Highest FHA limit in Wisconsin
$552,000
In 2026, FHA one-unit limits in Wisconsin range from $541,287 to $552,000 (Pierce County). 70 of 72 counties use the national floor.
70 of 72counties at the $541,287 floor
All Wisconsin counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Pierce County | $552,000 | $706,650 | $1,061,550 | $832,750 |
| St. Croix County | $552,000 | $706,650 | $1,061,550 | $832,750 |
| Adams County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ashland County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Barron County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Bayfield County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Brown County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Buffalo County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Burnett County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Calumet County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Chippewa County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clark County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Columbia County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Crawford County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dane County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dodge County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Door County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Douglas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dunn County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Eau Claire County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Florence County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Fond du Lac County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Forest County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Grant County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Green County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Green Lake County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Iowa County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Iron County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jackson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jefferson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Juneau County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kenosha County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kewaunee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| La Crosse County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lafayette County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Langlade County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lincoln County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Manitowoc County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marathon County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marinette County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marquette County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Menominee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Milwaukee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Monroe County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Oconto County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Oneida County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Outagamie County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ozaukee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pepin County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Polk County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Portage County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Price County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Racine County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Richland County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rock County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rusk County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sauk County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sawyer County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Shawano County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sheboygan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Taylor County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Trempealeau County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Vernon County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Vilas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Walworth County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Washburn County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Washington County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Waukesha County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Waupaca County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Waushara County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Winnebago County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wood County | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Wisconsin for 2026?
In 2026, FHA one-unit limits in Wisconsin range from $541,287 to $552,000 (Pierce County). 70 of 72 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.
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