Grafton County, New Hampshire has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $344,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,261 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $344,500 |
| New Hampshire median home value | $402,500 |
| Limit ÷ median home value | 2.42× |
| Median household income | $88,261 |
| Median home value ÷ income | 3.9× |
| Population | 92,120 |
| Median property tax paid (owners) | $5,925 |
| Effective property tax rate (approx.) | 1.72% |
| Owner-occupied homes | 71.3% |
| Home value rank in New Hampshire | 7 of 10 counties |
| Neighbor: Belknap County, NH | limit $832,750; median home $374,900 |
| Neighbor: Carroll County, NH | limit $832,750; median home $388,900 |
| Neighbor: Coos County, NH | limit $832,750; median home $188,900 |
| Neighbor: Merrimack County, NH | limit $832,750; median home $367,600 |
| Neighbor: Sullivan County, NH | limit $832,750; median home $268,700 |
| Neighbor: Caledonia County, VT | limit $832,750; median home $227,900 |
| Neighbor: Essex County, VT | limit $832,750; median home $172,500 |
| Neighbor: Orange County, VT | limit $832,750; median home $271,300 |
Across New Hampshire's 10 counties, FHFA's 2026 one-unit limits range from $832,750 to $962,550, with 2 high-cost counties. Grafton County's median home value is 14% below the state median of $402,500 (rank 7 of 10). Among its 8 neighboring counties, Carroll County has the highest median home value ($388,900) and Essex County the lowest ($172,500); all share the same loan limit. Owners pay a median $5,925 a year in property tax, an effective rate of about 1.72% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Carroll County, NH
- 2026 conforming loan limit: Cheshire County, NH
- 2026 conforming loan limit: Coos County, NH
- 2026 conforming loan limit: Hillsborough County, NH
- 2026 conforming loan limit: Merrimack County, NH
- 2026 conforming loan limit: Rockingham County, NH
- 2026 conforming loan limit: Strafford County, NH
- 2026 conforming loan limit: Sullivan County, NH
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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