Cheshire County, New Hampshire has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $280,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,329 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $280,100 |
| New Hampshire median home value | $402,500 |
| Limit ÷ median home value | 2.97× |
| Median household income | $83,329 |
| Median home value ÷ income | 3.4× |
| Population | 77,297 |
| Median property tax paid (owners) | $6,048 |
| Effective property tax rate (approx.) | 2.16% |
| Owner-occupied homes | 72.7% |
| Home value rank in New Hampshire | 8 of 10 counties |
| Neighbor: Franklin County, MA | limit $832,750; median home $329,000 |
| Neighbor: Worcester County, MA | limit $832,750; median home $423,700 |
| Neighbor: Hillsborough County, NH | limit $832,750; median home $421,100 |
| Neighbor: Sullivan County, NH | limit $832,750; median home $268,700 |
| Neighbor: Windham County, VT | limit $832,750; median home $279,600 |
Across New Hampshire's 10 counties, FHFA's 2026 one-unit limits range from $832,750 to $962,550, with 2 high-cost counties. Cheshire County's median home value is 30% below the state median of $402,500 (rank 8 of 10). Among its 5 neighboring counties, Worcester County has the highest median home value ($423,700) and Sullivan County the lowest ($268,700); all share the same loan limit. Owners pay a median $6,048 a year in property tax, an effective rate of about 2.16% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Chester County, PA
- 2026 conforming loan limit: Chester County, SC
- 2026 conforming loan limit: Chester County, TN
- 2026 conforming loan limit: Chesterfield County, SC
- 2026 conforming loan limit: Chesterfield County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.