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2026 conforming loan limit: Coos County, NH

Quick answer

Coos County, New Hampshire has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $188,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,677 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$188,900
New Hampshire median home value$402,500
Limit ÷ median home value4.41×
Median household income$57,677
Median home value ÷ income3.3×
Population31,271
Median property tax paid (owners)$3,579
Effective property tax rate (approx.)1.89%
Owner-occupied homes74.2%
Home value rank in New Hampshire10 of 10 counties
Neighbor: Oxford County, MElimit $832,750; median home $217,300
Neighbor: Carroll County, NHlimit $832,750; median home $388,900
Neighbor: Grafton County, NHlimit $832,750; median home $344,500
Neighbor: Essex County, VTlimit $832,750; median home $172,500

Across New Hampshire's 10 counties, FHFA's 2026 one-unit limits range from $832,750 to $962,550, with 2 high-cost counties. Coos County's median home value is 53% below the state median of $402,500 (rank 10 of 10). Among its 4 neighboring counties, Carroll County has the highest median home value ($388,900) and Essex County the lowest ($172,500); all share the same loan limit. Owners pay a median $3,579 a year in property tax, an effective rate of about 1.89% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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