Coosa County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $115,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,355 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $115,500 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 7.21× |
| Median household income | $57,355 |
| Median home value ÷ income | 2.0× |
| Population | 10,300 |
| Median property tax paid (owners) | $315 |
| Effective property tax rate (approx.) | 0.27% |
| Owner-occupied homes | 81.6% |
| Home value rank in Alabama | 52 of 67 counties |
| Neighbor: Chilton County, AL | limit $832,750; median home $161,300 |
| Neighbor: Clay County, AL | limit $832,750; median home $156,700 |
| Neighbor: Elmore County, AL | limit $832,750; median home $223,900 |
| Neighbor: Shelby County, AL | limit $832,750; median home $326,100 |
| Neighbor: Talladega County, AL | limit $832,750; median home $149,200 |
| Neighbor: Tallapoosa County, AL | limit $832,750; median home $158,500 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Coosa County's median home value is 45% below the state median of $209,900 (rank 52 of 67). Among its 6 neighboring counties, Shelby County has the highest median home value ($326,100) and Talladega County the lowest ($149,200); all share the same loan limit. Owners pay a median $315 a year in property tax, an effective rate of about 0.27% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.