $3.55. Day range $3.39–$3.56, opened at $3.56.
- Volume was 260.20K shares, 0.6x its 50-day average of 430.47K.
- Price is -19.5% vs its 50-day average ($4.23) and -27.0% vs its 200-day average ($4.67).
- 52-week range $3.29–$5.72; today's close sits at 5% of that range, 40.4% below the 52-week high.
Oct 8, 2026 — EARN rises 2.0% to $3.55
- Closed at $3.55, +2.01% vs the prior close of $3.48. Day range $3.38–$3.61, opened at $3.49.
- Volume was 567.30K shares, 1.3x its 50-day average of 425.27K.
- Price is -16.6% vs its 50-day average ($4.26) and -24.1% vs its 200-day average ($4.68).
- 52-week range $3.29–$5.72; today's close sits at 11% of that range, 37.9% below the 52-week high.
Oct 7, 2026 — EARN dips 2.5% to $3.48, a 52-week low on 2.6x normal volume
- Closed at $3.48, -2.52% vs the prior close of $3.57. Day range $3.29–$3.59, opened at $3.51.
- Volume was 1.07M shares, 2.6x its 50-day average of 410.89K — unusually heavy trading.
- Price is -18.6% vs its 50-day average ($4.27) and -25.7% vs its 200-day average ($4.69).
- 52-week range $3.29–$5.72; today's close sits at 8% of that range, 39.2% below the 52-week high.
- That makes 3 straight losses.
- SEC filings that day: 8-K.
Oct 6, 2026 — EARN dips 2.5% to $3.57, a 52-week low on 4.5x normal volume
- Closed at $3.57, -2.46% vs the prior close of $3.66. Day range $3.42–$3.77, opened at $3.70.
- Volume was 1.73M shares, 4.5x its 50-day average of 386.33K — unusually heavy trading.
- Price is -16.8% vs its 50-day average ($4.29) and -24.0% vs its 200-day average ($4.70).
- 52-week range $3.42–$5.72; today's close sits at 7% of that range, 37.6% below the 52-week high.
Oct 5, 2026 — EARN slides 9.2% to $3.66, a 52-week low on 2.7x normal volume
- Closed at $3.66, -9.18% vs the prior close of $4.03. Day range $3.66–$4.05, opened at $4.03.
- Volume was 1.01M shares, 2.7x its 50-day average of 373.00K — unusually heavy trading.
- Price is -15.1% vs its 50-day average ($4.31) and -22.2% vs its 200-day average ($4.70).
- 52-week range $3.66–$5.72; today's close sits at 0% of that range, 36.0% below the 52-week high.
Oct 2, 2026 — EARN rises 1.3% to $4.03
- Closed at $4.03, +1.26% vs the prior close of $3.98. Day range $3.99–$4.06, opened at $4.05.
- Volume was 288.10K shares, 0.8x its 50-day average of 373.91K.
- Price is -6.8% vs its 50-day average ($4.32) and -14.5% vs its 200-day average ($4.71).
- 52-week range $3.98–$5.72; today's close sits at 3% of that range, 29.5% below the 52-week high.
EARN latest news & SEC filings
Every SEC filing by or about EARN in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 16, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Oct 7, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Sep 8, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 27, 2026 · Form NPORT-P — NPORT-P filing
NPORT-P filing
Aug 13, 2026 · Form N-PX — Annual proxy voting record
Annual proxy voting record
Aug 12, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Aug 10, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jul 8, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jun 25, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.07 — Reported shareholder vote results.
Things to know before you trade EARN
- Last results release: Aug 12, 2026 (8-K Item 2.02). Previous ones: May 20, 2026, Mar 4, 2026, Nov 19, 2025. Based on that rhythm, the next report is likely around Nov 11, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 2.41% (largest 9.2%).
- Liquidity: about 490.45K shares (≈$1.70M) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $3.46 vs a range of $3.22–$5.72 (10% of the range).
- Dividends: last ex-dividend date Sep 30, 2026 ($0.08/share); 12 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 8 open-market buys, 0 sales; latest: Gregory Morris Borenstein bought 3,000 shares on Oct 1, 2025.
- Latest filings: 8-K Oct 16, 2026; 8-K Oct 7, 2026; 8-K Sep 8, 2026.
- Share count: 37.56M shares outstanding (Jun 6, 2025), +86.5% vs a year earlier — notable dilution.
- Listing: NYSE · industry: Real Estate Investment Trusts.
EARN market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 3.50 | 3.57 | 3.45 | 3.46 | 726.24K |
| Oct 15, 2026 | 3.29 | 3.37 | 3.26 | 3.33 | 272.40K |
| Oct 14, 2026 | 3.26 | 3.34 | 3.22 | 3.26 | 652.90K |
| Oct 13, 2026 | 3.44 | 3.44 | 3.26 | 3.30 | 420.00K |
| Oct 12, 2026 | 3.40 | 3.44 | 3.37 | 3.42 | 354.60K |
| Oct 9, 2026 | 3.56 | 3.56 | 3.39 | 3.41 | 260.20K |
| Oct 8, 2026 | 3.49 | 3.61 | 3.38 | 3.55 | 567.30K |
| Oct 7, 2026 | 3.51 | 3.59 | 3.29 | 3.48 | 1.07M |
| Oct 6, 2026 | 3.70 | 3.77 | 3.42 | 3.57 | 1.73M |
| Oct 5, 2026 | 4.03 | 4.05 | 3.66 | 3.66 | 1.01M |
| Oct 2, 2026 | 4.05 | 4.06 | 3.99 | 4.03 | 288.10K |
| Oct 1, 2026 | 4.08 | 4.09 | 3.98 | 3.98 | 413.90K |
| Sep 30, 2026 | 4.23 | 4.24 | 4.04 | 4.04 | 469.10K |
| Sep 29, 2026 | 4.25 | 4.33 | 4.22 | 4.28 | 375.30K |
| Sep 28, 2026 | 4.22 | 4.25 | 4.21 | 4.21 | 262.30K |
| Sep 25, 2026 | 4.20 | 4.26 | 4.18 | 4.26 | 240.40K |
| Sep 24, 2026 | 4.22 | 4.22 | 4.17 | 4.17 | 240.10K |
| Sep 23, 2026 | 4.25 | 4.27 | 4.21 | 4.21 | 182.20K |
| Sep 22, 2026 | 4.24 | 4.28 | 4.24 | 4.26 | 169.50K |
| Sep 21, 2026 | 4.26 | 4.30 | 4.24 | 4.28 | 107.50K |
About Ellington Credit
Ellington Credit (EARN) is listed on the NYSE and classified by the SEC under “Real Estate Investment Trusts”. Its business address is in OLD GREENWICH, CT. State of incorporation: DE. Fiscal year ends March 31. SEC CIK 1560672.
EARN board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Ronald I Simon | Director | Oct 2, 2025 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Gregory Morris Borenstein | Portfolio Manager | Oct 2, 2025 |
| John Herlihy | Chief Operating Officer | Jan 5, 2026 |
| Chris Smernoff | Chief Financial Officer | Jan 5, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Oct 1, 2025 | Gregory Morris Borenstein | Buy | 3,000 | $5.29 |
| Oct 1, 2025 | Gregory Morris Borenstein | Buy | 3,000 | $5.29 |
| Oct 1, 2025 | Gregory Morris Borenstein | Buy | 3,000 | $5.29 |
| Oct 1, 2025 | Gregory Morris Borenstein | Buy | 3,000 | $5.29 |
| Sep 11, 2025 | Ronald I Simon | Buy | 10,536 | $5.68 |
| Sep 11, 2025 | Ronald I Simon | Buy | 10,536 | $5.68 |
| Sep 11, 2025 | Ronald I Simon | Buy | 10,536 | $5.68 |
| Sep 11, 2025 | Ronald I Simon | Buy | 10,536 | $5.68 |
EARN financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2024 | — | $6.59M | 0.28 | $9.11M |
| Dec 31, 2023 | — | $4.56M | 0.31 | $-10.02M |
| Dec 31, 2022 | — | $-30.20M | -2.29 | $22.42M |
| Dec 31, 2021 | — | $-6.31M | -0.50 | $27.88M |
| Dec 31, 2020 | — | $20.11M | 1.63 | $24.37M |
Latest balance sheet: total assets $783.56M, total liabilities $555.06M, cash $17.38M (as of Mar 31, 2025).
EARN earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 12, 2026 | 8-K Item 2.02 (results) | $4.35 |
| May 20, 2026 | 8-K Item 2.02 (results) | $4.80 |
| Mar 4, 2026 | 8-K Item 2.02 (results) | $4.80 |
| Nov 19, 2025 | 8-K Item 2.02 (results) | $5.10 |
| Aug 19, 2025 | 8-K Item 2.02 (results) | $5.61 |
| May 20, 2025 | 8-K Item 2.02 (results) | $5.59 |
| Mar 12, 2025 | 8-K Item 2.02 (results) | $6.11 |
| Feb 4, 2025 | 8-K Item 2.02 (results) | $6.61 |
| Nov 13, 2024 | 8-K Item 2.02 (results) | $6.37 |
| Aug 13, 2024 | 8-K Item 2.02 (results) | — |
| May 14, 2024 | 8-K Item 2.02 (results) | — |
| Mar 6, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.