Ref Finance (REF) Price & Crypto Analysis (Updated Oct 17, 2026, 12:36 AM ET)

Ref Finance (REF) down 1.5% vs yesterday's close, 99% below its record

Updated Oct 17, 2026, 12:36 AM ET
What changed since yesterday
Live snapshot
$0.09917

Ref Finance (REF) is -2.21% over 24 hours with a market cap of $9.52 million (rank #1247).

✓ CoinGeckoData as of Oct 17, 2026, 12:36 AM ET

Overview

Built on top of the cutting-edge protocol NEAR, Ref Finance is the gateway into the NEAR ecosystem through its AMM DEX, which provides liquidity and swapping features. In addition, Ref utilizes the trustless Rainbow Bridge, which seamlessly bridges Ethereum-based assets over to NEAR, and vice versa, allowing for an array of DeFi users to access lower fees and faster transaction speeds.

Project description as published by the project (via CoinGecko). Not written or verified by BuyMeWhiskey and not a prediction or recommendation.

ItemDetail
CategoryDecentralized Finance (DeFi), Near Protocol Ecosystem, Alameda Research Portfolio, DragonFly Capital Portfolio
Hashing algorithmNot applicable (token)
Official websiteref.finance

Chains and contract addresses

ChainContract
near-protocoltoken.v2.ref-finance.near

Market data

MetricValue
Price$0.09917
24h change-2.21%
24h high / low$0.1035 / $0.09520
24h trading volume$282.64
Market cap$9.52 million
Market cap rank#1247
Fully diluted valuation$9.92 million
Circulating supply95,995,182 REF
Total supply100,000,000 REF
Max supplyNo fixed cap listed
7d / 30d / 1y change+5.19% / +78.81% / -9.03%
All-time high$10.64 on 2021-10-25 (-99.07% from ATH)
All-time low$0.02987 on 2026-02-05 (+232.01% from ATL)

Ref Finance price history

Daily closes, 2025-10-17 to 2026-10-17: low $0.03305, high $0.1217.

Date (UTC day)CloseChangeVolume
2026-10-17 (live)$0.09917-1.51%$282.64
2026-10-16$0.1007+6.35%$741.73
2026-10-15$0.09468-0.47%$2,892.59
2026-10-14$0.09513+0.39%$191.43
2026-10-13$0.09476-14.38%$55.00
2026-10-12$0.1107+11.60%$407.73
2026-10-11$0.09917+6.37%$49.20
2026-10-10$0.09323+9.51%$805.16
2026-10-09$0.08513-18.04%$1,232.40
2026-10-08$0.1039+6.63%$84.24
2026-10-07$0.09742-2.67%$1,510.28
2026-10-06$0.1001+7.20%$35.74
2026-10-05$0.09336-0.09%$941.55
2026-10-04$0.09345+2.89%$37.96
2026-10-03$0.09082-0.89%$178.51
2026-10-02$0.09164-11.85%$1,381.45
2026-10-01$0.1040+11.31%$811.95
2026-09-30$0.09340+0.57%$903.21
2026-09-29$0.09287-10.54%$156.03
2026-09-28$0.1038+6.32%$2,304.94
2026-09-27$0.09764-0.22%$144.73
2026-09-26$0.09786+6.56%$1,468.89
2026-09-25$0.09184+8.94%$451.21
2026-09-24$0.08430-3.96%$512.64
2026-09-23$0.08778+0.60%$1,022.04
2026-09-22$0.08726+4.23%$2,671.11
2026-09-21$0.08372+14.90%$1,934.10
2026-09-20$0.07286-3.74%$1,384.69
2026-09-19$0.07569+14.19%$3,666.25
2026-09-18$0.06628+21.63%$1,261.25

Daily analysis log

A dated, factual note for every day: the move vs the prior day, vs the 7, 30 and 200-day averages, volume vs average and distance from the all-time high. Newest first.

Oct 17, 2026

Ref Finance (REF) down 1.5% vs yesterday's close, 99% below its record

  • Price $0.09917, -1.51% vs the prior day's $0.1007.
  • Versus 7-day average $0.09918 (-0.01%); 30-day average $0.09275 (+6.92%); 200-day average $0.05245 (+89.06%).
  • 24h volume $282.64, 0.27x its 30-day average.
  • 99.1% below the all-time high of $10.64 (2021-10-25).

Oct 16, 2026

Ref Finance (REF) up 6.4% vs yesterday's close, 99% below its record

  • Price $0.1007, +6.36% vs the prior day's $0.09468.
  • Versus 7-day average $0.09833 (+2.41%); 30-day average $0.09126 (+10.34%); 200-day average $0.05215 (+93.11%).
  • 24h volume $732.70, 0.72x its 30-day average.
  • 99.1% below the all-time high of $10.64 (2021-10-25).

Oct 15, 2026

Ref Finance (REF) volume jumps to 3.0x its 30-day average

  • Price $0.09468, -0.47% vs the prior day's $0.09513.
  • Versus 7-day average $0.09611 (-1.49%); 30-day average $0.08954 (+5.74%); 200-day average $0.05184 (+82.64%).
  • 24h volume $2,892.59, 3.00x its 30-day average.
  • 99.1% below the all-time high of $10.64 (2021-10-25).

Oct 14, 2026

Ref Finance (REF) up 0.4% vs yesterday's close, 99% below its record

  • Price $0.09513, +0.39% vs the prior day's $0.09476.
  • Versus 7-day average $0.09742 (-2.36%); 30-day average $0.08812 (+7.95%); 200-day average $0.05157 (+84.46%).
  • 24h volume $191.43, 0.20x its 30-day average.
  • 99.1% below the all-time high of $10.64 (2021-10-25).

Oct 13, 2026

Ref Finance (REF) drops 14.4% in 24 hours

  • Price $0.09476, -14.38% vs the prior day's $0.1107.
  • Versus 7-day average $0.09775 (-3.06%); 30-day average $0.08659 (+9.43%); 200-day average $0.05130 (+84.71%).
  • 24h volume $55.00, 0.06x its 30-day average.
  • 99.1% below the all-time high of $10.64 (2021-10-25).

Oct 12, 2026

Ref Finance (REF) surges 11.6% in 24 hours

  • Price $0.1107, +11.60% vs the prior day's $0.09917.
  • Versus 7-day average $0.09851 (+12.34%); 30-day average $0.08508 (+30.07%); 200-day average $0.05103 (+116.85%).
  • 24h volume $407.73, 0.37x its 30-day average.
  • 99.0% below the all-time high of $10.64 (2021-10-25).

Oct 11, 2026

Ref Finance (REF) up 6.4% vs yesterday's close, 99% below its record

  • Price $0.09917, +6.37% vs the prior day's $0.09323.
  • Versus 7-day average $0.09604 (+3.26%); 30-day average $0.08305 (+19.40%); 200-day average $0.05069 (+95.65%).
  • 24h volume $49.20, 0.04x its 30-day average.
  • 99.1% below the all-time high of $10.64 (2021-10-25).

Oct 10, 2026

Ref Finance (REF) up 9.5% vs yesterday's close, 99% below its record

  • Price $0.09323, +9.51% vs the prior day's $0.08513.
  • Versus 7-day average $0.09522 (-2.09%); 30-day average $0.08148 (+14.42%); 200-day average $0.05039 (+85.00%).
  • 24h volume $805.16, 0.74x its 30-day average.
  • 99.1% below the all-time high of $10.64 (2021-10-25).

Things to know before you trade REF

  • Volatility: over the last 30 days REF moved an average of 6.95% per day (annualized volatility about 166%), with 17 day(s) moving more than 5%.
  • Liquidity: 24h volume is $282.64, about 0.0% of market cap. Volume this low relative to size can mean wider spreads and bigger price impact on larger orders.
  • Supply: 96.0% of the total supply of 100,000,000 REF is circulating; the rest (4,004,818 REF) may be locked, vesting or held by the project and could be released later.
  • Supply change: circulating supply changed +0.00% between 2026-10-16 and 2026-10-17.
  • Where it trades: highest reported 24h volume on Rhea Finance ($738.71).
  • Drawdown: REF is 99% below its all-time high.
  • Small cap: smaller coins tend to be more volatile and easier to move with less money.
  • Risk: crypto prices can fall sharply and you can lose all of the money you put in. This page is information only, not advice.

FAQ

What is the price of Ref Finance (REF) today?

Ref Finance is trading at $0.09917 as of Oct 17, 2026, 12:36 AM ET, -2.21% over 24 hours (CoinGecko).

What is Ref Finance's market cap?

$9.52 million, ranked #1247 by market cap.

What is Ref Finance's all-time high?

$10.64, set on 2021-10-25. It is -99.07% from that level now.

How many REF are in circulation?

95,995,182 REF circulating; no max supply is listed.

Information only. Not financial or investment advice and not a recommendation to buy, sell or hold any asset. No price predictions. Data: CoinGecko; may be delayed or inaccurate.

Related coins · Decentralized Finance (DeFi)

Bitway (BTW)Ethena (ENA)Aave (AAVE)Ondo (ONDO)Morpho (MORPHO)Sky (SKY)JUST (JST)Ether.fi (ETHFI)

Popular today

Tether -0.01%Bitcoin -0.64%USDC +0.00%Ethereum -0.54%Solana -0.62%XRP -1.94%Zcash -4.03%NEAR Protocol -1.75%USD1 -0.01%BNB -0.93%